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PF Related Work, Jalaghata, Singur (2026)

21/03/2025

Dear Pf Members
If someone’s UAN is not linked with Aadhar can text me in my WhatsApp which is given below …..

Thank You
With Regarding
Pranoy Ghosh
M & WP - 088208 89710

06/09/2024

Dear PF Member's 🙏🙏
Today's discussion is about Martial Status...
Epfo has decided that if any member changes his/her Marital Status then they can do so... But remember that a few days before they put new rules for changing marital status i.e. Members have to give Marriage Registry Certificate & Voter Card Or Ration Card etc. So these are very bad rules which have been implemented by EPFO...they think that they are very clever but they people don't know we are more clever than the EPFO team...
So the question is how can you escape from that ??
Solution to this question:
When any member newly engaged with EPFO to get a new UAN at that time the member should have to do it in Marital Status as "MARRIED".

I know that many of them are un married but still you should tell your respective company to change the marital status as MARRIED.

Reason to this Statement :
Many of the Members don't have Marriage Registry Certificate so at that time while claiming final settlement Member will face problems.
So my dear PF Members at first you do Marital Status as MARRIED.

Most worthless rules made by EPFO.. 😡😡😡

Now you PF Members tell me when you are changing marital status from Un Married to Married you will not give the wrong information to Govt. then also they need the proof.. Why?? Is there is a some kind of Joke doing EPFO Team.

Now you PF Member tell me is anyone PF members are there that he/she give the wrong details to EPFO.. Anyone??

But still they are acting to over smart.. 😡😡

If some one get married 12 Or 13 years before how they show there Marriage Certificate?? So dont embarrass your life to get your money back just simply tell your respective company to make your Marital Status as MARRIED

Thanking You 🙏🙏🙏
Regards
PRANOY GHOSH
088208 89710 / 9432741416

Have a great future ahead...
🙏🙏🙏🙏

30/07/2024

Dear PF Members 🙏🙏
Discussion about Bank A/c in EPFO
1. Every member should check his/her PF account that your Bank Kyc is authorized by Employer or not by DSC or E Sign.
2. Sometimes it occurs that your bank kyc has been authorized by employer then also it is being rejected by EPFO so in that case you have to put that bank account again and wait for 72 hours untill & unless it is verified by bank to EPFO.
3. After getting updated through bank to epf then you have to tell your employer to put DSC or esign to your bank account.
4. Always check your bank kyc by login into your account whether it is has been rejected or not.

Bank problem is very serious matter in EPFO A/c.....

Thank you🌹🌹🌹
Regard
Pranoy Ghosh
M - 8820889710 / 9432741416
Both are whatsApp number
Have a great day.... 🙏🙏🙏🙏

13/03/2024

Dear PF Members... 🙏🙏🙏
This is to inform you that.....
If anyone taking advance from PF by filling up Form 31 then you should know that whatever amount you have claimed it will not be provided to you bcoz from November EPFO is settling the claimed money on Employee Share basis...

For Ex- If your PF balance is 10000/- among that Employee Share 5000/- & Employer Share 5000/- then if you claim 9000/- then also you will get 5000/- bcoz epf has stopped giving payment on employer share...

So I request to my Respected PF members that don't get panic and worry this problem will be clear after some days...

Note : This point is not applicable for those who are claiming Form 19 & Form 10 C for Final Settlement...

Thanking You
Regards
Pranoy Ghosh
PF Consultant/ Professional
Jai Shri Krishna 🙏🙏🙏

14/12/2023

Hello My Dear PF Members 🙏🙏🙏
Points to be discussed
1. Name spelling must be same in Aadhar Card, PAN & PF A/c
2. Father's /Mother's /Spouse Name spelling must be same in Aadhar & Pan for nominee purpose
3. DOB must be same in Aadhar Card, PAN & PF A/c
4. Contribution by the employee & employer is 12% + 12% = 24% (out of that member 12% will be directly deducted by salary and deposited to Employee Share and rest 12% which is given by the employer that will be divided into 2 parts which is 3.67% in employer share and 8.33% will be deposit in pension fund.
5. No one can take advance from pension fund... If anyone wants to withdraw pension amount then he/she has to leave his existing job to withdraw it.

Thanks Everyone
Regards
Pranoy Ghosh 🙏🙏🙏🙏

Have a great day ahead
😊😊😊😊😊

30/11/2023

Hello Everyone...
Some Useful Information
If any PF Member think that he/she wants to withdraw full amount from PF then He/She can do so very easily.... And the Steps r followed below
1. If PF amount exceeds 50,000/- (Excluding Pension Amount) then one must have to submit Form 15G to avoid TDS deduction.
2. Question is that who is eligible for Form 15G????
Ans. One who exceeds 50,000/- in PF amount but he /she works less than 5 years then he / she has to submit this form to avoid tax deduction.
3. The money which is deposited in Pension Fund there is no requirement to submit form 15G bcoz pension amount is exempt from tax deduction
4. If any member exceeds his service over 5 year's but PF amount is more than 50,000/- then no need to submit form 15G
5. If anyone has Pension amount is 20,000/- Or 25,000/- anything then PF can deduct some of your pension amount (for example : you have 25000/- in Pension fund and govt gives you 20000/- so the balance 5000/- remain it will be carry forward to monthly pension form 10D)

Thank you🌹🌹🌹
Regards
Pranoy Ghosh
M- 088208 89710

Have a Great Future Ahead

28/10/2023

Hello PF Members... 🙏🙏🙏
1. Today I'm going to discuss about "E-Nominations "...
Those members who have not yet registered there nominee then do it fast because no one knows what will happen to you next 5 mins.... If you clear your E-Nominations then the beneficiary will easily withdraw or easily get the pension there after the member death.

2. If anyone thinks to change the nominated person like father to mother or mother to wife or wife to son / daughter then he /she can do so. My dear Members do not think that once you have done nominee you cannot change it further. Yes you can do it 😊😊😊😊😊

3. If any PF member thinks that he can do nominee to both the person like wife and son or father and mother both then it can be do so.

4. Nominee form no. 2 you have to fill up online

5. PF member photo is must be in member portal then the E-Nominations section will open

6. Address must be written there of every PF members in the portal while registering nominee EPFO will ask the address.

Thank You ❤❤❤❤
With Regards
Pranoy Ghosh 🙏🙏🙏🙏🙏

Have a great day ahead 😊😊😊😊

09/10/2023

Hello PF Members...
Some useful information I want to share
1. If any members thinks to quit job from existing company then He/she can do so.. But before leaving company My Dear Pf Member first you have to verify your UAN Member Portal whether your kyc has been approved or not..
2. If your kyc not approved by the employer then you cannot settlement your Pf Money & Pension money...
3. Then you have to join another company after that you have to upload your Bank & Pan details after that it will be approved by employer then you can transfer your pf money to the new company...
4. In this case you cannot withdraw your pension fund money it will held by the government upto 10 years
5. Always be careful my dear pf members that if you r leaving any company then withdraw all your money from the old company then give your UAN number to the next one...
6. You cannot take any advance from Pension Fund
7. If any pf member wants to withdraw all money then he/she cannot give there UAN number to the new company over the next 3 months

Thank you🌹🌹🌹🌹🌹
Every PF Members

More I will update information soon...

Have a great day ahead
Regards
Pranoy Ghosh

PF Related Work

21/03/2025

06/09/2024

30/07/2024

13/03/2024

14/12/2023

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