Cent Warrior Tribe

Cent Warrior Tribe Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Cent Warrior Tribe, Business consultant, Muthithi Road, Westlands, Nairobi.

⚔️ We Guide You to FINANCIAL PEACE, So You Can Live the Life You DESIRE.

⚒Forging Financial Freedom, One Cent at a Time.

📑The 3MP Money Formula (Make, Manage, Multiply & Protect Money)

🚨Get Out Of Debt and Create Wealth To Build A Worthwhile Legacy.

Best Performing Fixed Income Funds As at 31st August 2026 ➖ (14 Funds Analyzed)If you invested Ksh 30,000 every month in...
04/09/2026

Best Performing Fixed Income Funds As at 31st August 2026 ➖ (14 Funds Analyzed)

If you invested Ksh 30,000 every month in a good Fixed Income Fund earning an average 12% net annual return for the next 15 years, with contributions made at the beginning of each month...

You would have approximately Ksh 15,137,280.

You contributed only Ksh 5.4 million.

The remaining Ksh 9,737,280 is wealth created through the power of compounding!

This is why Fixed Income Funds (FIFs) remain one of the most overlooked investment opportunities in Kenya.

Everyone talks about Money Market Funds.

Very few people talk about FIFs.

Yet FIFs continue to quietly deliver impressive returns.

As at 31st August 2026, 5 of the 14 funds analyzed delivered net returns above 10% after tax.

The biggest difference?

MMFs mainly invest in short-term securities, while FIFs can invest across both short- and long-term fixed-income assets, including Treasury Bills, Treasury Bonds, Corporate Bonds and other approved securities.

Here Are The Top Fixed Income Funds — After Tax:

1️⃣ Arvocap Almasi Fund ➖ 16.08%

2️⃣ Lofty-Corban Bond Fund ➖ 11.55%

3️⃣ Etica Fixed Income Fund ➖ 11.19%

4️⃣ Sanlam Fixed Income Fund ➖ 11.18%

5️⃣ Zimele Fixed Income Fund ➖ 11.14%

Key Insights:

The average after-tax return across all 14 funds now stands at 9.99%, down from 10.49% in July.

The average gross market yield also declined from 12.34% to 11.88%.

Top 3 Gainers

✔️ Arvocap Almasi: +1.53% (19.11% → 20.64%)

✔️ Co-op Bond Fund: +1.02% (10.34% → 11.36%)

✔️ Zimele Fixed Income Fund: +0.92% (12.18% → 13.10%)

Biggest Decliners

🔻 Sanlam Fixed Income Fund: -2.68% (15.84% → 13.15%)

🔻 Nabo Fixed Income Fund: -2.51% (12.84% → 10.33%)

🔻 ICEA Fixed Income Fund: -2.39% (13.47% → 11.08%)

Macroeconomic Update

📈 Inflation: 6.5% → 6.6%

Treasury Bill yields remained relatively stable:

🔸 91-Day: 8.79% → 8.77%

🔸 182-Day: 8.95% → 8.94%

🔸 364-Day: 9.02% → 9.03%

👉 CBR remained unchanged at 8.75%.

What Does This Mean?

Your money must do more than simply grow.

It Must Grow Faster Than Inflation.

If your investment consistently earns below inflation, your purchasing power is quietly being destroyed.

A well-selected FIF can be suitable for:

✔️ Children's Education

✔️ Home Purchase or Construction

✔️ Car Purchase

✔️ Retirement Planning

✔️ Financial Freedom Portfolio

✔️ Business Expansion

✔️ Wedding Fund

✔️ Medium- to long-term wealth accumulation

The Secret Move

Many investors automatically default to Money Market Funds.

But look deeper.

The best-performing FIF delivered 16.08% net after tax, while the average across the 14 funds was 9.99%.

That is why you don't just choose an investment because it is popular.

You choose it because it fits your goal, risk profile, liquidity needs and expected return.

📲 WhatsApp me "BEST FIF" on 0703472299, and I'll share my favourite Fixed Income Funds.

Your Turn...

👇 Do you already have a Fixed Income Fund account?

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

My Ksh 100,000 Stock Portfolio Has Now Crossed Ksh 114,000! ➖ Ksh 14,968.86 Profit (1st September 2026)The portfolio con...
03/09/2026

My Ksh 100,000 Stock Portfolio Has Now Crossed Ksh 114,000! ➖ Ksh 14,968.86 Profit (1st September 2026)

The portfolio continues to gather momentum!

🟢 +Ksh 14,968.86 PROFIT!

The market tested my patience before rewarding it.

Here is how the portfolio has progressed:

📉 1st April 2026: -Ksh 8,625.16

📉 30th April 2026: -Ksh 3,151.28

📉 10th June 2026: -Ksh 2,904.80

📈 1st July 2026: +Ksh 2,797.58

📈 1st August 2026: +Ksh 9,037.68

1st September 2026: +Ksh 14,968.86

That means the portfolio has recovered an incredible Ksh 23,593.98 from its lowest point.

Slowly.

Steadily.

Exactly how long-term wealth is built.

Portfolio Snapshot:

🔹 Total Investment: Ksh 100,005.50

🔹 Current Portfolio Value: Ksh 114,974.32

🔹 Overall Profit: Ksh 14,968.86

Portfolio Return: approximately 14.97%

And here is what gets interesting...

🟢 KCB Group is now leading the portfolio with an unrealized gain of approximately Ksh 4,318.

🟢 Safaricom continues its strong run, delivering approximately Ksh 3,657 in gains.

🟢 Kenya Reinsurance has exploded from a modest Ksh 52 gain last month to approximately Ksh 2,768 in profit.

🟢 Stanbic Holdings remains firmly profitable at approximately Ksh 2,350.

🟢 Absa Bank Kenya has delivered approximately Ksh 1,876 in gains.

Every single stock remains profitable.

But here is the bigger lesson...

On 1st April, this portfolio was down Ksh 8,625.16.

Five months later, it is up almost Ksh 15,000.

Imagine if I had panicked and sold!

This is where many investors lose the game.

They become excited when prices rise...

And fearful when quality companies become cheaper.

I look at it differently.

👉 When quality companies become cheaper, I become more interested, not more afraid.

The stock market rewards patience, discipline and a clear strategy.

If your goal is capital gains:

🔸 Know your entry price.

🔸 Know your target price.

🔸 Stick to your investment thesis.

If your goal is dividend income:

✔️ Buy quality companies.

✔️ Reinvest your dividends.

✔️ Give compounding time to work.

Remember:

Daily Price Movements Are Temporary.

Great businesses can create wealth over decades, not days.

I'm still running this challenge through Ziidi Trader on the Safaricom OneApp.

Simple. Accessible. Efficient.

⚠️ Disclaimer: Safaricom PLC does not endorse any particular shares. Ziidi Trader simply provides access to the Nairobi Securities Exchange. Investing in shares carries risk.

Now tell me...

How Is Your Stock Portfolio Performing So Far?

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp 0703472299

10 Best Performing Money Market Funds As at 31st August 2026 ➖ 33 MMFs Analyzed!If you invested Ksh 1,500,000 in an MMF ...
02/09/2026

10 Best Performing Money Market Funds As at 31st August 2026 ➖ 33 MMFs Analyzed!

If you invested Ksh 1,500,000 in an MMF earning 10% net annually, after 5 years you would have approximately Ksh 2,467,963.

That's Ksh 967,963 earned through compound interest.

At a 6% simple-interest Bank Fixed Deposit, the same Ksh 1.5M would grow to Ksh 1,950,000.

👉 The MMF leaves you approximately Ksh 517,963 better off!

This is why an MMF should be one of your core savings and investment accounts.

Here Is the Latest MMF Performance Update:

None of the 33 MMFs crossed the 10% net return threshold after tax.

🏆 Top 10 Performers

1️⃣ Nabo Money Market Fund ➖ 9.48%

2️⃣ Faulu Money Market Fund ➖ 9.44%

3️⃣ Cytonn Money Market Fund ➖ 9.42%

4️⃣ Jubilee Money Market Fund ➖ 9.10%

5️⃣ Lofty Corban MMF ➖ 9.10%

6️⃣ Enwealth Money Market Fund ➖ 9.00%

7️⃣ Kuza Money Market Fund ➖ 8.99%

8️⃣ Madison Money Market Fund ➖ 8.98%

9️⃣ Globetec Money Market Fund ➖ 8.85%

🔟 Old Mutual Money Market Fund ➖ 8.81%

Key Insights

🆕 3 New MMFs Joined The Analysis:

✔️Globetec MMF ➖ 8.85%

✔️ Rejesha MMF ➖ 8.76%

✔️ CPF MMF ➖ 7.86%

The average after-tax return across the 33 MMFs stands at 7.89%.

📈 Biggest Improvements Since 31st July

✔️ Faulu: +0.68%

✔️ Jubilee: +0.58%

✔️ Gencap: +0.48%

✔️ Equity: +0.48%

📉 Biggest Declines

✔️KCB: -0.96 %

✔️ Nabo: -0.59 %

✔️Britam: -0.45 %

✔️Etica: -0.43 %

Macroeconomic Update

👉 Inflation increased from 6.5% to 6.6%.

Treasury Bill yields remained relatively stable:

🔸 91-Day: 8.79% → 8.77%

🔸 182-Day: 8.95% → 8.94%

🔸 364-Day: 9.02% → 9.03%

👉 CBR remained unchanged at 8.75%.

What Does This Mean?

If your MMF consistently earns below inflation, your purchasing power is quietly shrinking.

Aim for a fund that consistently beats inflation and compare its performance against the market average of 7.89% after tax.

MMFs are ideal for your:

✔️Emergency Fund

✔️Sinking Funds

✔️ Business Cash Flow

✔️ School Fees

✔️ Short-Term Investments

✔️ Cash awaiting your next investment

Every shilling should have a job.

Your money should work just as hard as you do.

📲 WhatsApp “BEST MMF” to 0703472299 and I'll help you identify a suitable MMF based on your financial goals.

👇 How is your MMF currently performing?

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

Market Funds Performance Report as at 31st August 2026. 👇

The Sinking Fund Concept ➖ The Silent Cause of Panic, Bad Debt & Investment Failure!To some of you, this will be a compl...
01/09/2026

The Sinking Fund Concept ➖ The Silent Cause of Panic, Bad Debt & Investment Failure!

To some of you, this will be a completely new concept.

To others, you have heard about it, but you have never actually implemented it.

Today, we simplify it.

A Sinking Fund solves one of the biggest blind spots in your budget:

Predictable Expenses That Don’t Happen Every Month.

Think about these:

✔️ School Fees

✔️ Insurance Renewals

✔️ Travel & Vacations

✔️ Birthdays & Celebrations

✔️ Phone Upgrades

✔️ Furniture & Appliances

✔️Christmas Expenses

✔️ Anniversaries

✔️ Car Maintenance & Repairs

These are NOT emergencies.

They are predictable expenses that you failed to plan for.

And when they finally hit…

Your budget collapses.

You create a deficit.

You borrow.

Or worse, you raid your investments.

👉 Compound interest gets disrupted.

👉 Bad debt creeps in.

👉 Your financial plan gets derailed.

And here is another uncomfortable truth:

This Is One Of The Reasons Many People Unknowingly Live Above Their Means.

Because these expenses rarely appear in your monthly budget, they create the illusion that you can afford your current lifestyle.

Until they arrive.

Here is a quick test:

If You Included ALL These Predictable Expenses In Your Monthly Budget, Would Your Budget Still Balance?

If not, you may be living above your means.

That is where a Sinking Fund comes in.

Here is how to build one:

📌 Identify all predictable future expenses.

📌 Estimate how much each will cost.

📌 Determine how many months remain before you need the money.

📌 Divide the amount by the number of months.

For example:

Your birthday is 12 months away.

You normally spend Ksh 30,000.

Ksh 30,000 ÷ 12 = Ksh 2,500 monthly.

Start setting aside Ksh 2,500 every month.

When your birthday arrives, the money is READY.

No panic.

No borrowing.

No touching your investments.

Where Should You Keep Your Sinking Fund?

I prefer a Money Market Fund (MMF)—separate from your emergency fund and long-term investments.

Personally, I use Arvocap MMF because I can create different wallets for different goals and even lock them to reduce the temptation of disrupting the goal.

All inside one MMF account.

📲 WhatsApp me “ARVOCAP MMF” on 0703472299, and I will guide you on how to get started.

Remember:

A Predictable Expense Should NEVER Become A Financial Emergency Simply Because You Failed To Plan For It.

Plan it.

Fund it monthly.

Spend it guilt-free when the time comes.

That is the power of a Sinking Fund.

Simple. Practical. Powerful.

Execute it.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

Your Salary Will NEVER Make You Rich… ➖ Unless You Understand This One Concept!You can earn a six-figure salary for 30 y...
31/08/2026

Your Salary Will NEVER Make You Rich…

➖ Unless You Understand This One Concept!

You can earn a six-figure salary for 30 years…

Work hard.

Get promoted.

Upgrade your car.

Move into a better neighbourhood.

Give your children the best life.

And still retire with painfully little to show for decades of hard work.

I have met people living with this regret.

They earned well.

But somewhere along the journey, they forgot to focus on their own business.

And by “business,” I don't necessarily mean starting a company.

👉 Your most important business is buying back your TIME and FREEDOM.

Think about it.

Your employer pays you because you give them your time, skills and expertise.

But you cannot sell your time forever.

One day, the salary will stop.

✔️The Bills Won't.

That is why part of every salary you earn today must be converted into assets that can pay you tomorrow.

That is the game.

You work for money today.

Then systematically use that money to build assets.

Eventually, those assets start working for you.

Until one beautiful day…

✔️Your Money Can Pay You More Than Your Job Does.

That is financial freedom.

As Warren Buffett famously said:

“If you don't find a way to make money while you sleep, you will work until you die.”

So, every payday, remember this:

💰 Part of your income is YOURS TO KEEP.

Before lifestyle upgrades.

Before unnecessary spending.

Before impressing people.

Pay Yourself First.

Decide:

✔️ 10% of my income is mine to keep.

Or:

✔️ 15% of my income is mine to keep.

Then consistently deploy that money into productive, compounding assets.

Month after month.

Year after year.

That 10–15% may look insignificant today.

But given enough time, discipline and compounding, it can become the portfolio that eventually buys back your freedom.

Your salary is therefore not your wealth.

✔️It Is The Raw Material From Which You Manufacture Wealth.

Spend everything, and you remain dependent on the next paycheck.

Invest part of it consistently, and eventually you build something powerful:

✔️A Wealth Engine That Pays You Whether You Work Or Not.

So don't just ask:

“How much do I earn?”

Ask the question that matters:

👉 “How Much Of What I Earn Am I Actually Keeping And Converting Into Assets?”

Because earning money is only the beginning.

✔️Keeping it, multiplying it and turning it into freedom is the real game.

Now tell me:

What percentage of your income are you paying yourself first?

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

How To Choose A Strong SACCO ➖ Before You Trust It With Your Money!A SACCO announcing a 20% dividend can easily excite y...
28/08/2026

How To Choose A Strong SACCO ➖ Before You Trust It With Your Money!

A SACCO announcing a 20% dividend can easily excite you.

But before moving your money, ask one question:

👉 What Is Supporting That Dividend?

Because a high dividend does not automatically mean the SACCO is financially strong.

Sometimes, it may simply be an attractive number hiding serious weaknesses underneath.

Here is what you must examine:

1️⃣ Regulatory Status

Confirm that the SACCO appears on SASRA’s current list of licensed or authorised SACCOs where applicable.

Do not rely on logos, advertisements or verbal promises.

Verify.

2️⃣ Audited Financial Statements

Ask for at least three to five years of audited accounts.

Look at whether:

➖ Assets are growing sustainably.

➖ Member deposits are increasing.

➖ Surpluses are consistent.

➖ Capital reserves are strengthening.

➖ Auditors have raised serious concerns.

One impressive year proves very little.

3️⃣ Loan Quality

A SACCO earns much of its income by lending to members.

Therefore, rising loan defaults can damage liquidity, profitability and future payouts.

Do not only ask how much the SACCO has lent.

Ask how much is being repaid.

4️⃣ Liquidity

A SACCO may appear profitable on paper but still struggle to meet withdrawals and loan requests.

Delayed refunds and unexplained payment restrictions are warning signs.

5️⃣ Corporate Governance

Investigate the board and management.

Watch for:

🚩 Frequent leadership battles.

🚩 Unexplained resignations.

🚩 Related-party transactions.

🚩 Fraud allegations.

🚩 Poor communication.

🚩 Repeated regulatory concerns.

6️⃣ Dividend Sustainability

Compare dividends with actual earnings and reserves.

A sustainable SACCO balances member payouts with retaining enough capital for growth and stability.

Do not choose a SACCO merely because it paid the highest dividend last year.

👉 Choose one that still has the financial strength to serve you ten years from now.

High dividends may attract you.

Strong governance, healthy loans, adequate liquidity and sustainable profits should keep you there.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

Build A Ksh 35 Million Generational Asset ➖ For Just Ksh 30,659 Monthly For 15 Years!This looks like magic!I know.You ha...
27/08/2026

Build A Ksh 35 Million Generational Asset ➖ For Just Ksh 30,659 Monthly For 15 Years!

This looks like magic!

I know.

You have probably opened your compound interest calculator, and the math is not mathing.

And I haven’t even told you all the benefits yet.

Let me share Derrick’s story.

Derrick, 41, dropped me a WhatsApp message:

“Alex, I want to create an inheritance asset for my family without taking a loan.”

My eyes lit up.

“Derrick, I’ve got you.”

Here is what I structured for him:

📌 Solution: Whole Life Inheritance Asset

📌 Guaranteed Inheritance: Ksh 35M

📌 Critical Illness Cover: Ksh 7M

📌 Accidental Disability Cover: Ksh 5M

📌 Premium Payment Period: 15 Years

📌 Monthly Commitment: Ksh 30,659

📌 Annual Bonus: 2.5% of Sum Assured = Ksh 875,000*

Now, understand this clearly.

The Ksh 35M inheritance plus applicable bonuses are not for Derrick.

They are deliberately created for his beneficiaries and become payable upon his death.

Derrick commits Ksh 30,659 monthly for 15 years.

After that?

👉 The Whole Life Cover remains active for life.

He can continue building his wealth and enjoying life knowing he has deliberately created an inheritance asset for his family.

If he passes away, his children don't have to start life from zero.

There is money deliberately set aside to help protect their lifestyle, education and financial future.

But Derrick doesn't walk away empty-handed either.

He also enjoys Critical Illness and Total & Permanent Disability protection up to age 65.

These are what we call living benefits.

They help cushion the financial shock and income disruption that can come with catastrophic illness or disability.

Now, you may be wondering:

👉 “Alex, isn't this insurance? Why are you calling it an investment?”

Yes. It is Whole Life Insurance.

But think about it differently.

What else allows you to commit a manageable amount of money, receive immediate financial protection, and simultaneously create a guaranteed inheritance for your beneficiaries?

That Is Money Strategically Deployed With A Purpose.

And that is why Whole Life deserves a place in serious generational wealth planning.

I have prepared a schedule showing how much you may need, based on your age, to create your own guaranteed inheritance asset.

📲 WhatsApp me “WHOLE LIFE” on 0703472299 and let's structure yours.

This is what I do—and I am good at it.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

Where To Invest Your Ksh 2 Million? ➖ 14 Investment Options To ConsiderInvesting should not be complicated.It should be ...
26/08/2026

Where To Invest Your Ksh 2 Million? ➖ 14 Investment Options To Consider

Investing should not be complicated.

It should be simple, intentional and strategic.

But before you rush to invest your Ksh 2 million, understand this:

➖Investing Is NOT Just About Chasing The Highest Return.

It is both an art and a science.

And it starts with one important question:

👉 What Do You Want This Money To Achieve For You?

Because the best investment is not necessarily the one offering the highest return.

It is the one that fits your financial goals, risk appetite, time horizon and overall financial plan.

Before investing, ask yourself:

✔️What Is My Financial Goal?

Are you investing for growth, passive income, retirement, education, capital preservation or another goal?

✔️How Much Risk Can I Comfortably Take?

Not just emotionally, but based on your financial capacity and existing investments.

✔️How Long Can I Leave The Money Invested?

Six months? Three years? Ten years?

Then comes the most important part:

✔️Choosing The Right Investment Vehicle To Take You To Your Destination.

And before committing your money, interrogate the investment:

🔹 What return can I reasonably expect?

🔹 What risks am I taking to earn that return?

🔹 How easily can I access my money when I need it?

🔹 Is the investment properly regulated by the relevant authority?

🔹 Who is managing my money?

🔹 Does the fund manager or investment company have a strong track record, sound governance and financial stability?

This is where many investors get it wrong.

They see 15%, 20% or 30% returns and immediately ask:

“Where do I send the money?”

Wrong approach.

Return Without Understanding Risk Can Become An Expensive Lesson.

That is why I have put together 14 different investment options you could consider for Ksh 2 million.

Not every option will be right for you.

Your job is not to invest everywhere.

👉 Your job is to build the right portfolio for YOU.

If you are still confused about where to invest your Ksh 2 million...,

📲 WhatsApp me ‘’BEST INVESTMENT’’ on 0703 472 299, and I will help you think through your options strategically.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 0703 472 299

God’s Financial Freedom Model You’ve Been Overlooking ➖ Build Systems That Pay You Even When You Rest!God worked for six...
25/08/2026

God’s Financial Freedom Model You’ve Been Overlooking ➖ Build Systems That Pay You Even When You Rest!

God worked for six days and rested on the seventh.

And He did not come back on day eight to recreate the world.

Why?

Because He Had Built A Self-Sustaining System.

🌳 Trees produced fruit, and fruit carried seeds for more trees.

🐄 Animals reproduced after their kind.

🌍 Creation was designed to multiply and sustain itself.

That Is A Powerful Model For Financial Freedom.

A system that continues working, even when you stop working.

And this is where many high-income earners get it wrong.

You earn.

You spend.

You earn again.

You spend again.

The moment the salary stops, the entire lifestyle starts shaking.

That is not financial freedom.

👉 It Is Financial Dependence On Your Next Paycheck.

Your salary should be the seed capital for building financial systems that eventually sustain your life.

This is the heart of what I call The Wealth Engine—

Building passive income streams that pay you whether you work or not.

Here are 5 portfolios I believe you should deliberately build:

1️⃣ LIFESTYLE PORTFOLIO ➖ Your Freedom Fund

Build assets that generate enough passive income to eventually cover your essential monthly lifestyle.

When work becomes optional, freedom begins.

2️⃣ EDUCATION PORTFOLIO ➖ Your Children’s Future

Instead of paying school fees entirely from your salary every term, build a portfolio whose returns progressively fund education.

And when school ends?

The asset remains yours.

3️⃣ INSURANCE PORTFOLIO ➖ Your Protection Engine

Build investments whose income can eventually pay your medical, life and asset insurance premiums.

Your protection begins funding itself.

4️⃣ HOLIDAY PORTFOLIO ➖ Your Enjoyment Fund

Imagine taking that annual holiday without touching your salary, borrowing or feeling guilty.

Your assets pay for the experience.

5️⃣ GIVING PORTFOLIO ➖ Your Generosity Fund

You want to support parents, relatives, your church or causes you care about?

Build a system for it.

Give from abundance, not financial pressure.

That is the shift:

👉 Stop Building A Life That Requires You To Keep Working Forever.

Start building assets that reproduce income.

✔️ Save intentionally.

✔️ Invest consistently.

✔️ Reinvest the returns.

✔️ Build income-producing portfolios.

✔️ Eventually, let those portfolios carry your lifestyle.

Your Salary Is The Seed.

Don't eat every seed.

Plant some.

Multiply it.

Then build a financial ecosystem capable of sustaining you—even when you choose to rest.

👉 That Is Financial Freedom.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 0703 472 299

Below are different passive income portfolios you can build toward your financial freedom. 👇

49.09% IN JUST 7 MONTHS!  ➖ Arvocap 8 Funds Performance Update | 31st July 2026Another month. Another interesting perfor...
24/08/2026

49.09% IN JUST 7 MONTHS! ➖ Arvocap 8 Funds Performance Update | 31st July 2026

Another month. Another interesting performance update.

And two numbers immediately stand out:

🔥 49.09% — Sharia Global Equity Special Fund

🔥 30.68% — Thamani Equity Fund

That is the Year-to-Date performance as at 31st July 2026.

But instead of looking at one exciting number in isolation, I want us to look at the bigger picture.

Here is how Arvocap's 8 NAV funds have moved since my 31st May 2026 update:

✔️ Sharia Global Equity Special Fund: 43.19% ➡️ 49.09%

✔️ Thamani Equity Fund: 10.86% ➡️ 30.68%

✔️ Almasi Fixed Income Fund: 6.87% ➡️ 11.27%

✔️ Mabruk Sharia Special Fund: -0.14% ➡️ 5.77%

✔️ Africa Equity Special Fund: 0.71% ➡️ 4.29%

✔️ Eurofix Fixed Income Special Fund: 0.29% ➡️ 1.26%

🔻 Multi-Asset Strategy Special Fund: 26.18% ➡️ 24.72%

🔻 Global Equity Special Fund: 14.40% ➡️ 10.84%

That movement teaches an important investing lesson:

👉 Investment Returns Do Not Move In A Straight Line.

Some funds will rise.

Others will temporarily pull back.

That is volatility, and it comes with investing, especially in growth-oriented assets.

A decline in performance does not automatically mean you should panic and exit.

Instead, ask:

✔️ Has my investment objective changed?

✔️ Has the fund's strategy changed?

✔️ Has my risk tolerance changed?

Be patient.

Choose a fund that fits your financial objectives, risk appetite and stay the course.

For my own Arvocap portfolio, I currently hold:

📌 Arvocap Money Market Fund

📌Almasi Fixed Income Fund

📌 Thamani Equity Fund

And I will continue tracking their performance and sharing the journey with you.

Remember:

👉 Past performance is not a guarantee of future returns.

👉 The value of investments can rise or fall.

If you’d like to explore any of these funds?

📲 WhatsApp me the NAME OF THE FUND on 0703 472 299.

I will help you understand the fund, assess whether it fits your goals and risk profile, and guide you through the process.

➿➿
➖ Alex Mwangi | The Cent Warrior | 📲 WhatsApp: 0703472299

Address

Muthithi Road, Westlands
Nairobi
00100

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