Inkomoko Kenya

Inkomoko Kenya Inkomoko supports entrepreneurs -  including refugees - to grow. Offices in Kakuma, Nairobi, Garissa, Dadaab, Eldoret, and Mombasa.

Connect with us to learn how Inkomoko training, consulting and access to finance services can help your business grow.

26/08/2026

How does a reliable supplier stay invisible to the buyers who need one?

Recommendations bring Kalu customers. He takes on project work for organisations in Kakuma, but he says customers usually choose someone they know or someone recommended to them.

For procurement teams, that raises a wider question: who gets invited to compete?

Social procurement widens supplier outreach so locally rooted businesses can compete for institutional work.
If your company or institution buys goods and services in Kakuma or another displacement-affected market, review your next sourcing process:
• Ask who else could have quoted for this job.
• Assess them against the brief.
• Build supplier relationships with those that deliver.

Watch Kalu’s story. Then look again at who receives your next invitation to bid.

18/08/2026

Francine used to work in this salon as an employee. Today, she owns it.

She saved, bought the business from her employer over time, and built a loyal customer base. When clients began travelling from Nairobi to Kitengela for her services, she opened a branch in the CBD.

As the business grew, Francine kept moving to the next stage. She applied business training from Inkomoko to add complementary services, and used financing for stock, equipment and now a new spa.

From employee to owner to employer, each stage required more investment. She repaid her first two loans in full. Her current loan facility is 7.5 times the size of her first.

For financial institutions, that progression is the business case. Start small. Let repayment and business growth earn access to larger financing. Entrepreneurs like Francine are customers worth growing with.

14/08/2026

Maryanne is an AI voice coach for women micro-entrepreneurs in Nairobi and Eldoret. She works through free standard phone calls.

No smartphone.
No internet.
No app to download.

A client asks a business question, gets guidance, and chooses what to apply in her business.

Maryanne is being tested through a pilot with women entrepreneurs in Nairobi and Eldoret. So far, 89 are actively using her.

Maryanne is part of GAIL, the Gender & AI Livelihoods program, run with our partner Fortell AI.

The tool was created to meet a practical need. A workshop can introduce a useful idea, but entrepreneurs often need guidance when they are making decisions about stock, customers, pricing, or sales.

Most digital tools assume smartphones, data, and high digital confidence. Maryanne was built around a lower-access reality.

Good AI starts with the person using it. In underserved communities, that means building with entrepreneurs, around the tools they can access.

Aimee began selling kitenge in Nairobi with five pieces of fabric.She reinvested every sale, earned stock on credit from...
04/08/2026

Aimee began selling kitenge in Nairobi with five pieces of fabric.

She reinvested every sale, earned stock on credit from a supplier and kept travelling to markets until she could open a shop in Kasarani. Through business training, she improved her inventory management, bookkeeping and daily operations. She later accessed three loans through Inkomoko and repaid each one in full.
Her shop now supports her extended family and serves Congolese women looking for fabrics that connect them to home.

Aimee has a bank account. She has a repayment record. She knows exactly how she would use a larger facility. Yet commercial bank credit remains beyond her reach.
Her story raises a direct question for Kenya’s financial sector: when an entrepreneur has repeatedly borrowed, invested and repaid, why does that history still carry so little weight?

Banks should assess verified repayment and business records when considering entrepreneurs for larger working-capital facilities. Regulators and development finance partners can help make that transition possible.
Read Aimee’s story through the link in our bio 👆🏾

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Economic opportunity is safety.This World Refugee Day, Inkomoko joined displaced communities, refugee-led organisations,...
24/06/2026

Economic opportunity is safety.

This World Refugee Day, Inkomoko joined displaced communities, refugee-led organisations, humanitarian partners, Kenyans, and the Government of Kenya at the national commemoration held at the University of Nairobi.

Under the theme “Until Everyone Is Safe,” we reaffirmed our commitment to inclusive economic empowerment for forcibly displaced people and host communities.

Safety means dignity. Safety means opportunity. Safety means access to livelihoods, finance, markets, and partnerships that help people rebuild their lives and contribute to thriving communities.

We call on the private sector to step forward through investment and partnership, because inclusive economic growth is not only good for business, it is essential to building safety, dignity, and resilience for all.

23/06/2026

The private sector has overlooked markets that have been growing in plain sight.

Across East and Central Africa, displacement-affected entrepreneurs are generating $61 million in revenue, creating 1.5 jobs per business, and maintaining a 92% loan repayment rate.

Manufacturers, banks, logistics providers, FMCG companies, and technology firms have a choice: enter, partner, invest, and serve these markets now, or ask later why they waited.

Watch this.

Then decide what role your business will play.

Your next customer, supplier, employee, or business partner is here.

This World Refugee Day, let's reframe what's possible.The private sector has a critical role to play in creating opportu...
20/06/2026

This World Refugee Day, let's reframe what's possible.

The private sector has a critical role to play in creating opportunity in displacement affected markets
✅ Access to work.
✅ Access to capital.
✅ Access to markets.

When businesses and markets are more inclusive, people rebuild livelihoods with dignity - and local economies grow stronger.

Economic inclusion is safety.

REframe. REthink. REspond.

16/06/2026

What happens when you step into a displacement-affected community for the first time?

We invited Ivy to Kakuma to find out.

What she found challenges the assumptions many of us carry.

This World Refugee Day, recognize displacement-affected entrepreneurs as the economic actors they are. The private sector can accelerate this growth through capital, sourcing, and market access.

Economic inclusion is safety.

12/06/2026

REframe means backing platforms creating work.

In Kasarani, Bortopra is a refugee-led multimedia and community centre using music, media, and production to help young people build skills and earn.

Organizations like this have reach, trust, and talent inside their communities.

Private Sector: Invest in Refugee-Led Organizations.

Back the platforms creating work.

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Nairobi

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