26/05/2026
Your bank can give you 20% extra working capital right now — no collateral, no guarantee fee.
ECLGS 5.0 is officially live.
Here is what you need to know:
✅ Existing working capital loan at any bank or NBFC — you qualify
✅ Extra credit = 20% of your peak Q4 FY26 usage (max ₹100 crore)
✅ Zero collateral required
✅ Zero guarantee fee
✅ 100% government-backed for MSMEs
✅ 1-year moratorium on repayments
⚠️ Scheme closes when corpus is exhausted — not on the March 2027 deadline
Go to your bank this week. Ask specifically for ECLGS 5.0.