Iconic Reintegrated Services

25/01/2025

25/01/2025

WHY MONEY DOESN'T STAY IN YOUR HANDS

Many individuals find themselves in a situation where they have money but struggle to manage or utilize it effectively.

This is a common challenge that can stem from various factors

One significant issue is the lack of financial planning. Without clear financial goals, it can be difficult to understand what you want to achieve with your money, leading to indecision and confusion.

Additionally, not having a budget means that expenses may go unchecked, resulting in impulsive spending that can derail financial stability

Impulse spending is another hurdle many face. Emotional triggers can lead to spending as a way to cope with feelings like boredom or stress. When you are bored that is when you feel like hanging out to cure boredom which makes you spend money that you didn’t budget for most of the time. Those impulsive buys you couldn’t resist, is the reason why money doesn’t stay in your hands.

When you purchase items that you never planned for because you couldn’t resist the urge, whether it’s a shoe, bag, dress, electronics or even a gadget, that is impulse buying.

The convenience of online shopping further fuels this behavior, making it all too easy to make unplanned purchases without considering the consequences. For some persons, the moment they see anything they like online, they place order immediately without checking their budget for the week or the month .

Limited financial knowledge can also play a big role. If you’re unfamiliar with how to invest wisely, you may miss out on valuable opportunities to grow your wealth. Moreover, the absence of an emergency fund can leave you vulnerable, leading to unnecessary spending on non-essential items instead of saving for unexpected costs.

Social influences can complicate matters as well. Peer pressure or the desire to keep up with trends seen on social media can push you to spend money in ways that don't align with your financial goals. Especially if you are single.

Without someone to hold you accountable, it can be easy to fall into the of impulsive spending.

To change this pattern, it’s essential to take actionable steps.

Seek financial education, this will provide you with the knowledge you need to navigate budgeting, investing, and overall money management.

Set clear financial objectives, it will give you a sense of direction.

Create a budget for every income that comes into your hands, this will allow you to track your spending and make more informed decisions about where your money goes.

Establish or create an emergency fund account. It can alleviate financial stress by preparing you for unforeseen expenses.

Lastly, write out your financial aspirations and track how much you have saved, invested and use for miscellaneous purposes. It will keep you motivated and accountable

It's important to remember that effective money management is a skill developed over time. With patience and persistence, you can begin to take small steps toward achieving financial literacy and responsibility, ultimately leading to a more secure financial future.

You are iconic and you can achieve financial success if you wish to.

Iconic Mindset
Martins Mykphyl.

24/01/2025

“Collaboration”

Hello friends/mentees

I noticed a lot of people here are taking bold steps to learn skills, others are starting their entrepreneurial journey while some others are about to decide.

I want to take a moment to emphasize the profound importance of collaborating and partnering with close and visionary friends as you embark on our entrepreneurial journeys. As you navigate through 2025, one of the most significant strategies you can adopt to achieve a transformative shift in your ventures is to join forces with like-minded individuals. Together, you can establish visionary businesses that have the potential to evolve into larger corporations.

Often, you find yourself sitting on incredible business ideas, yet struggle to bring them to life due to a lack of capital or uncertainty about how to seek partnerships with other brilliant minds. This is a common challenge that can lead to the unfortunate demise of your ideas. However, it’s crucial to recognize that some concepts are simply too vast and impactful to be realized by one person alone.

This is why i have consistently emphasized the value of cultivating quality relationships and building a robust network of friends who can collaborate with you to conceptualize and actualize life-changing ideas.
Working together with a good circle of friends not only enhances your creative potential but also provides a support system that can help you achieve your financial goals. Pooling resources, sharing expertise, and providing encouragement can lead to innovative solutions that propel your businesses forward.

Just to let you know, TRUST is also a currency!

Nobody would want to do anything with you let alone a business that involves money if you are not a TRUSTWORTHY person.

Can people trust you with money related issues? Can people trust you with their money? Can they do business with you without being scared of being cheated?

Trust is the cornerstone of any successful partnership. To foster trust, it's essential to be transparent, communicate openly, and demonstrate integrity in all interactions. Building a reputation as someone who can be relied upon will naturally attract others who are eager to partner with you on promising business ventures

When entering into partnerships, it is prudent to formalize the agreement to protect all parties involved. I highly recommend consulting with a lawyer to draft proper contracts that outline each partner's roles, responsibilities, and contributions. This legal framework not only safeguards your interests but also reinforces the seriousness of the partnership, instilling confidence in your collaborators

Let this guidance resonate with you and help you leverage the power of collaboration and surround yourself with visionary friends who share your aspirations. Together, you can turn your ideas into reality and create businesses that make a lasting impact.

Looking forward to seeing all of you thriving in your various endeavors.

Iconic Mindset
Martins Mykphyl.

24/01/2025

“Show Me Your Friends and I Will Show You Your Future”

Hey everyone, friends/mentees.

As we keeping moving in 2025, I want to share something that has been on my mind: the importance of being intentional about the company we keep. The saying, “Show me your friends and I will show you your future,” holds a lot of truth. The people we surround ourselves with can significantly influence our lives, our mindset, and ultimately, our success.

Why Does This Matter? In this new year, if you want to experience a shift in your life, you must be deliberate about your associations. Ask yourself: Are my friends and the groups I belong to uplifting me? Are they pushing me towards my goals, or are they holding me back?

We live in a time where it’s easy to get caught up in meaningless connections—joining groups or hanging out with people who don’t share our vision or values. I want to remind you that it’s better to be a Lone Ranger than to be surrounded by time wasters and negative influences.

Avoiding the Wrong Associations!

You Must Identify Your Values. Know what you stand for and what you want to achieve. This clarity will help you choose friends who align with your aspirations.

Be Selective:
Don’t be afraid to distance yourself from those who drain your energy or distract you from your goals. It’s okay to outgrow certain relationships.

Seek Growth-Minded People: Surround yourself with individuals who inspire you, challenge you, and support your dreams. These are the friends who will help propel you forward.

The Power of Meaningful Connections

I have seen what quality friends and circle have done and i have also experienced the misfortunes that comes with the wrong circle and friendships. This year there are some useless contacts and numbers you must delete from your phone to save new contacts of people who are going the same direction with you, it doesn’t matter how long you have known them , “20 children can’t play together for 20 years”.

Remember, it’s not about the quantity of friends but the quality of your relationships. Invest your time and energy in people who are committed to growth and success—people who will encourage you to be the best version of yourself.

As we step continue to utilize each day of 2025, let’s be intentional about our associations. Choose wisely, and don’t hesitate to walk away from connections that don’t serve your purpose. Your future is too important to be compromised by the company you keep.

You may just be the next big thing this year if you take your association seriously and have iconic mindset.

Iconic Mindset
Martins Mykphyl.

24/01/2025

Passive Income

Hello friends/Mentees

As we continue to journey into 2025, i want to share some thoughts on a topic that can significantly impact your financial well-being: passive income.

In a country like Nigeria where many are struggling to make ends meet, creating additional income streams can provide the financial cushion we all need. Passive income allows us to earn money with less active involvement, which can be a game-changer, especially for those of you on a fixed salary or running your own small businesses

Understanding Passive Income!

Passive income is essentially earning money while you focus on other aspects of your life. It's not about getting rich overnight; rather, it’s about building sustainable income sources that can grow over time. I will list out some practical ways you can start creating passive income, even with a modest salary.

1. Savings Accounts and Fixed Deposits:
While interest rates may not be high, placing your savings in a high-yield savings account or fixed deposit can provide a small but steady return over time. This is a low-risk way to start your passive income journey

2. Investing in Mutual Funds:
Consider investing small amounts in mutual funds that focus on equity or fixed income. Many platforms allow you to start with as little as 5,000 Naira. Over time, compounding can help your investments grow, providing you with returns

3. Real Estate Crowdfunding:
If direct real estate investment is out of reach, look into real estate crowdfunding platforms. These allow you to invest in real estate projects with a small amount of money, giving you a share of the rental income or profits. You can partner with 3 - 5 of your friends and get a lawyer to draft agreements for you all to sign a partnership agreement then buy a rental property together, it must not be in expensive locations or area, you can go to places like Masaka, Karshi,Kurudu, Kuje, Mpape, Zuba,etc. You rent out the property and share profits yearly.

4. Creating Digital Products:
If you have knowledge in a specific area, consider creating e-books, online courses, or even templates.
Once created, these products can be sold repeatedly with minimal ongoing effort

5. Affiliate Marketing:
If you have a social media presence or a blog, you can earn money by promoting products and earning a commission on sales made through your referral links. It doesn’t require a huge upfront investment but can yield rewards over time. You can affiliate with Iconic Reintegrated Services Limited to sell our Real Estate products,HR Services, Events Management and Branding,etc. Or any company that offer services that you can affiliate in and earn commissions.

6. Starting a YouTube Channel or Podcast:
While it takes time to grow an audience, creating content that aligns with your interests can eventually lead to ad revenue, sponsorships, or affiliate partnerships. Some of you here are chef’s or cooks, you can teach how to make varieties of dishes online and earn passive income, it’s not easy but you wouldn’t know until you try.

7. Print on Demand:
This is a great option for those with creative skills. You can design items like t-shirts or mugs and sell them through print-on-demand services. You create and upload your designs, and the service handles production and shipping

8. Peer-to-Peer Lending:
This involves lending small amounts of money to individuals or businesses in exchange for interest. Platforms exist that connect lenders and borrowers, allowing you to earn passive income.
When you want to do any of these you have to be careful as you will lose money. Personally, I have different platforms that lends money to people including traders but 2023 and last year wasn’t funny as a lot of them couldn’t pay back and some even disappeared with my money which was a huge loss for me.

9. Investing in Agriculture:
If you have access to land or even just a small garden, consider investing in crops or livestock. You can sell produce or products at local markets, providing a source of income with relatively low initial investment. Some of my friends now cultivate yams in the comfort of their homes in cement bags,although i am yet to try it. If you live in your parent own house, you can decide to plant fluted gourd or fluted pumpkin, ugu (in the Igbo language), "Eweroko" (in the Yoruba language),okwukwo-wiri (in Ikwerre language), and ikong-ubong (in the Efik and Ibibio languages), "Akwukwor ri" (in Etche language) or you plant Ceylon spinach also known as waterleaf. All these vegetables can guarantee you passive income within 3 - 6 months of planting.

10. Art and Craft Sales:
If you have a talent for crafts or art, consider creating products to sell online or at local markets. This can start as a hobby and grow into a profitable side business

In conclusion, passive income isn't just about making money; it's about creating a safety net for your future and pursuing your passions without the constant worry about finances. I encourage each of you to explore these options, starting small and being consistent.

Together, we can build a brighter financial future in 2025

Let’s keep supporting each other on this journey. I’m here for any questions or discussions you may have.

Iconic Mindset
Martins Mykphyl

24/01/2025

Learn to Prioritize Savings and Investment in 2025: A Shift Towards Your Dreams!

Dear friends/mentees ,

As we prepare to embrace the opportunities that 2025 will bring, I want to share a powerful message about the importance of prioritizing savings and investments. No matter how small your earnings may be, learning to save a portion of your income can create a significant shift in your life and help you realize your dreams, visions, and aspirations.

💡 Why Prioritize Savings and Investment?

Building a safety net, savings provide a cushion during unexpected events. Having a financial safety net can reduce stress and give you the freedom to pursue your goals without fear. A lot of you quit a job and in few days you are completely broke because you failed to build a safety net when you were working. Some of you even pay 10% to Church as tithe from the salary you claim is not enough but you can’t pay same 10% into your savings for your future. Prioritize saving daily, weekly and monthly. Don’t eat everything that comes into your hands no matter how small it is,the money you save today may save you tomorrow!

Fueling your dreams, every great achievement starts with a vision. By setting aside a percentage of your income for investment, you can actively work towards making your dreams a reality—whether it’s starting a business, furthering your education, or traveling.

Creating wealth, investments have the potential to grow your money over time. By prioritizing investments, you can build wealth that will serve you and your family for generations. If you make up your mind to save a thousand naira daily for the whole year,from January 1st - December 31st you should have saved up nothing less than N365,000 that you can put into good use in January 2026. You can decide to save what ever amount will be convenient for you. Save towards making proper investments as you are not getting younger!

For empowerment, financial independence is empowering. When you take control of your finances, you gain the confidence to make choices that align with your values and aspirations.

Practical Steps to Start Saving and Investing

Set a Savings Goal: Determine a specific percentage of your income that you can commit to saving each month. Even if it’s a small amount, consistency is key!

Create a Budget: Track your income and expenses. A budget will help you identify areas where you can cut back and allocate more towards savings and investments.

Open a Savings Account: Consider opening a dedicated savings account for your goals. This separation can help you resist the temptation to dip into your savings for everyday expenses.

Educate Yourself on Investments: Take time to learn about different investment options—stocks, mutual funds, real estate, etc. Knowledge is power, and understanding how to invest wisely can lead to greater financial security.

Learn When i tell young people about real estate they usually say “ Me i never reach that level”. Owning a land or property is not for the rich only but for every reasonable person. “It’s proper to own a piece of earth as long as you reside on earth” Instead of craving for the latest iPhone,shoes and bags which don’t hold any significant value, you can crave for a piece of earth which appreciate in value and if you can’t afford to get in the city you live in,you can go to where you can afford and thank God some real estate companies accept payments on installments.

Start Small: If you’re new to investing, start with small amounts. Many platforms allow you to invest with minimal funds. The important thing is to start and build your confidence over time.

Your Journey Towards Financial Freedom As we journey into 2025, let’s commit to making savings and investments a priority in our lives. Remember, it’s not about how much you earn; it’s about how much you keep and grow. By taking these steps, you’ll be setting yourself up for a brighter, more secure future.

It’s not by how much you earn or have that matters, it is how much you are able to put into good use.

If you need help or guidance on this journey towards financial empowerment and the realization of your dreams! You can reach out to me personally and i believe Together, we can make 2025 a year of transformation and abundance.

Iconic Mindset
Mykphyl.

24/01/2025

Push Yourself Beyond Limits in 2025: Escape the Comfort Zone!

Dear friends/Iconic mentees,

Happy new year to you all.

As we stand on the brink of a new year, I want to take a moment to talk about something that can truly transform our lives and that is pushing ourselves beyond our limits.

Every one of us has dreams, visions, and aspirations that we hold close to our hearts. Yet, too often, we find ourselves trapped in our comfort zones—a cozy yet dangerous place that can stifle our growth and hinder our potential. The comfort zone may feel safe, but it can also become a dead trap that slowly destroys our dreams, aspirations, and even our careers.

Why is the Comfort Zone Dangerous?

It causes stagnation,when we stay within our comfort zones, we stop challenging ourselves. This stagnation can lead to missed opportunities and unfulfilled potential.

The fear of failure is another thing caused by the comfort zone, comfort zone shields us from the fear of failure, but it also shields us from success. Every great achievement requires us to step into the unknown. We must learn to take calculated risk as risk is an integral part of our life. In 2025 try to start great things in small ways—there are days of little beginnings, dare to kick start your career,start a small business and even if you fail you have gained an experience, apply for professional jobs even if you fail during interview, you will know what you need to work on. Greatness begins with having a great and optimistic mindset.

Limiting beliefs is another thing that comes with comfort zone. We often convince ourselves that we are not capable of more. These limiting beliefs can become self-fulfilling prophecies. There’s a lion in you,attempt every opportunity that present itself in 2025.

✨ The Shift in 2025, in 2025, I urge each of you to commit to pushing beyond your perceived limits.

To achieve this , have an iconic mindset.
Set bold goals, Aim high! Write down your goals for 2025 and make them challenging. Stretch yourself beyond what you think is possible.
Embrace discomfort,understand that growth often comes from discomfort. Seek out experiences that challenges you, whether it’s taking a new course, speaking in public, or even pursuing a new career path.
Surround yourself with growth-minded people, you can’t have mediocre as friends and expect to do great things,they will discourage you as they do not believe in themselves. Engage with individuals who inspire you and encourage you to push your boundaries. Share your goals with the ones you trust and hold each other accountable.

Reflect and celebrate progress,celebrate every win ,it will encourage you to do more. Regularly reflect on your journey. Celebrate your progress, no matter how small. Each step outside your comfort zone is a victory!
Learn from failures,don’t fear failure; embrace it as a learning opportunity. Every setback can be a stepping stone to greater success. You can’t shoot an arrow without dragging it backwards!

Your Journey Starts Now

Let 2025 be the year of transformation for each of us. Let’s break free from the chains of comfort and step boldly into the unknown. The world is full of possibilities waiting for us to seize them!

Remember, the only limits that exist are the ones we place on ourselves. Let’s push beyond those limits and create the life we’ve always dreamed of!

I will give you an assignment, we have 4quarters in a year, set goals you will achieve every 3months and chase it like your breath depends on it.

There are 4 quarters in a year:

1. Q1: January - March
2. Q2: April - June
3. Q3: July - September
4. Q4: October - December

Set a goal for every 3 months till December 2025 and trust me, we will celebrate you December 2025 by the grace of God.

This is our year of growth, courage, and limitless possibilities!

Mykphyl
Iconic mindset.

13/02/2024

Urgent Job Vacancy!!!

Job Role: HR generalist and Recruitment specialist.

Requirements: 3 years experience

Pay: 250k above

Location: Kaduna

Industry: FMCG

Interested candidate can send résumé to [email protected]

Call: 09044476075
Calls📵are not allowed after 6pm.

Chat: 08162139092
WhatsApp call is prohibited📵🚫

📧:[email protected]

13/02/2024

Job Vacancy!!!

Position: HR Managers
Preferred: Female
Location: Abuja
Industry: Energy
Pay: ₦500,000.00 and above

Requirement: 10 years HR experience + 4yrs in Mgt Position
CIPM and or other certification required

Candidate must be bold, smart and intelligent

Submit Cv in person at 7 Dakala Street off Parakou Street off Amino Kano Crescent Wuse 2,Abuja.

Note: Treat as urgent!!

Interested female candidate can send résumé to [email protected]

Call: 08162139092
Calls📵are not allowed after 6pm.

Chat: 09044476075
WhatsApp call is prohibited📵🚫

Email:
[email protected]

18/12/2023

Don’t be too desperate to start a job without proper agreement written down and documented