25/03/2026
âIn 2013, plans with annual limits of RM50,000 or RM100,000 were common, but such limits would no longer adequately support health care needs today, particularly when considering post-hospitalisation care and the possibility of multiple admissions within a year,â Manisha said.
âInsurance is about covering for whatâs unprecedented.â
When was the last time you had your policy reviewed?
Do you know if your coverage is still sufficient?
Currently with the war going on in the Middle East, prices of oil, food, etc will surely goes up. What will be our preparation financially when the times comes? Which is already happening as we speak...
What we can control at the moment is Berjimat cermat in our spending, however inflation will keep increasing. Medical cost rises, living expenses increases, and commitments like bills, loans, etc, need to be paid.
For a start follow The rule of thumb 50/30/20 rule...
20%-debt repayment and savings
30%- wants eg entertainment, dining,...
50%- needs eg. food, rent,...
Emergency Fund: Aim to save 3â6 months of essential living expenses.
If you have not get a Free Financial Check Up for yourself, We at Fauziah Associates provides Free Consultations including policy review.
Let's connect to get your Financial Check Up today!
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Prudential paid out RM1.04 million in claims in one policy year to a policyholder undergoing breast cancer treatment in 2025, saying medical plans with RM50k-RM100k annual limits were common in 2013 but are no longer adequate for todayâs health care needs.