15/02/2022
THERE IS NO SHAME IN DEBT! CONFESSION FROM A CEO
A study has it that more than 80% of Kenyans are in debt. 60% are overwhelmed by it. This shows you are not ALONE.
The above study doesn't remove the fact that debt is also a cause of a number of lifestyle diseases like anxiety, stress depression, etc.
Employers are affected too, most staff donât give their all because they are not at peace and looking for how to finance their lives through loans always asking for advances not aware that even employers are in the same web of debt. We, therefore, need to address it by being comfortable in debt and having a step-by-step plan on how to clear the debt.
My name is Christine. I was a Finance Manager and CEO in a Sacco for over 10 years. Because I got these positions very young, I made a decision that instead of having this so much cash in my pockets, I will start investing. Looking back this was a bad decision.
I got so addicted to buying assets which was a good thing, I didnât think I had thrown a very big rope around my neck at this point. I was learning a lot of lessons from these investments, lessons which I carry with me to date.
The problem was, I was doing this with loans, which because of the environment I worked in was very easy to get. I didnât realize that the rope was getting tighter as the years went by. Surviving from one salary to the next started being challenging but I consoled myself in the net worth I was growing.
I reached a point I could not breathe, as my friends thought I was doing fine, I started going for all sorts of loans, mobile loans, logbook loans, salary advances you name it.
These loans were killing me, I had a lot of stress and I started living like a zombie.
Until sometime four years ago when I changed jobs to a non-financial industry and I said I needed to STOP. Only to realize this was an addiction like any other it wasnât easy but I was determined to work through it.
I did this by eliminating the small loans and not taking any other loans. As much as I am still in debt like any other person. It's not the loans that almost killed me and I am more comfortable because I found a solution that works for me.
I made it my mission to help one person at a time and my big goal is to help at least 1000 people this year. I have been progressing well and the people I have helped are seeing a similar change in themselves.
If you feel stuck DM or send a WhatsApp message to +254 798 505 891
But first, before we have a conversation you can use this free confidential debt evaluation tool to understand your status. It will allow us to have a conversation from a point of awareness. debts.appkrypt.com
I am not saying it will be easy and if you are expecting it to be then do not reach out. It requires hard work on your part. What I will give you is the mindset to deal with your finances better so that you can be comfortable in debt and eventually clear them.
Let's do this. The world and economy are harsh enough but we canât allow it to control us to the point of affecting our health.
WhatsApp: Number is +254 798 505 891 link: Debts.appkrypt.com
Have a blessed day.