07/07/2019
Love to travel, hurry up and see! 5 reasons to prove that you should buy Travel Insurance! Why don't buy travel insurance provided by airlines?
I believe that travel has become one of the ways to decompress modern life. There are also many people who will set a goal of at least one trip for the next year. You may also hear someone say that working hard is for the next trip. Of course, what you want to talk to today is not the benefits of travel, but the peace of mind that allows you to enjoy your journey - five reasons to prove that you should buy travel insurance.
1. Flight delay or transfer delay compensation
Just as you are happily waiting for boarding, you are imagining a series of photos that have arrived at your destination, and you are suddenly told that the flight is delayed. You can imagine that your mood is very lost. If you have travel insurance, if the flight is delayed for more than 6 hours, you will be compensated to compensate for your sense of loss.
2. Lost or lost of checked baggage
The most common accident in travel is definitely the loss or loss of checked baggage! If you face such a situation, you can apply for compensation.
3. Baggage delivery delay
I used to think that I was basically worried that the baggage delivery delay was superfluous. I didn’t know that the baggage delivery delay was not the same until I saw that a few friends shared their experiences and the person had arrived at the destination but could not wait until the next day. Rarely ~ So if you are also taken care of by the "lucky" god, baggage delivery delays for more than 6 hours, you can also apply for compensation.
4. Loss of personal money or important travel documents
If you are stolen by someone on the road to steal your money or important travel documents, such as the need to reissue the temporary passport, travel insurance will be compensated.
5. Medical expenses
When you travel to a country where people are tired, it may happen that the situation is not acclimatized or food poisoning, especially when traveling with the elderly. Since you are not a local, your medical expenses are definitely expensive. At this time, if you have travel insurance, you can reassure your medical expenses. Of course, if your original illness is caused, it is not included!
** Gentle reminder: Some people here may say that I don't have to worry about having a medical card, but you may not know that Malaysia's medical card compensation will be based on Malaysia's medical cost guide, but travel insurance does not have such restrictions!
Airline Travel Insurance
Speaking of this, many people may say that rest assured! When I travel, I have to check the purchase of travel insurance when I buy a ticket, but you know which travel insurance you purchased is compensated? And who should you seek compensation for when you need compensation? I myself tried to buy the insurance provided by aviation because I had to go to other places before, and the result was just to ask for a tax invoice. It took me a long time, and the phone left and right to dial and forward again. Transfers, and the items that can be claimed are not clearly stated. Fortunately, I have no claim, otherwise I can imagine that the procedure should be very time consuming.
In addition, some people may go on several trips a year. If you have planned a place to go, then buying a one-year travel insurance is definitely more cost-effective than one-off. However, different countries and regions have different fees. If you choose one-year travel insurance, you can guarantee that you can stay in one place for 90 days. The cost of travel insurance is cheap, and it usually takes only a few dozen RM for a few days of travel.
In fact, in addition to the above five cases mentioned, you can apply for compensation, and there are many cases that are included. Only these five kinds of situations are believed to be encountered by everyone. If you want to know more details, you can contact KYH Management.
Info from misterleaf.
#杂险 #马来西亚
