Fintegy

15/09/2023

Fintegy rocks!

24/08/2023

Your trusted Corporate Insurance Specialist

31/01/2022

Wishing everyone a very warm and happy Chinese New Year. May you find abundance of happiness and success in this year.

31/12/2021

01/11/2021

Another milestone unlocked!
We are honored to be appointed as the Corporate Insurance Advisor of China Lesso Group, a large industrial group of home furnishings and building materials.

At Fintegy, we measure our success by the success of our clients. We assist our clients to identify and manage business risks constructively.

10/02/2021

Gong Xi Fa Cai!
May the year of the Ox bring you good luck & good health.

02/11/2020

Another milestone unlocked!
We are honored to be appointed as the Corporate Insurance Advisor of Baxter Healthcare, a Multinational medical products manufacturer.

Fintegy is a corporate insurance specialist providing professional consultancy services to businesses. We partner with leading insurance companies and wellness providers to develop practical recommendations and solutions that reflect the latest market dynamics.

20/10/2020

6 Easy Ways To Improve Your Employee Benefits Communication

Employee Benefits Communication is one of the driving factors of talent movement in an organisation. An Employee Benefits Communication Plan should complement rather than compete with all other corporate communications. Learn how you can create Read more…

23/05/2020

Wishing everyone a happy and peaceful Eid.
Selamat Hari Raya Aidilfitri.

15/05/2020

Is your business impacted?
Talk to us. We are here to provide you practical business continuity plan and client-oriented service.

07/05/2020

Coronavirus spreads in sneeze and cough droplets, regularly taking precautionary measures helps reduce the chance of it spreading.

03/05/2020

There are a lot of factors to consider when choosing a health insurance plan for your business.
Check out the top 4 questions all SME owners should ask when seeking for a Group Health Insurance plan.

1. Who will be covered under this Group Health Insurance plan?

As a SME owner, the first thing you need to know is who will be covered under the insurance plan. If you have full-time as well as part-time employees, you are not always obliged to offer coverage to employees in both categories, but if you offer it to one employee in one category, you generally must offer it to all employees within the same category. Will you also extend coverage to your employees’ dependents? Most employers do, but it may not be required.

You may also wish to consider the likely health needs of your employees. Are they likely to need generous prescription drug coverage or maternity coverage? Are they likely to visit the doctor often? For legal and privacy reasons, you may not be able to ask them specifically about their personal health, but you can usually ask them in general terms what kinds of health coverage are most important to them.

2. How much can I afford to contribute towards the premium for a Group Health Insurance plan?

As a SME owner, making contributions towards the premium of your employees may seem expensive. However, when you consider the cost, remember that offering health insurance as an employee benefit is generally one of the simplest but most effective step you can take to reward and attract talents.

There are options customisable for premium contributions: Employers to make full contributions of the premium, or employers make a certain percentage contributions of the premium, while the employees contribute the remainder from their salary.

3. Can I afford to bundle vision or dental care when signing up a Group Health Insurance plan?

When seeking for a Group Health Insurance plan, you may also want to consider dental or vision insurance. These insurance products are generally purchased separately, but you may be able to purchase them at the same time, or to purchase them as “riders” or add-on to your group health insurance plan.

When you add vision and dental insurance to your group health insurance plan, you’re offering your employees a valuable total benefits package. Some employers feel that offering a strong benefits package helps them hire and retain the best employees.

4. Who should I consult on my Group Health Insurance plan?

When seeking for a Group Health Insurance plan, it’s a good idea to work with a licensed Corporate Insurance Specialist.
Corporate Insurance Specialists are able to outline the risk management strategies which are suitable for your business profile, compare and negotiate competitive rates from multiple insurers to provide you the best terms and premiums.

Get In Touch with us today to discover how we can add value to your business.