Ace Realtors & Financial Consultants

09/09/2018

ॐ श्री गणेशाय नमः
Uttarakhand Welcome you all again ... 2018 Coming Autumn & Winter
http://clubwanderlust.co.in

25/08/2018

Btech First Year Spot Counselling.
Women Institute of Technology( A Constituent Institute of UTU).

23/02/2018

10,000 Punjab National Bank Credit, Debit Card Customers Said to Be Affected by Data Breach

Indo-Asian News Service, 23 February 2018.

Some 10,000 credit or debit card holders have been affected by a data breach reported by Punjab National Bank (PNB), which is already reeling under a multi-crore rupee financial fraud by two fugitive luxury jewelers.

According to an Asia Times report, security experts believe that the sensitive details of customers of the state-run bank were offered for sale through a website for at least three months.

The Hong Kong-based English language news reported that the bank was tipped off on Wednesday night about the data breach by CloudSek Information Security, a company registered in Singapore that also has its office in Bengaluru. The firm monitors data transactions.

"We have a crawler that is deployed in the dark/deep web. These are sites on the Internet which are not indexed by Google or other major search engines. They are used to buy and sell sensitive data illegally," chief technical officer Rahul Sasi was quoted as saying by the news site.

"Our crawler detects any such data and sends it to a Machine Learning software that we have created. If this detects anything that is suspicious, and of interest to our clients, we immediately take action."

PNB's Chief Information Security Officer T.D. Virwani has confirmed it was working with the government to contain the fallout from the release of the data.

The data available for sale includes names, expiry dates, Personal Identification Numbers and Card Verification Values.

22/02/2018

The Employees’ Provident Fund Organisation (EPFO) on Wednesday 21st Feb 2018 declared an interest rate of 8.55% for 2017-18 for over 5 crore members, lower than 8.65% for 2016-17.

This is the second time in a row that the retirement fund entity has lowered interest rates for its subscribers. The EPFO had announced 8.65% rate of interest on deposits for 2016-17 and in 2015-16 it was pegged at 8.8%.

30/06/2017

Axis Bank need premises.

22/01/2017

Budget 2017: Jaitley may give more tax breaks for first-time buyers of shares The government may announce a new scheme or overhaul the structure of Rajiv Gandhi Equity Savings Scheme (RGESS), which has found few takers.

The government may announce a new scheme or overhaul the structure of Rajiv Gandhi Equity Savings Scheme (RGESS), which has found few takers..

11/12/2016

Pragati: (Scholarship for Girl Students)

Pragati is a scheme of AICTE aimed at providing assistance for Advancement of Girls participation in Technical Education . Education is one of the most important means of empowering women with the knowledge, skill and self-confidence necessary to participate fully in the development process. This is an attempt to give every young Women the opportunity to further her education and prepare for a successful future by “ Empowering Women Through Technical Education” .

Salient Features of the Scheme:

• Number of scholarships per annum: 4000
• ‘One Girl’ per family, where the family income is less than Rs. 6 Lakh /annum
• The candidates will be selected on Merit at the qualifying examination to pursue technical education from amongst such candidates
• The candidates should have been admitted to 1st year of the Degree or Diploma programme in any of the AICTE approved institute during the academic year 2016-17 through centralized admission process of the State/ Centre Government
• Amount of scholarship: Tuition Fee of Rs. 30000/- or at actual, whichever is less and Rs. 2000/- per month for 10 months as incidentals each year.
• Reservation-15% for SC, 7.5% ST and 27% for OBC candidate/applicant.
• Out of the total number of scholarship in each scheme, 50% scholarships are available at each Degree /Diploma level and also transferable in the event of non availability of eligible applicant in any of the of Degree/ Diploma level Programme.

Certificates Required :

i. Copies of Mark sheet of standard Xth/ XIIth/ Others as applicable
ii. Copy of Annual Family Income Certificate for the financial year 2015-16 in the prescribed format issued by Tahsildar or Higher officer
iii. Copy of Admission letter to Diploma/Degree Course iv. Copy of Tuition fee receipt
iv. Copy of Bank Pass Book showing name of the student, Account number, IFSC code and Photograph
v. Copy of student PAN card (if available) vii. Copy of AADHAAR card (if available)
vi. Certificate issued by the Director/Principal/Head of the Institute ix. Declaration by Parents.

Saksham: (Scholarship to Differently Abeled Students)

Salient Features of the Scheme:

Saksham is a scheme of AICTE aimed at providing encouragement and support to specially abeled children to pursue Technical Education. This an attempt to give every young student who is otherwise specially abled, the opportunity to study further and prepare for a successful future.

• Number of scholarships per annum: 1000
• For Specially Abled students whose family income is less than Rs. 6 lakhs per annum
• The candidates should have been admitted to 1st year of the Degree or Diploma programme in any of the AICTE approved institute during the academic year 2016-17 through centralized admission process of the State/ Centre Government
• The candidates will be select on merit at the qualifying examination to pursue technical education from amongst such candidates.
• Amount of scholarship: Tuition Fee of Rs. 30000/- or at actual, whichever is less and Rs. 2000/- per month for 10 months as incidentals each year.
• Reservation-15% for SC, 7.5% ST and 27% for OBC candidate/applicant.
• Out of the total number of scholarship in each scheme, 50% scholarships are available at each degree /diploma level and also transferable in the event of non availability of eligible applicant in any of the of degree/ diploma level programme.

Certificates Required :

i. Copies of Mark sheet of standard Xth/ XIIth/ Others as applicable
ii. Copy of Annual Family Income Certificate for the financial year 2015-16 in the prescribed format issued by Tahsildar or Higher officer
iii. Copy of certificate issued by Competent Authority in case of Differently abled candidate
iv. Copy of Admission letter to Diploma/Degree Course
v. Copy of Tuition fee receipt
vi. Copy of Bank Pass Book showing name of the student, Account number, IFSC code and Photograph
vii. Copy of student PAN card (if available)
viii. Copy of AADHAAR card (if available)
ix. Certificate issued by the Director/Principal/Head of the Institute
x. Declaration by Parents

20/09/2016

JEE Advanced 2017 exam dates have been declared. According to latest information, the exam will be held on May 21 in 2017. Moreover, from next year, 20,000 more aspirants will be eligible to write JEE Advanced, thus taking the total up to 2,20,000. However, these candidates will first have to clear JEE Main.In the coming year, there is a projected increase of 500 seats at IITs.
The exam date was decided in a recently held Joint Admission Board (JAB) meeting. JEE Advanced 2017 will be organized and conducted by IIT Madras.
JEE Advanced 2017 cut-offs
If sources are to be believed, the aggregate cut-off marks in Class XII for SC and ST candidates has been reduced to 65% from 70%. Basis the Ministry of Personnel, Public Grievances and Pensions, OBC-NCL certificates issued after April 1 will also be considered valid for JEE Advanced 2017.
Hassle free JEE Advanced 2017 registration process
Students appearing for the exam in 2017 can expect a less strenuous and hassle free JEE Advanced registration process. One of the decisions taken at the JAB meeting was that from the next year, the process of JEE Advanced registration, fee payment, result announcement and choice filling etc will be student friendly, making the entire process easy and convenient. Aspirants would be able to use features like short video tutorial and SMS services extensively during the process.

According to the latest reports, Class XII marks will not be a basis for determining JEE ranks required for admissions to engineering undergraduate courses offered by IITs and NITs from 2017.

The HRD Ministry, after examining the report of Ashok Misra Committee and considering the public feedback, have made the following changes in JEE 2017 exam pattern:
•The performance of students in Class 12th Examination will be a crucial parameter for determining the eligibility of the student for the JEE examination.
•To qualify in JEE Exam, aspirants should have secured at least 75% marks or be in the top 20 percentile in the 12th Class Examination conducted by respective Boards. This condition, however, will be relaxed to 65% for SC/ST students.
•The present system of giving 40% weightage for the 12th Class marks in calculating the ranks in the JEE Main shall be dispensed with.
•All other JEE Examination systems shall remain unchanged.

04/09/2016

About the Scheme
In order to provide a better living & boost economic growth of those whose annual household income is less than Rs 6 lakh, Prime Minister, Mr. Narendra Modi launched a scheme namely, ‘Pradhan Mantri Awas Yojana’ (PMAY) on June 25, 2015. Born with a noble mission, the Yojana aims 2 crore new houses across the nook and corner of India by 2022. The Yojana would benefit people irrespective of their caste, creed and religion.
One of the most prominent verticals of the Yojana is Credit Linked Subsidy Scheme (CLSS). The scheme would benefit families/households earning upto Rs 6 lakh per annum. Leveraging this scheme, you can avail the Home Loans at subsidized interest rates, which are much below the market rate.

Now the question pops in your mind - Who are the beneficiaries? How they are covered? What is the eligibility Criteria? What they need to do to obtain subsidy? Right?
The beneficiaries include those family/households whose annual income is upto Rs 6 lakh on an annual basis. These beneficiaries should be first time home buyers. Another question - where would the subsidy come from? The leverage would be coming from the Central Government Treasury.

If a person takes a home loan of Rs 6,00,000/- at normal 10.5% interest rate for 15 years tenure, the EMI would stand Rs 6,632/- Whereas, if a person leverages PMAY scheme, and avails home loan at subsidized rates, the EMI would stand Rs 4,050/- a month. Savings of around Rs. 2000!
However, if the loan amount exceeds Rs 6 lakh, the excess amount will fall under the bracket of normal market interest rates. So, If a person availed Rs 10 lakh as loan amount, subsidized 6.5% interest rate would be applicable only on Rs 6 lakh. And the remaining Rs 4 lakh balance would fall under the bracket of normal home loan at market rates.

Important flash-points in eligibility-

1. The applicant should not own a pucca house in any parts of the country either in his name or any family member’s name.
2. Female participation in property is also an indispensable criteria. As per the law, the registration should be done either in the name of any female member of the family or in joint basis.. A pro women scheme! However, in case of no adult female member, the male applicant can get the property registered in his name.

13/06/2016

Microsoft to Buy LinkedIn for $26 Billion in Biggest Deal Yet

Microsoft Corp. is acquiring the professional social network LinkedIn Corp. for $26.2 billion, one of the largest technology-industry deals on record, as the maker of Windows software attempts to put itself at the center of people’s business lives.

The deal is a way for Microsoft, which largely missed out on the consumer Web boom dominated by the likes of Google and Facebook Inc., to sprint ahead in social tools – in this case, for professionals. While Chief Executive Officer Satya Nadella has drawn kudos for efforts to reshape the company and reignite sales growth, the board is urging an even faster shift toward software and services delivered over the Internet.

Microsoft will pay $196 per share in an all-cash transaction, inclusive of LinkedIn’s net cash, a 49.5 percent premium to LinkedIn’s closing price Friday. LinkedIn will retain its brand, culture and independence and Jeff Weiner will remain chief executive officer of the company, Microsoft said in a statement Monday. The offer values LinkedIn about 91 times earnings before interest, taxes, depreciation and amortization, according to data compiled by Bloomberg. That’s the highest multiple of any takeover valued at more than $5 billion this year, the data show.

10/12/2015

Uttarakhand Special