https://www.facebook.com/1749051358698970/

Home Source Realtors & Investments HSRI, Suite No-108, DCB bank building, 4th floor, L. T Marg, Opp-Crawford Market, Mumbai (2026)

17/07/2017

Dubai's real estate market downturn 'nearing its end'

Source: Arabian Business I 17, July 2017

New report says 78,000 units scheduled for delivery by 2020 could hinder price recovery

The downturn in Dubai's residential market, which has seen prices fall over a number of months, is nearing its end, according to a new report.

JLL's Q2 2017 Dubai Real Estate Market Overview report said the residential sector witnessed 5,400 completed properties being sold in the first five month of 2017, an increase from the 4,500 units that were sold during the same period of 2016.

It added that with little change in either sale prices or rentals recorded over the quarter, the residential market "remains relatively stable as the recent down cycle nears an end".

“The Dubai real estate market largely remained relatively subdued in Q2, market sentiment is however expected to become more positive in the second half of the year,” said Craig Plumb, head of research, MENA, JLL.

The second quarter of 2017 saw the addition of 3,600 units to the market.

A further 25,000 units are currently under construction and scheduled for delivery by the end of 2017, but only half of these are considered likely to be handed over to purchasers by year-end, JLL said.

The Dubai residential market has around 78,000 units under construction and scheduled for delivery by 2020, indicating a 15 percent growth from current supply levels, it added.

"With a forecast population growth of 3.5 percent per annum, this potential supply is in excess of the underlying level of demand and could therefore result in increased vacancy levels if it were all to be developed on schedule," noted JLL.

JLL said the Dubai residential sector has been a ‘buyers’ market’ over the past 2 years, with average sale prices for both villas and apartments declining between 5-10 percent in the year to mid-2016.
A year later, the picture is stabilizing with prices declining by less than 1 percent in the year to Q2 2017.

JLL added that the next movement in price (up or down) will be dependent on how many of the potential supply of 78,000 units actually complete over the next 3 years.

"Our assumption that prices will see a marginal increase over the next 12 months is dependent on further delays to supply being experienced," its report said.

It added that rents continue to see single digit annual declines of 4.2 percent and 6.5 percent for apartments and villas respectively.

17/07/2017

CITYSCAPE TO ALLOW UAE DEVELOPERS TO SELL ON-SITE

Source: TRADE ARABIA I 17, July 2017

Cityscape Global, a major real estate exhibition in Dubai, UAE is offering an opportunity for developers with UAE-based projects to sell on-site to homebuyers and investors for the first time.

Taking place from September 11 to 13 at Dubai World Trade Centre, Cityscape Global will feature some of the foremost developers from the region and internationally, who will showcase a range of groundbreaking real estate projects.

The 16th edition of the event will, for the first time, see visitors interested in investing in the UAE able to make purchases at the show. Developers with projects based in the UAE will be permitted to make sales on the show floor, in accordance with the rules and regulations administered by the local land departments and municipalities in the emirate in which the property is located.

“This is a great opportunity for developers to increase their ROI onsite, and for visitors to capitalise on attractive price options, making informed purchasing decisions directly on the show floor,” said Tom Rhodes, exhibition director, Cityscape Global.

“Over the past few years, authorities such as the Dubai Land Department have worked tirelessly to increase investor transparency in the market and their efforts have proved successful. This has enabled Cityscape to foster closer ties with regulatory bodies, like RERA, to ensure that only registered projects are showcased and now sold at the exhibition.”

Dubai remains the most transparent real estate market in the Mena region and recorded an improvement in JLL’s Global Real Estate Transparency Index for 2016. According to the property consultant, the Dubai Government and the Dubai Land Department are ticking more boxes when it comes to opportunities for potential investors through efforts to improve transparency.

As a result of the opportunity to make on-site transactions at this year’s exhibition, Cityscape Global is expecting significant interest from visitors looking for real estate investment at the exhibition.

Last year, a Cityscape Global survey found that close to 30 per cent of attendees were homebuyers and investors, while 68 per cent of visitors confirmed they intended to make a purchase or conduct business with a company that they met during the exhibition. In addition, a YouGov attitudinal survey – conducted in partnership with Cityscape and commissioned ahead of Cityscape Global last year – revealed that 42 per cent of GCC and Egyptian investors see UAE as the most attractive country to invest in real estate.

Cityscape Abu Dhabi, held earlier this year, permitted sales directly from exhibitor stands for the third year running; a formula which proved successful and resulted in an increase in ROI for many local developers, including Aldar who sold a significant portion of their new development, The Bridges, and generated a total value of Dh400 million ($108.8 million).

“On the back of these results and the fact that visitors will now be able to purchase UAE-based registered property at the stands at this year’s Cityscape Global, we predict that the show will usher in more visitors looking to seize opportunities, and an increased ROI for developers,” added Rhodes.

According to Lynnette Abad, partner and head of Property Monitor, data partner at this year’s Cityscape Global, at Cavendish Maxwell, the average apartment prices across Dubai have continued to trade within a close range of Dh1.2 million to Dh1.4 million over the last 12 months, while average prices for villas have moved from Dh3.7 million in Q3 2016 to Dh2.2 million this quarter.

“Lower priced villa inventory continues to enter the market in locations such as Dubailand, impacting price dynamics for existing communities,” said Abad. “For apartments, starting prices of Dh700,000 in emerging locations such as Dubai South and Sports City are driving demand from first time buyers. Communities with existing infrastructure and amenities continue to fare better than outlying areas with limited facilities and majority of the projects under construction.”

Cityscape Global 2017 returns with support from Foundation Partners: Dubai Properties, Nakheel PJSC; Platinum Sponsors: Al Marjan Island, Binghatti Developers, Union Properties PJSC; and Silver Sponsor: Maryapi Real Estate Development; Project Marketing Sponsor: Aqua Properties and Strategic Partner: Dubai Land Department.

Also exhibiting this year are Wahat Al Zaweya Investment & Real Estate Development, Kleindienst, Knight Knox, Five Holdings, Nakheel, Dubai South, Damac Properties, Dubai Holding and many more.

Cityscape Global is co-located with Building Healthcare, Innovation and Design Show, the regional business platform for build, construction, design and innovation of healthcare facilities.

17/07/2017

UAE cuts residency permit processing time for private firms by 50%

Source: Khaleej Times I 17, July 2017

The ministries of Interior, Foreign Affairs and International Cooperation, Health and Prevention, and Human Resources and Emiratisation and Emirates Identity Authority have announced measures to reduce by 50 per cent the time required to process a transaction for the issue of a residency permit.

The move is part of the world's first government accelerators, a new government approach that will accelerate the achievement of the National Agenda of the UAE Vision 2021.

Launched by His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai, the accelerators have multiple tasks and responsibilities to boost the pace for achieving the goals of the National Agenda and projects.

The government bodies will also be tasked with implementing joint projects in record time to transform government services to advanced standards by 2021.

Dr. Hussain Al Rand, Assistant Under-Secretary for Health Centres and Clinics, Ministry of Health, stressed the ministry had established the happiness station at the Ajman Preventive Medicine Centre with other partners to streamline the process of issuing the residency permit.

''The Ministry of Health is committed to co-operating with other government stakeholders to deliver the objectives of the government accelerators regarding the residency permit for private sector staff in 100 days,'' he affirmed.

18/04/2017

10 REASONS WHY YOU SHOULD LOOK FORWARD TO INVESTING IN DUBAI REAL ESTATE

Source: Khaleej Times I 17, April 2017

Here are a few reasons for investors to consider committing to the Dubai real estate sector:

Expo 2020 is coming to Dubai

Dubai is hosting the next World Expo in October 2020. The Expo will attract approximately 25 million visitors from 180 nations. The announcement of the Expo in Dubai has boosted the off-plan property sector. Investors who are buying property near the Expo will receive a high return on investment. The Expo's duration is six months and millions of visitors will need to rent property. The rental demand will be high, enabling landlords the flexibility to increase rents.

Dubai seeks to become happiest city in the world

Dubai created the Ministry of Happiness in 2016. The primary duty of this ministry is to develop programmes and policies to improve the happiness levels of Dubai's residents.

High return on investment

Dubai's real estate market is maturing as the city's population is increasing each year. Investors aware of the growing demographic are wisely purchasing property to supply the boost in rent demand.

Dubai's tourism industry is booming

Dubai's economy incorporates tourism, trade, business services and other industries. The construction of new hotels and real estate projects is a direct result of Dubai's growing tourism industry.

The Museum of the Future

The Museum of the Future allows visitors to experience the future through cutting-edge simulations and interactive exhibits. The museum will include scientific conferences and offer advanced courses on new scientific achievements and trends. The museum will focus on solutions to the top three challenges emerging from climate change: water supply, food security and self-sufficient cities.

Low crime rate

The sense of safety is a major advantage of buying property in Dubai. Minor crimes are also unlikely. Do not worry if you accidentally leave your wallet visible in your car. It is highly unlikely to be stolen.

Superior transportation routes

Dubai is continuously advancing its transportation infrastructure. The US-based Hyperloop One is creating an expedited transportation route between Dubai and Abu Dhabi. Hyperloop One prepares to launch the world's first operational Hyperloop system, allowing passengers to travel between the emirates in pods at 1,200 km per hour. The project's goal is to provide transportation from Dubai to Abu Dhabi in 12 minutes. Hyperloop One estimates that approximately 4,000 vehicles commute daily from Abu Dhabi to Dubai.

No annual property taxes

Investing in Dubai's real estate market is tax-free. Purchasing a commercial or residential property will not include taxes. Once the property is purchased, owners will not be obliged to pay additional taxes in the future.

Dubai's population is growing

Property project launches in Dubai are estimated to increase as its population grows each year. The Dubai Statistics Centre announced that Dubai's population in January 2016 was 2.4 million and will reach 5.2 million by 2030.

Gourmet restaurants, entertainment

Dubai offers unique experiences with desert safaris, luxurious spas, beaches, yacht communities, skydiving and water parks. The city is also known for its wide selection of gourmet restaurants from each region.

23/01/2017

Sheikh Mohammed bin Zayed’s Republic Day visit to strengthen trade ties with India

Source: THE NATIONAL I 23, January 2017

Business leaders are anticipating that the visit of Sheikh Mohammed bin Zayed, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the Armed Forces, to India, which starts on Tuesday, will significantly strengthen economic and trade relations, leading to more investment in India by the UAE.

Sheikh Mohammed is on a three-day trip and will be the chief guest at the country’s Republic Day celebrations in New Delhi.

The visit "is a testament to the strengthening ties between the two countries", said Pramod Manghat, the chief executive of UAE Exchange, a remittances company headquartered in Abu Dhabi.
"We believe that this visit will foster the strategic partnership in select key areas, like trade and investment, energy and technology."

The Minister of Economy, Sultan Al Mansouri, will be among a group of ministers who are also travelling to India, along with a delegation of business executives from the UAE.

Aditya Birla, an executive board member of the Apeejay Satya and Sivaram Group, a fam¬ily-run industrial and investment house in New Delhi, said the visit would be "pivotal" for India and UAE trade and investment ties. "Calling someone to be chief guest at Republic Day is a big thing, and it’s usually an indication that whoever is being called is on the top agenda of the prime minister and the country," Mr. Birla said. "It sends a serious message that India really wants to improve its connections to the UAE, and the UAE accepting the invitation really shows they are serious about moving with India to the next step."

Indians make up the largest single nationality of expatriates in the UAE.

"India and Indians have always been a very integral part of the UAE fabric," said Yusuffali M A, chairman of the UAE-based Lulu Group.

He is part of the delegation. "Initiatives such as Make in India, Digital India, Skill India, coupled with easing of FDI [foreign direct investment] norms, have made India a very lucrative market for investors the world over," Mr Yusuffali said. "I am sure the business leaders of the UAE will get first-hand information about these initiatives during the various bilateral engagements that will take place during this visit." He said any agreements that come out of the visit would have a "positive impact on the future of Indo-UAE relations".

The UAE is a major source of remittances for India.

Sudhesh Giriyan, the chief operating officer of remittances company Xpress Money, said "there is a great opportunity for new bilateral cooperation" and Sheikh Mohammed’s attendance as chief guest of the Republic Day celebrations "signifies that this is a truly important relationship".

Historic economic and trade ties between the two countries have been in focus of late, with India’s prime minister Narendra Modi visiting the UAE in 2015, which was followed by a visit to India by Sheikh Mohammed in February last year. Mr Modi is striving to boost FDI flows into India, to help with economic growth and to create more jobs for the country’s vast population. Mr Modi’s trip resulted in a US$75 billion fund being announced by the two countries to invest in infrastructure in India.

The two nations have highlighted plans to increase trade by 60 per cent by 2020.

The UAE is a major supplier of crude oil to India and there will also be interest in the progress made on plans announced last year for ADNOC to store crude oil in India’s strategic reserves. UAE companies that are investing in India include the ports oper¬ator DP World, while Abu Dhabi’s Etihad Airways has a stake in the Indian carrier Jet Airways. India is also one of the UAE’s biggest markets for international tourists.

23/01/2017

Dubai and Abu Dhabi named as favoured locations by world’s wealthiest homebuyers.

Source: THE NATIONAL I 23, January 2017

Dubai and Abu Dhabi have both featured on a new ranking of the 50 most important cities for property ownership among the world’s wealthiest people.

The Alpha Cities Index has been created by consultancy Wealth-X and is a ranking of the cities that ultra high net-worth individuals (UNHWIs) – those with a net worth of US$30 million or more – believe to be most attractive when considering property purchases. Cities were rated on a series of practical, emotional and cultural factors.

Three Middle East cities made the top 50 with Dubai securing the highest regional placing at 36th. Abu Dhabi was ranked 50th and Kuwait City was joint 42nd.

US cities dominated the list, with 12 out of the top 25 locations, but only one US city appears in the top five – New York, which was ranked second. London was named as the top city for wealthy buyers.The index appears in Wealth-X’s new Global Property Handbook guide, which was compiled alongside the US-based brokers Warburg Realty and the Paris-based Barnes International Realty.It found that 10 per cent of UNHWIs own five or more properties. It also said the market for luxury residential property had been buoyant between the aftermath of the global financial crisis and 2015, but had started to slow in the first half of last year.
The report also said governments "in a number of countries" had introduced measures to discourage wealthy foreign buyers from snapping up homes because of fears that they would price local buyers out of the market.

"The luxury real estate industry certainly faces headwinds, including the ongoing weakness in the euro zone, uncertainty triggered by Brexit, and related reduced purchasing power among European buyers. The degree of political insecurity – certainly in the US market – is also a significant factor," said Frederick Warburg Peters, Warburg Realty’s chief executive.

Sameer Lakhani, the managing director of Global Capital partners, said that Dubai’s property market has traditionally been "top heavy" in building a higher proportion of luxury properties than in other cities in the world. This was due, he argued, to the commodity boom that took place between 2002-12.

"That oil boom had beneficiaries in the region, in countries like Russia and some North African countries. That boom then fed into luxury properties. You had a lot of holiday homes and an investor effect that was coupled with a dollar that was weakening.
"It wasn’t just Dubai – you saw it in Spain, in America and in Egypt."
He said this trend has started to reverse more recently as developers cater more to UAE residents by providing more affordable property. For instance, some 77 per cent of existing villas are priced in the Dh2 million and above bracket, but 63 per cent of all villas currently under construction in Dubai are being sold for between Dh1m and Dh2m.
"You’re seeing a structural shift," he said.

Speaking at the launch of CBRE’s Dubai Annual Market Update last week, the firm’s UAE head of research and consultancy, Matthew Green, said that many developers who had operated at the premium end of the market "are now starting to try and squeeze construction costs and deliver a product that is maybe slightly cheaper to build" to appeal to a wider group of buyers.
CBRE is predicting that 70,000 units are due for completion in Dubai over the next three years.

"With so much competition between multiple, master-planned developments and everyone with the same view that they need to deliver product in time for [Expo 2020] the residential space has become increasingly competitive," he said.

23/01/2017

Dubai’s ‘muted’ office market leads to rental declines

Source : THE NATIONAL I 23, January 2017

Activity remains "muted" in Dubai’s office market, with a majority of districts in the city reporting flat or declining rents, according to Cluttons.

The firm’s Spring 2017 Dubai Office Market Bulletin reported declines in top-band rents in 15 out of 23 submarkets monitored, and increases in only two – DIFC, where top rents increased by 5.7 per cent year-on-year to Dh370 per square foot, and non-free zone space in Dubai Design District.The submarkets which experienced the greatest declines were JLT (with a 22.2 per cent decline in top-band rents to Dh140 per sq ft), Garhoud (18.2 per cent, Dh90 per sq ft) and Al Barsha (18.2 per cent, Dh 90 per sq ft).Lower-band rents dropped by 14.3 per cent both in JLT and Business Bay to Dh60 per sq ft, and were largely flat, declining in nine submarkets but increasing in four.

Faisal Durrani, the head of research at Cluttons, said that 2016 "was broadly punctuated by high levels of consolidation activity, notably from the oil and gas sector, but also existing occupiers looking at efficiencies through single-hub operations".
However, he added that "a lot of that activity has all but subsided" and that government efforts to boost the technology, media and telecoms (TMT) sector were having an effect, with Internet City and Media City at the helm of a "rapidly expanding and ever-important" sector for Dubai’s economy.
"However, with limited amount of space available in high demand locations, interest is likely to rise in complementary free-zones such as Dubai Science Park. Samsung, for example, has recently trebled its floor space, while Amazon Web Services announced plans to establish a new Middle East office in the emirate as it works to grow its presence in the region."
Space in Dubai International Financial Centre also remains at a premium, and with no substantial new stock due until ICD Brookfield Place completes in 2019, the shortage of available offices is "hampering activity", according to the head of Cluttons’ Dubai office, Murray Strang.
"For now, core buildings command very low vacancy rates of sub 5 per cent and we expect this to persist," he said.

26/10/2016

Chinese investors keen to snap up Dubai properties

Source : Khaleej Times I 26, October 2016

Dubai : China's rise towards becoming a global financial giant is a story containing narratives of consistent efforts, grit and perseverance. As a result, the Chinese society has become affluent with investors harvesting global markets that offer the best deals to investors. Investing in international real estate markets has become a favorite pastime for Chinese investors, and their eyes are locked on one property market in particular.

According to Juwai.com president for the UK, Europe and the Middle East, Bernie Morris, enquiries on UAE properties via the website for the first half of 2016 have risen 40 per cent. The search hits for Dubai properties were recorded at 85.3 per cent higher over the past 12 months compared to the previous year.

Attracted by the option of earning higher rental yields on properties and tapping the huge margin for capital appreciation, Chinese investors are trying to increase their presence in Dubai's real estate market. Gauging from the way things are shaping up right now, it will not be surprising if Chinese investments in Dubai's property market overtake those by British, Indian and Pakistani investors in the coming years.

Let us then discuss the reasons why Chinese investors are so keen on investing in the UAE, especially in Dubai's real estate sector.

Turbulence at home
The Chinese real estate market has been experiencing a stock market downturn, low interest rates, low rental yields and low capital gains for a couple of years now. The changing circumstances have prompted investors from China to focus their attention on the UAE, especially Dubai's profitable real estate sector as the market slows back home.

When Dubai published its 2015 list for biggest international real estate investors, Chinese investors were ranked the seventh biggest source market in Dubai with investment of around $460 million in the first nine months of 2015.

Chinese online property giant Juwai.com said Chinese investor interest in Dubai's realty sector rose by 1,200 per cent by August 2015. The number is still improving and setting the scenario for Chinese domination of the emirate's property market.

Another reason why Chinese investors are keen to increase spending in Dubai's property market is the high rental yields offered by properties in the emirate.

According to UAE property portal Bayut.com, rental yields in Dubai can go as high as eight per cent to 10 per cent in select apartment categories. In addition, yields for luxury villas has been calculated at five per cent to six per cent. In terms of capital appreciation, the apartment category typically registers handsome growth, comparable with the best markets in the world.

Profitable opportunities
Incentives provided by the UAE, especially Dubai, are among the best in the world with regard to the real estate business. Dubai offers low property prices, excellent rental yields, zero rental income tax, investor security and ready residence visas on purchase of property worth Dh1 million.

Cordial trade ties between China and the UAE have encouraged Chinese citizens to move out to Dubai in large numbers, thus resulting in a constantly-growing expat Chinese population in the emirate. According to some estimates, the Chinese population in Dubai has reached 230,000 in the last five years by registering a growth of 53 per cent. This section of expats is also responsible for running at least 4,000 Chinese companies in the UAE.

Chinese investment in Dubai's real estate sector rose by a whopping 300 per cent in 2014 compared with 2012. And the numbers keep getting better as the years pass.

UAE-based real estate developers have also realized the investment potential of Chinese investors and have taken steps to reach out to them via cross-continental property conventions. For example, the Hong Kong Convention and Exhibition Centre hosted the Dubai Property Show earlier in 2016. This and other similar events have managed to grab the attention of Chinese investors wanting to invest in Dubai's real estate sector. Such initiatives have started showing results as investors from China continue pouring money into Dubai's real estate industry. A win-win for both sides.

20/09/2016

NOW OR NEVER ???
SHOULD YOU INVEST DURING THE FESTIVE SEASON OR WAIT FOR PRICES TO DROP? WE DECODE WAYS TO GAUGE A PROPERTY'S LIFECYCLE.

Just like any other product life cycle, the property market too moves in cycles- of ups and downs. Most of us are familiar with the phases in the real estate market - prices rise, fall, stabilize and then rise again. Therefore, it is important to understand the sentiments of the market before buying or investing in a property during such cycles.

THE RIGHT TIMING
For a majority of the buyers, pricing is the main factor. According to our analysis "We would all like to buy when prices are low. However, the purchase of a property is not about timing the market right. In fact, for actual users, it is about the lifecycle rather than the property cycle because an early purchase of a property ensures lower financial burden and entails longer enjoyment." Many financially-sound investors spend a considerable amount of time trying to pick the right moment to buy in order to maximize their profits. This was exactly the strategy adopted by a researcher in Bhabha Atomic Research Center who bought a flat in Kharghar, five years ago. Back then, the Navi Mumbai market was booming because of the upcoming infrastructure projects and there was a huge unsold inventory in the market. The researcher says "For long , I was monitoring the property market, so that i could make some investment. But every one was advising me to wait for the rates to drop down further, as there could be a further drop in the price but the prices have only escalated in the last two years."
So, if you are planning to buy a property, then the researcher advises, "Developers focus on selling their existing inventory during the monsoons and once that is done, they target the new launches in the festive season. New launches make the best and safest bets for investment purposes."
Also, from the timing perspective, a professional property investor will exit the property if a good deal comes along. In some cases, selling also becomes necessary due to an urgent financial need. In one case a seller sold his flat in Dahisar due to financial problems, he ensured that the price he got was guided by the open market valuation. He shares," I didn't wait for the figure I was expecting, as it was neither professional nor advisable to wait, since I was in need of money. Also, i had got the expected returns as I had invested during the low-phase."

27/08/2016

TAXES & DUTIES THAT COME INTO PLAY WHILE BUYING A HOME

1. STAMP DUTY
If the sale agreement is not properly stamped, it will not be tenable in the court of law. The rate of stamp duty in Maharashtra is payable at 5% of the agreement value or the Ready Reckoner (RR) rate, whichever is higher.

2. REGISTRATION CHARGES
The registration fee in Maharashtra is usually payable at 1% of the agreement value or a maximum of Rs 30,000 whichever is less.

3. SERVICE TAX
Service tax is levied by the central government on under construction properties for the services provided by real estate developers involving the sale of building complexes, civil structures, or part thereof.

a) If the value of the house property is more than 10 million, then the service tax chargeable is 4.5% of the sale consideration and 15% of floor rise and other charges;

b) If the value of the house property is less than 10 million, then the service tax chargeable is 3.75% of the sale consideration and 15% of floor rise and other charges.

4. VALUE ADDED TAX (VAT)
This tax is not payable unless it is purchased from the developer after the completion of the construction and receipt of occupancy certificate in case of resale transactions.
The levy of VAT is state subject and currently chargeable at 1% of the agreement value in Maharashtra.
Further, if the value of the property is more than Rs 50 lakh, the buyer is required to deduct the TDS and remit the same to the government. Upon such deduction and remittance to the government, the buyer is mandated to submit a duly signed TDS certificate Form 16B - to the developer.

Experts point out that while buying an under-construction home, all types of taxes are applicable i.e. Stamp Duty, Registration Charges, Service Tax, and VAT. On the other hand, in case of ready-to-move-in home, which already has an occupancy certificate, the buyer is liable to pay only Stamp Duty and Registration Charges.

Home Source Realtors & Investments HSRI

17/07/2017

17/07/2017

17/07/2017

18/04/2017

23/01/2017

23/01/2017

23/01/2017

26/10/2016

20/09/2016

27/08/2016

Address

Telephone

Website

Alerts

Contact The Business

Shortcuts

Share

Category