16/04/2026
今天必须要分享客户 K 的故事，过程很波折，但结局极度引起舒适❗️✨
K 是一位在云顶上班的打工人，常年半夜工作，作息严重日夜颠倒。最近家里急需一笔 25k-30k 的资金周转，但他是个 “纯白底” (完全没有信用记录的小白) 。
他到处去问，结果很多同行一看白底直接不接，或者把额度压得很低，最多只给 15k，根本解决不了他家里的燃眉之急🤦♀️
后来他找到了我，本以为看到了一丝曙光, 结果又遇到了大卡关：🏦那边要求补充 ECL(在职证明信)，但他公司的 HR 规定极其严格，表明只给出信买房或买车，其他一律不批🤧 当时真的觉得路都被堵死了……
但我们团队怎么可能轻易放弃？💪
最后靠着我们内部的渠道和人脉资源，硬是帮他把这个 HR 信件的死结给解开了！
而且因为他半夜做工，我们还需要跟 🏦 极度配合去调整沟通的时间点。真心想夸夸 K！虽然因为长期熬夜睡不好，导致他记性不太好🤭 准备资料也比较花时间，但他真的超级配合我们走的每一步！😭
✅ 最终战绩：
成功拿下他所需的 30个千, 每个月供才 338😍 完美解决家里的急事🥰
双向奔赴的信任，真的能搞定很多看似不可能的难题。祝 K 以后一切顺利啦 😎
#数目不大但成就很大 #云顶打工人
#备用金 #财务规划 #解决难题 #信用小白
#双向奔赴
Must share Client K’s story today! Such a roller coaster ride, but the ending? Pure satisfaction! ❗️✨
K works up in Genting—a true night owl who’s been grinding on the graveyard shift for years. His body clock is totally flipped. Recently, his family urgently needed RM25k–RM30k for some bridging funds. The problem? He’s a "Pure White" (zero credit history, totally "clean" in the bank's eyes).
He went around asking everywhere, but most agents rejected him the moment they saw that "white" record. Others lowballed him, offering a max of only RM15k. That’s barely half of what he needed to settle his family’s emergency. 🤦♀️
When he finally reached out to me, we thought we saw a glimmer of hope—until we hit a major roadblock: 🏦 requested an ECL (Employment Confirmation Letter). But his HR is super strict—they only issue letters for car or house loans. Anything else? Straight-up rejected. 🤧 At that point, it felt like every door was slammed shut...
But give up? Never. 💪
Leveraging our internal channels and network, we managed to untie that HR letter "deadlock" and got things moving!
Since he works the night shift, we also had to coordinate like crazy with the 🏦 to match his sleeping schedule for the verification calls. Shoutout to K! Even though the long-term night shifts made him a bit forgetful 🤭 and prepping documents took some time, he was super cooperative every step of the way! 😭
✅ Final Result:
Successfully secured the 30k he needed, with a monthly installment of only RM338😍 Family emergency settled perfectly.
Trust is a two-way street. When we work together, even the "impossible" becomes possible. Wishing K all the best moving forward! 😎
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