Cruz Wise Consulting

Cruz Wise Consulting We help SME’s achieve effective accounting, finance and tax systems with our tailored solutions to ensure operational efficiency and sustainable growth.

I am Terhemba Tsepav by name and my daily goal & objective is to help Small and Medium Sized Enterprises (SME’s) scale through financial challenges in their businesses by instituting appropriate financial systems in-order to curtail leakages and wastage to ensure maximum profitability. I also consult and file taxes on their behalf to ensure that they pay minimum tax possible. I have been trained a

nd certified by the Institute of Chartered Accountants of Nigeria (ICAN) - (MB051386), The Corporate Affairs Commission (CAC)- (Accreditation No.: ICAN/IND/5612152) & Utiva Data School to help business owners legitimately register/incorporate their businesses in Nigeria, and also offer professional financial consultancy services relating to Data/Financial Analysis, Preparation and Analysis of the Financial Statement, Tax Consultancy, Financial Planning & Advisory, as well as Budgeting and Forecasting. Also, as a tech enthusiast who has a diploma in Web Design & Development with practical hands-on experience with genuine interest in up-scaling profitability, I help SME’s create strong digital presence to establish brand credibility inorder to generate more leads for their business and further increase revenue. With over 5 years working and offering these services, i believe these knowledge and experience i have acquired just for you will serve your business well. I can boldly say your business profitability is my top priority. Kindly click on the LIKE button above to connect with me Now!

ONE DAY TO GO! Lagos, the wait is almost over.Tomorrow, we gather for an exclusive Meet & Greet + Dinner with Mr. Tsepav...
21/08/2026

ONE DAY TO GO!

Lagos, the wait is almost over.

Tomorrow, we gather for an exclusive Meet & Greet + Dinner with Mr. Tsepav Terhemba — a room for real conversations, meaningful connections, practical insights, and questions that matter.

No boardroom distance.

No rehearsed conversations.

Just access, interaction, learning and networking.

📍 Lagos
📅 Saturday, 22nd August 2026
⏰ 3:00 PM sharp

If you’re already registered, we’ll see you tomorrow.

🚨 ATTENTION, LAGOS! VENUE CONFIRMATIONThe countdown is real, and we’re putting the final pieces together for the Lagos M...
19/08/2026

🚨 ATTENTION, LAGOS! VENUE CONFIRMATION

The countdown is real, and we’re putting the final pieces together for the Lagos Meet & Greet + Dinner with Mr. Tsepav Terhemba

Here’s what is confirmed:

🕒 Time: 3:00 PM ✅
📅 Date: Saturday, 22nd August 2026 ✅✅
📍 Venue: Will be sent to your email by 7:00 PM tonight. 📩

Now, one question for those who haven’t registered yet:

Why watch this one from the outside when you can be in the room for FREE?

You’ll have the opportunity to meet Mr. Terhemba, ask your questions, gain practical insights, have meaningful conversations and connect with other professionals.

No ticket fee. No complicated process. Just register and secure your slot.

👉 Register now:
https://shorturl.at/pLdKp

Don’t wait until the venue drops before deciding. Secure your spot now.

Lagos, we’ll see you on Saturday!

19/08/2026

𝗜𝗳 𝘆𝗼𝘂 𝗵𝗮𝗱 𝘁𝗵𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝘁𝗼 𝘀𝗶𝘁 𝘄𝗶𝘁𝗵 𝗠𝗿. 𝗧𝗲𝗿𝗵𝗲𝗺𝗯𝗮 𝗧𝘀𝗲𝗽𝗮𝘃 𝗮𝗻𝗱 𝗮𝘀𝗸 𝗵𝗶𝗺 𝗢𝗡𝗘 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻, 𝘄𝗵𝗮𝘁 𝘄𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗮𝘀𝗸?

Career?
Money?
Tax?
Professional growth?
Building a high-value career?

Whatever it is, this is your opportunity to ask it directly.

We’re just 3 days away from the Lagos Meet & Greet + Dinner, and the room is already coming together.

📅 Saturday, 22nd August 2026
⏰ 4:00 PM
📍 Lagos

Don’t just watch the conversation from your screen. Be in the room.

👉 Register now: https://shorturl.at/pLdKp

Now tell us—what’s the ONE question you’d ask? 👇🏻

𝟯 𝗗𝗔𝗬𝗦 𝗧𝗢 𝗚𝗢.You’ve probably seen the updates.You may even be thinking, “Should I really attend?”Here’s the thing:Some c...
19/08/2026

𝟯 𝗗𝗔𝗬𝗦 𝗧𝗢 𝗚𝗢.

You’ve probably seen the updates.

You may even be thinking, “Should I really attend?”

Here’s the thing:

Some conversations are worth showing up for.

In 3 days, you’ll have the opportunity to sit in a room with Mr. Tsepav Terhemba, ask the questions you’ve been carrying, gain perspectives you may not get from a classroom or social media, and connect with people who are also serious about growth.

You can always hear about what happened.

Or you can be there when it happens.

📅 Saturday, 22nd August 2026

⏰ 4:00 PM
📍 Lagos

If you’ve been thinking about it, take that thought off the fence. Register now.

👉 https://shorturl.at/pLdKp

3 days. Make your decision.

4 DAYS TO GO! 🔥Lagos, we’re getting closer.In just 4 days, you’ll be in the room with Mr. Tsepav Terhemba for real conv...
18/08/2026

4 DAYS TO GO! 🔥

Lagos, we’re getting closer.

In just 4 days, you’ll be in the room with Mr. Tsepav Terhemba for real conversations, practical insights, questions, connections, and an experience that goes beyond the usual professional setting.

📅 Saturday, 22nd August 2026
⏰ 4:00 PM
📍 Lagos

If you’ve registered, stay ready.

And if you’re yet to register, this is your final window to secure your spot.

👉 Register here: https://shorturl.at/pLdKp

4 days. One room. One opportunity to be part of the conversation.

See you in Lagos. 🥂

18/08/2026

𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗵𝗲𝗮𝗿𝗱?

Mr. Tsepav Terhemba, one of the most sought-after Tax Consultants, will be live in the city of Lagos this Saturday, 22nd August 2026, by 4:00 PM sharp for an exclusive Meet & Greet + Dinner.

And this is more than just another event.

It’s an opportunity to have real conversations, ask real questions, get real answers, and connect beyond the usual boardroom and office interactions.

You’ll also get the opportunity to engage with Mr. Terhemba directly, learn from his experience, and spend an evening in meaningful conversations with other accountants, finance professionals, alumni and members of our community.

Lagos, this is your moment to meet, connect, ask, learn and dine.

📍 Lagos
📅 Saturday, 22nd August 2026
⏰ 4:00 PM sharp

Registration is still ongoing, but we’ll be closing soon.

Register here: https://shorturl.at/pLdKp

Shortlisted participants will be contacted.

Lagos, this is more than a dinner.It’s an opportunity to sit across the table with Mr. Tsepav Terhemba , ask questions, ...
17/08/2026

Lagos, this is more than a dinner.

It’s an opportunity to sit across the table with Mr. Tsepav Terhemba , ask questions, have real conversations, and connect beyond the classroom.

Sometimes, the value is not just what you learn—it’s who you get to meet and the conversations you get to have.

22nd August. Lagos.
If you haven’t registered yet, this is your reminder. 👇🏻

https://shorturl.at/pLdKp

Most SMEs lose money at tax time simply because this five records were never kept
17/08/2026

Most SMEs lose money at tax time simply because this five records were never kept

Most people see successful professionals and assume they got there by luck.What they don't see are the years of learning...
14/08/2026

Most people see successful professionals and assume they got there by luck.

What they don't see are the years of learning, the difficult decisions, the mistakes, the sacrifices, and the countless conversations that shaped their journey.

A young professional once asked:

What is the fastest way to grow my career?

The answer was simple:

Get in rooms that challenge your thinking and expose you to people who have gone ahead of you.

That's how many careers change.

Not necessarily through another certificate, but through the right knowledge, the right relationships, and the right opportunities.

As part of his Lagos visit, Mr. Tsepav Terhemba will be meeting with accountants, finance professionals, business owners, alumni, and ambitious professionals for an exclusive Meet & Greet + Dinner Night.

A unique opportunity to connect, learn, ask questions, and gain insights from a man whose work has impacted thousands of professionals and businesses.

📅 Saturday, 22nd August 2026

📍 Venue will be communicated to selected participants.

Seats are limited.

Register your interest:👇🏻

https://shorturl.at/pLdKp

Some conversations stay with you long after the event is over.

Renting out a property?Here's is exactly how the NRS expect you to account for that income
14/08/2026

Renting out a property?
Here's is exactly how the NRS expect you to account for that income

Address

Suite D1, 3rd Floor, Iyemi Plaza, Plot 12345, Ebeano Supermarket Street, Off Gudu Junction
Abuja

Telephone

+2348164070369

Website

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