Your Consulting Expert by Nicole & The Team

Your Consulting Expert by Nicole & The Team Behind every smooth application, there’s a team that makes it happen. 💼
We’re here to guide, support & serve – all across Malaysia 🇲🇾

17/12/2025

Tapi niat nak sabar dengan staff

01/08/2025

🔹 1. Rekod Kredit (CTOS/CCRIS) Bank mesti akan semak rekod kredit dulu. Kalau ada masalah, confirm kena reject!🔹 2. DSR – Nisbah Hutang & Pendapatan Walaupun gaji besar, kalau komitmen bulanan terlalu tinggi, bank pun takut nak luluskan!🔹 3. Bukti Pendapatan Ada payslip memang senang, tak ada pun boleh guna bank statement atau resit bisnes.🔹 4. Dokumen Lengkap IC, payslip, EPF, SSM, bil… Kalau kurang satu pun boleh lambatkan proses!🔹 5. Jangan Main Apply Banyak Bank Serentak Setiap kali apply, nama akan masuk dalam sistem. Kalau terlalu banyak, bank akan lebih berhati-hati nak luluskan!

03/06/2025

🔥Your Consulting Expert🔥No Limits, just TEAM SPIRIT🚀

30/05/2025

Get Approved with Nicole🚀🚀🚀

30/05/2025

🚀🚀Team Building 2025🚀🚀

Address

No 7516 2nd Floor Lorong Seri Tanjung 1 Taman Regensi Oren
George Town
13400

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