Kasisi Tech Online Shop

Kasisi Tech Online Shop Find the products you are looking for,from electronics to clothing,anywhere you are we are ready to help,we deliver to you at affordable prices

14/02/2026

If you are just starting to invest in the Stock Market

Go to Google

Search CANSLIM formula by William J. Onneil

It will help you analyze the type of stocks to buy

He advocates for buying Growth Stock.

Hamtasema siwasaidii

Ama Pia kusoma itawashinda?

14/02/2026

Kenya Power is an interesting stock

It made a profit of Ksh. 24 Billion

Its current share price is Kshs. 18 Bob

It has Kshs. 1.95 Billion shareholders

That means your one share is making 12.3 Bob

If the share is 18 Bob.

Then it It means in 2 years you will have made back you money.

KPLC has asset values at Kshs. 389 Billion

That means every shareholder today owns Kshs. 199 of KPLC

That’s what is being sold for 18 Bob at the Nairobi Stock Exchange.

According to Nairobi Stock Exchange if you were to buy Kenya power you would need Kshs. 35 Billion (1.95 Billion shares x 18 bob) to get assets worth Kshs. 389 Billion.

Why are you not buying KPLC?

The last time it gave Kshs. 0.80 bob per share as dividend. That means, based on the current price, the dividend yield is 4.4% but by the time they declared the dividend the yield was 6.47%

This means that if you had invested Kshs. 1 Million you would have earned a dividend of 64,700/- enough to buy you additional 3,594 shares.

Lakini pesa ni yenyu mfanye vile mnataka nayo.

12/02/2026

Don’t complicate things

Forex Trading

Is the same way as selling Tomatoes

For instance between today and 14th

There will be many people looking for flowers

The price of rose flowers will go up

Because the demand is too high

Prices will skyrocket slowly and pick on 14th

So if you are a trader you know very well when to buy your roses, at what time and when to sell them and at what time

If you end up delaying and buying the flowers on 14th to sell. You will buy them at a premium and make small margins.

If by 7pm you are still holding the flowers

Chances are you will be making losses and be left with a dead stock

If you find yourself with the flowers on 15th utatafuta wa kuuzia ukose. The price would have gone down considerably

The same thing happens in the Forex Market

You must study the timings properly same way you know the best time to sell flowers on valentine day.

You must understand the structure. Are couples willing to buy flowers in the morning, evening or lunch time? At what time will you maximize the returns.

If price keeps making higher highs and higher lows, you know buyers are in control.

If price keeps making lower lows and lower highs, you know sellers are in control.

I will attempt to explain how to trade at 10:30am

12/02/2026

Buy Newspaper

Read when any of the the company in NSE is paying dividend

Assume it paying Dividends in March 2026

Buy the stock today

In 3 months you will be paid dividends

Few days after dividend is paid share prices go down then go up.

When they start going up again

Sell them.

If dividend yield is 10%

And you invest 1 Million

Then you make 100k in 3 days!

Same case applies if they pay interim and final dividend.

People are building wealth in the stock market na Wewe uko hapo unaambia returns ni kidogo😂

Sitawafunza kila kitu

10/02/2026

I have several times been confronted with this kind of question — or this line of thinking:

“Na uki-save pesa yako k**a 1 million kwa MMF alafu iyo MMF ikocollapse? Si heri mtu akule iyo pesa 😂”

Most of you asking this genuinely want to know one thing: Is your money really safe in a Money Market Fund (MMF)?

Let me attempt to address this clearly and honestly.
First, let’s agree on this fundamental truth:

There is no investment that is 100% risk-free.
Every investment carries some level of risk — whether it’s a business, land, shares, crypto, or even cash kept under a mattress.

That said, the fear of “Can I lose my money in an MMF?” is a fair and reasonable concern.

The real problem, however, is that most people don’t understand how MMFs are structured to protect investors. Once you understand the structure, the fear reduces significantly. Let me break it down in simple terms.

1. Your money does NOT sit with the fund manager
When you invest in an MMF, your money does not sit with the asset manager.

Think of CIC Asset Management (or any other fund manager) as the brains of the operation. Their job is to analyze markets daily and decide where to invest your money — Treasury bills, fixed deposits, or high-quality corporate papers.

They do not touch your money.

They only give investment instructions.

And here’s the incentive: fund managers earn a small fee from the returns they generate. So if your money grows, they benefit too. If they perform poorly, they lose credibility and clients. Their interests are aligned with yours.

2. Your actual money is held by a custodian bank
The real holder of your money is the custodian — usually a large, CMA-approved bank.

For example, in CIC MMF, the custodian is Co-operative Bank.

Think of the custodian as the vault.

They hold your cash and the investments. When the fund manager says, “Buy Treasury bills” or “Place funds in a fixed deposit,” the custodian executes the transaction. The money never leaves the banking system.

So even if a fund manager woke up and disappeared tomorrow, your money would still be sitting safely with the custodian bank.

3. There is also a trustee watching over everything
On top of that, there is a trustee — for example, KCB Bank for CIC.

The trustee acts like a referee.
Their job is to ensure:
The fund manager follows the law
The trust deed is respected
Investors’ interests come first
If anything is done outside the rules, the trustee steps in.

4. The regulator is watching from above
Above all these institutions sits the Capital Markets Authority (CMA).

The CMA regulates:
— Who can run an MMF
— Where the money can be invested
— How much risk can be taken

MMFs operate under very strict rules, and fund managers are audited regularly.

5. MMFs invest in low-risk, short-term instruments
Money Market Funds invest in:
— Government Treasury bills
— Fixed deposits in strong banks
— Short-term, high-quality corporate papers
— They do not gamble with your money.
They don’t chase speculative returns.

At worst, when interest rates fall or the economy stabilizes, returns may go down — but your capital remains intact.

Your money is also:

— Diversified (not in one place)
— Liquid (you can withdraw anytime)

The chances of losing your money in an MMF are very minimal. What changes is the return — it goes up or down depending on the economy. That’s why MMFs remain one of the safest places to park and grow your savings.”

If you are looking for:
— Safety
— Liquidity
— Better returns than a savings account

Then an MMF is a solid option — especially for emergency funds, short-term savings, and disciplined wealth building.

This is not about getting rich fast.

It’s about keeping your money alive, growing, and protected.

07/02/2026

Leo Wacha niwafunze ways za Kutoka block

1. Learn a Skill That Brings Money Daily, Not Monthly

Monthly income keeps you surviving. Daily income builds momentum. Skills like: Copywriting, Video editing, Sales & appointment setting, Coding, Social media management, Graphic design.

These skills don’t need a degree, just discipline and consistency. The faster you can make money daily, the faster you escape poverty.

2. Provide Value to People Who Already Have Money

Rich people pay quickly because they value time, not excuses. Stop trying to sell to broke people. Start serving: Business owners, Content creators, Entrepreneurs, Companies that need your skill.

Money flows where value is appreciated. You don’t need “luck,” you need to solve problems for the right people.

3. Cut Out Expenses That Don’t Upgrade Your Life

Poverty isn’t just a lack of money, it’s also a lack of discipline. If it doesn’t: Grow your mind, Improve your health, Build your future, Buy back your time, it’s a liability.

Cancel useless subscriptions. Stop emotional spending. Cook your meals. Track every dollar. Every coin you keep becomes a brick in your escape plan.

4. Build Something That Sells Repeatedly and Put People to Work for You

Working hard is step one. Building a system is step two. Create something that pays you over and over: Digital products, Automated services, Small online businesses, A team that helps you scale.

When people work with you (not for you), and everyone wins, your income multiplies without multiplying your hours. Poor people trade time for money. Rich people build machines that make money.

5. Stop Procrastinating and Focus on Ex*****on

Procrastination is the most expensive habit on Earth. You’re not tired. You’re not unlucky. You’re undisciplined.

If you: Wake up late, Always plan but never execute, Keep waiting for “perfect timing” poverty will stay glued to your life. Action beats fear. Motion beats excuses. Ex*****on beats poverty.

6. Put Yourself in Rooms Where Money Moves

Your environment is either pulling you forward or holding you down. If everyone around you: Complains, Wastes time, Has no goals, Lives for the weekend, …you will become like them.

Join communities, groups, and spaces where: People talk opportunities, Money circulates, Ideas flow, Growth is normal. You don’t rise alone. You rise by changing your environment.

7. Work Like Your Life Depends On It, Because It Does

There is no escape from poverty without sacrifice. You must: Sleep less sometimes, Grind consistently, Delay gratification, Fight distractions, Stay focused for months.

People want a better life, but they don’t want the pressure that comes with building one. If you want freedom, you must earn it. Your work ethic must be louder than your excuses. Your discipline must be stronger than your feelings.

Hapa nayo unatoka block

06/02/2026

Najua mko busy sana you can’t buy shares directly

Hamna time ya kufanya research

Anga Financial Analysis or

Technical analysis

And I understand as busy people hamtaki kurisk investing on things hamjafanya research

Sasa Mbona usipee your fund manager Iyo Kazi

By investing in Equity Funds

Where your manager will buy shares on your behalf

They will research and buy a wide range of shares

Najua mnauliza what’s an Equity Fund

An equity fund is a type of investment fund that mainly invests in stocks (shares) of companies.

When you put your money into an equity fund, the fund manager uses it to buy a variety of shares, spreading the risk across many companies instead of just one.

For example

If you invest KSh 10,000 in an equity fund, the fund manager might buy shares in Safaricom, KCB, and Equity Bank. If these stocks go up, your investment grows. If they go down, your investment loses value, but because it’s spread across many companies, the loss might not be as bad as buying just one stock.

In 2025 Equity funds have a return of between 35-69%

CIC Equity Fund had a 39% return

That means if you invested Kshs 1 Million then you had Kshs 390,000 as return.

Hautaki kununua Shares na hutaki kuinvest kwa Equity Fund

Sasa mtasaidika aje?

05/02/2026

Ukiskia mtu anakwambia he is a trader

He is either doing a combination or one of the following;

1. Stock Trading (Equities)
Buying and selling ownership in companies listed on stock exchanges.
Examples in Kenya: Safaricom, KCB, Equity, DTB on the Nairobi Securities Exchange (NSE).

Profit comes from price appreciation and dividends.

2. Forex Trading (Foreign Exchange)
Buying one currency and selling another simultaneously. eg EUR/USD, USD/JPY, USD/KES
Market operates 24/5, highly liquid, profits from exchange rate movements.

3. Commodity Trading
Buying and selling raw goods or primary products.
eg Coffee (Nairobi Coffee Exchange)
Tea (Tea Board auctions), Maize, wheat, sugar (agriculture commodities). Profit comes from price changes and supply-demand gaps.

4. Bond Trading (Fixed Income)
Buying government or corporate debt instruments.
Examples in Kenya: Treasury bonds, infrastructure bonds. Profit comes from interest payments (coupon) and sometimes capital gains.

5. ETF & Index Fund Trading
Buying a basket of stocks or assets in one instrument.
eg NSE 20 Share Index ETF Tracks performance of multiple stocks, lower risk than single-stock trading.

6. Derivatives Trading
Trading contracts based on the value of an underlying asset (stocks, commodities, forex, interest rates).
Examples: Futures, options, CFDs
Risky but allows hedging or speculation.

7. Crypto Trading
Buying and selling digital currencies like Bitcoin, Ethereum. Very volatile, can make profits fast but risky.

Which trader are you?

04/02/2026

What Sh 200,000 invested in these stocks at these prices now would earn you as dividends for FY'25:

Stock Price Shares Dividend
ABSA 27.00 7407 11,481
Co-op 27.00 7407 11,111
DTB 130.00 1538 10,768
EQTY 68.00 2941 12,499
NCBA 98.00 2040 11,224
I&M 45.00 4444 13,333
SBIC 198.00 1010 20,949
SCBK 310.00 645 29,032

04/02/2026

When a man starts making money, it’s not just his bank balance that changes—his mindset is tested. How you handle your first real income often determines whether you build wealth or remain broke despite earning well. Most men pass through three stages. The danger is getting stuck in the wrong one.

Stage 1: Spending to Impress
This is where most people start. The first salary, the first business profits, or the first big deal triggers lifestyle upgrades.

You buy expensive clothes, the latest phone, eat out every weekend, upgrade your car, and start “showing progress.” In Kenya, this stage is fueled by pressure to look successful—to family, friends, and even strangers.

The problem?

Money leaves as fast as it arrives. You’re working hard but building nothing. Once you realize that impressing people doesn’t pay school fees, build assets, or give peace of mind, you’re ready to move on.

Stage 2: Saving but Not Growing
Here, you become disciplined. You cut unnecessary spending and start saving—maybe in a SACCO, MMF, or bank account. This is progress.

But after a while, reality hits: inflation is eating your money. Prices of unga, fuel, rent, and school fees keep rising while your savings remain almost the same.

This stage teaches an important lesson: saving alone is not enough. The question shifts from “How do I save?” to “How do I grow this money?”

Stage 3: Making Money Work for You
This is where wealth is built. You start investing in businesses, skills, land, shares, bonds, or other income-generating assets. It’s not easy. You’ll make mistakes, lose money, and learn painful lessons. But over time, your decisions improve, and your money starts working harder than you do.

If you conquer ego spending, master discipline and saving, and eventually learn how to multiply money, you set yourself up for life. Wealth isn’t about how much you earn—it’s about how you think, act, and grow through these stages.

Address

Webuye
Bungoma

Telephone

+254701287204

Website

Alerts

Be the first to know and let us send you an email when Kasisi Tech Online Shop posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category