Celik Rancang Consultancy

07/09/2016

En. Zulkifli bin Abd Galib - Pengarah
http://celikrancangconsultancy.blogspot.my/2016/06/pasukan-kami.html

Beliau mempunyai pengalaman lebih daripada 20 tahun di dalam kepelbagaian bidang termasuk industri perbankan, insuran dan takaful. Memulakan kerjaya sebagai Ejen Insurans di Syarikat MCIS pada era tahun 1990' an, kemudian meneroka pasaran takaful menerusi Syarikat Takaful Nasional pada lewat tahun 90' an. Memperolehi dan mengecap berbagai anugerah cemerlang dan pengiktirafan di dalam industri takaful termasuk dilantik menjadi Group Agency Manager di Etiqa Takaful dan MAA Takaful.

Wasiat, Takaful, Kad Perubatan, Unit Amanah

07/09/2016

Takaful mySME Partner is an employee benefit plan designed especially for small and medium enterprises; primarily those with 5 – 150 employees. It is a one-stop source for all your employee benefit needs, providing maximum protection against unexpected death/disability, critical illness and escalating medical expenses.

Ideal Employee Benefits Plan with Comprehensive Coverage
Choice of Medical and Life Coverage
Optional Benefits for Enhanced Protection
Easy and Convenient Access to Medical Care
Simple Enrolment Process
http://celikrancangconsultancy.blogspot.my/2016/08/Takaful-mySME-Partner.html

Takaful mySME Partner, Produk Takaful

07/09/2016

We recognize that employees are the most important assets in an organization for sustaining a successful business with high productivity. At Takaful Malaysia, we offer a series of products to address your employees' needs ranging from life, medical to hospitalisation protection. Most importantly, our team of competent and experienced Employee Benefits professionals are dedicated to providing customized solutions in accordance to the varying needs and budgets of employers/companies.
http://celikrancangconsultancy.blogspot.my/2016/08/takaful-employee-benefits.html

Employee Benefits

07/09/2016

Takaful myGroup Khairat Plan is specially designed for groups, be it professional or residential associations/clubs, koperasi, etc, with 50 to 500 participants. Just choose the plan that best suits your needs - easy enrolment and no medical examination.
http://celikrancangconsultancy.blogspot.my/2016/08/takaful-mygroup-khairat-plan.html

Takaful myGroup Khairat Plan

07/09/2016

A Regular Contribution Investment-Linked Plan that expires at person covered age 80

The Takafulink Hajj plan is a unique product that offers both protection and investment benefits. Takafulink Hajj is packaged together with two riders which are Khusus Protection (MTKP) and Ziarah Protection (MTZP).
http://celikrancangconsultancy.blogspot.my/2016/08/zurich-takafulink-hajj.html

Zurich Takaful, Takafulink Hajj

07/09/2016

A Shariah-Compliant Investment-Linked Education Plan

The Takafulink Education plan is specially designed to help you plan and accumulate education funds for your children. With just RM50.00 contribution per month, you are taking the first step to secure your children’s future.

This plan also provides additional reward for your children’s excellent achievement in their SPM examination or its equivalent.
http://celikrancangconsultancy.blogspot.my/2016/08/zurich-takafulink-education.html

Zurich Takaful, Takafulink Education

07/09/2016

The Takafulink plan is an investment-linked Family Takaful Plan which has been specifically designed to overcome your financial uncertainties in life and to allow you to maximise your total returns, added with an opportunity to enjoy higher income.

http://celikrancangconsultancy.blogspot.my/2016/08/takafulink.html

Zurich Takaful, Takafulink

07/09/2016

Yayasan Raja Zarith Sofiah Negeri Johor. Suatu inisiatif untuk Bantuan Kewangan untuk Pelajaran dibawah Program ZSIEFA B-40, Program ZSIEFA Student Study Grant dan Program Diversity In Studies. Semua sumbangan kepada tabung Yayasan Raja Zarith Sofiah Negeri Johor akan mendapat resit rasmi yang boleh digunakan untuk pengurangan/pelepasan cukai LHDN.dibawah subseksyen 44(6) Akta Cukai Pendapatan 1967.

16/08/2016

Wasiat, Pelaksanaan Wasiat

16/08/2016

Wasiat, Penulisan Wasiat

16/08/2016

Wasiat, Apa itu Wasiat

26/07/2016

[SALAH FAHAM MASYARAKAT BERKAITAN DENGAN MENULIS WASIAT]

Secara umumnya menulis wasiat dipandang remeh oleh masyarakat. Ramai yang beranggapan, menulis wasiat hanya sesuai bagi individu yang berharta dan lanjut usia.

Persepsi ini telah banyak menimbulkan masalah yg membawa kesulitan berpanjangan dan tanpa kesudahan kepada waris-waris yang ditinggalkan. Ya, memang benar waris telah ditetapkan dalam Islam dan samaada berwasiat atau tidak, aset orang Islam tetap akan diagihkan kpd waris-waris mengikut Faraid. Jadi dimana kepentingannya menulis wasiat?

Di dalam penulisan wasiat yg umum terdapat beberapa arahan daripada penulis wasiat kpd wasi dan pemegang amanah utk melaksanakan hasratnya iaitu:

√ Menggunakan harta pusaka untuk membayar semua hutang piutang yg wajib terhadap Allah SWT termasuk zakat, kafarah, fidyah dan haji yang belum ditunaikan.

√ Menggunakan harta pusaka untuk membayar segala perbelanjaan pengurusan jenazah dan pengkebumian, hutang sesama manusia, gadaian berhubung harta tak alih, apa jua hutang lain termasuk segala kos pentadbiran harta pusaka.

√ Menggunakan harta pusaka bagi mengutip atau menyelesaikan segala kos dan perbelanjaan bagi pengurusan harta pusaka sama ada kpd Wasi dan Pemegang Amanah ataupun kpd pihak-pihak lain yg berhak sebelum pembahagian harta pusaka kpd waris-waris dilaksanakan.

√ Mengarahkan Wasi dan Pemegang Amanah untuk memegang dan mengurus secara jujur dan amanah segala harta yg menjadi hak waris-waris di bawah umur sehingga mereka mencapai umur dewasa dan layak utk menguruskan harta.

√ Pesanan-pesanan lain kepada waris-waris.

SUDAHKAN ANDA MENULIS WASIAT? Biar kami di CELIK RANCANG CONSULTANCY membantu anda, Insya Allah.