Al Hijrah Training and Consultancy

25/03/2018

"I just graduated with a degree in business/banking/accountancy/etc. & just being employed in a bank. For my career-path in the banking industry which route shall i choose i.e. pursue my Master level at IPTA/IPTS or attend the certification program at AICB, CIIF, ASAS, IBFIM...++.?"
It depends:
If you intend to become a lecturer one day then you should choose the tertiary education route from Master to PhD & get a Dr. title.
If you choose to become a professional banker one day with at a least C-suite level i.e. CEO, CFO, CRO, CCO, CSO etc. then choose the certification/chartered qualification route & be awarded with the professional titles such as CB, CPIF, CSA, CSP, CA, CPA etc.
It's your call coz banking industry; be it Conventional or Islamic is going towards professionalism i.e. you need to be certified or have a charter title for career development in the near future targetted by Y2022.
Wallahu'alam

24/03/2018

http://farn.sg/worldview/worldview-overhaul-needed-joy-learning/

Genuine joy of learning, in my humble opinion, is learning for the sake of learning itself. While this may seem circular, what is really meant is that knowledge is an end in itself, and not merely an end among all other ends, but the highest end for mankind.

22/03/2018

IB 101 - "Tawarruq" or commonly known as Commodity Murabahah (CM) is most popularly used by IBs in Malaysia. It is a form of monetizing the assets normally a commodity - Crude Palm Oil (CPO) which is fast-selling to get cash without resorting to loans+interest for personal or business uses that is forbidden in Shariah.
Despite some differences amongst scholars in Islamic Jurisprudence due to its structurally crafted process which is termed as Tawarruq Munazzam as opposed to Tawarruq Fiqh, it is still the best available concept to suit the IBs which are just financial intermediaries in meeting the needs of the depositors/investors (high return with guarateed principal) and the individuals/entrepreneurs (low cost with no collateral).
Wallahu'alam!

21/03/2018

IB 101 - Dual-Banking or Leveraged Structure in Islamic Banking. The case of Malaysia.

20/03/2018

IB 101 - Money isn't Commodity but just a medium of exchange.

19/03/2018

IB 101 - Murabahah (Cost + Profit) contract practised by Islamic Banks.

14/03/2018

Throwbacks 2014 - 2016!
Fit.Bizz trainers in action in their respective subject-matter experts ranging from Business Intelligence, Talent Mgt, Acctg & Fin, PR & Media, Risk Mgt, Strategic Planning, Technical & Engineering-related modules etc.

12/03/2018

A quictake on the differences between Islamic Bank and Conventional Bank.
Check-it out for more with FIT Bizz!