The Money Mechanic

The Money Mechanic Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Money Mechanic, Financial Consultant, Jos.

Money Coach & Personal Finance Author for African Millennials & GenZ’s || I help you FIX YOUR FINANCES so that you can journey to financial freedom & live life to the FULLEST because money is no more a barrier! 💜💡💸

A new journey begins 🚀 I'm excited to share that I have been selected as one of the founders joining the Startup Lab Jos...
30/05/2026

A new journey begins 🚀

I'm excited to share that I have been selected as one of the founders joining the Startup Lab Jos Incubation Programme!

Out of over 116 applications from founders across Nigeria, my venture was selected to participate in this intensive 12-week programme focused on building, testing, and growing scalable solutions.

Over the next few months, I'll be working closely with experienced product engineers, mentors, and industry practitioners across product development, sales, growth, finance, legal, and fundraising. I'll also have the opportunity to learn alongside an incredible community of founders who are committed to solving real problems and creating meaningful impact.

I'm grateful to Startup Lab Jos for this opportunity and excited for the journey ahead. Looking forward to learning, building, growing, and sharing the experience along the way.

Here's to the next chapter of innovation, entrepreneurship, and impact.


It’s D-DAY‼️Say hello in the comments if you’re going to be in the room today 😁
29/05/2026

It’s D-DAY‼️

Say hello in the comments if you’re going to be in the room today 😁

In less than 24 hours, we are already over 50% subscribed and that means that registration for this event will close any...
20/05/2026

In less than 24 hours, we are already over 50% subscribed and that means that registration for this event will close any moment soon!

Will you be joining us?

If you know anyone who should be at this edition of Money Unplugged, do well to “plug” them in 😁

This is not your regular finance event. It’s an entirely new EXPERIENCE

I look forward to seeing you in the room.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧




Nearly everybody in Nigeria is looking for how to make more money! The money from your job or business is not enough rig...
20/05/2026

Nearly everybody in Nigeria is looking for how to make more money! The money from your job or business is not enough right?

Well, this is where passive income becomes a MUST!

Passive income is money that continues to come in even when you’re not actively working every single day for it.

Most passive income streams require:
• Time
• Money
• Skill
• Or effort upfront before they start paying consistently.

Here are some passive income ideas Nigerians can explore:

1. Property Rental – Earn rent from tenants through houses, shops, shortlets, or land leases.
2. Affiliate Marketing – Promote products or services online and earn commissions for every sale made through your link.
3. Dividend Stocks – Invest in companies that share profits with shareholders regularly.
4. Sell an Online Course – Create a course once and keep earning whenever people buy it.
5. Sell an eBook – Write useful digital books people can download and pay for repeatedly.
6. Start a YouTube Channel – Make videos that generate income from ads, sponsorships, and brand deals.
7. Dropshipping – Sell products online without keeping inventory yourself.
8. Cryptocurrency Mining – Earn crypto rewards by helping process blockchain transactions (requires technical knowledge and equipment).
9. Long-Term Stock Investing – Build wealth by buying solid stocks and holding them for years as they grow in value.
10. POS Business – Earn transaction charges from withdrawals, transfers, and bill payments.
11. Advertising Space – Rent out visible space at your shop, office, or property for banners and adverts.
12. Subscription Community – Build a loyal community and charge monthly access fees for premium content, classes, or networking.
13. Royalties – Earn from books, music, photography, designs, or intellectual property whenever people use or buy them.
14. Rent Out What You Own – Cameras, chairs, canopies, cars, generators, speakers, apartments — if people need it, it can generate income.
15. Own a Business Without Running It Daily – Hire competent people to manage operations while you focus on oversight.
16. High-Yield Savings & Investments – Put money in investments or savings platforms that pay competitive interest returns. E.g. Piggyvest, Cowrywise
17. Commodity Storage – Buy and store food items or commodities when prices are low, then sell during scarcity or festive demand periods.
18. REITs – Invest in real estate indirectly and earn returns without owning physical property. You can use Apps like Keble for this
19. Mobile Apps or Digital Products – Build tools, templates, or apps people can pay to use repeatedly.
20. Licensing Your Skills or Content – Allow businesses to use your content, designs, or systems for a fee.

One important truth you must not forget is that
Passive income is rarely “easy money.”

Most successful passive income streams are built through consistency, systems, patience, and smart positioning over time. 🚀

Which stream or streams will you be building intentionally in 2026??

Please share this if it was helpful.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧





I’d advise you not to procrastinate concerning reserving your slot for Money Unplugged because from the look of things, ...
19/05/2026

I’d advise you not to procrastinate concerning reserving your slot for Money Unplugged because from the look of things, we just might be over subscribed by tomorrow and reservations will close out.

This is not your regular finance event. It’s an entirely new EXPERIENCE

I look forward to seeing you in the room.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧




MONEY UNPLUGGED JOS IS HERE. 🔌💸We’re taking money conversations out of the pretty halls and organized classrooms and bri...
19/05/2026

MONEY UNPLUGGED JOS IS HERE. 🔌💸

We’re taking money conversations out of the pretty halls and organized classrooms and bringing them into a real, safe, honest space.

No pressure.
No pretending.
No “I have it all figured out.”

Just real conversations about money, growth, mistakes, lessons, investing, survival, and building a better financial future as young Nigerians.

If you’ve ever felt confused, overwhelmed, behind, financially anxious, or tired of fake money conversations online… this room is for you.

Join me, The Money Mechanic, for an intimate in-person finance experience designed for honest conversations, practical clarity, and real connection.

📍Private Location (shared only after RSVP)
📅 29th May, 2026
⏰ 3PM – 6PM

Attendance is FREE but seats are limited to keep the experience intimate.

To RSVP, send a WhatsApp message to 0815 542 5919

Come as you are.
No judgment.
No filters.
Just real money talk.

20 TYPES OF INVESTMENTS YOU MUST KNOW IF YOU WANT TO BUILD WEALTH IN TODAY’S WORLD 💸📈1. Stocks/Equities – Buying ownersh...
15/05/2026

20 TYPES OF INVESTMENTS YOU MUST KNOW IF YOU WANT TO BUILD WEALTH IN TODAY’S WORLD 💸📈

1. Stocks/Equities – Buying ownership in a company.
2. Fixed Deposit – Locking your money in a bank for a set period to earn interest.
3. Real Estate – Investing in land, houses, or commercial properties.
4. Mutual Funds – A pool of money managed by professionals and invested on behalf of many investors.
5. Bonds – Lending money to a company or government in exchange for interest.
6. Commercial Paper – Short-term loans given to large companies for quick financing needs.
7. Commodities – Investing in raw materials like gold, oil, cocoa, or wheat.
8. Forex – Trading one currency against another to profit from exchange rate movements.
9. Cryptocurrency – Digital currencies like Bitcoin and Ethereum.
10. Business – Investing money into starting or growing a business.
11. Derivatives – Financial contracts whose value comes from another asset like stocks or oil.
12. Antiques & Collectibles – Investing in rare items like art, vintage watches, or collectibles that may appreciate over time.
13. ETF (Exchange Traded Fund) – A basket of investments traded on the stock market like a regular stock.
14. Index Funds – Funds designed to track the performance of a market index.
15. REITs (Real Estate Investment Trusts) – Companies that allow you invest in real estate without owning physical property.
16. Treasury Bills – Short-term government-backed investments with relatively low risk.
17. Savings Accounts – Low-risk bank accounts that pay interest on your money.
18. Private Equity – Investing directly into private companies that are not publicly listed.
19. Agriculture Investments – Investing in farming, livestock, or agricultural projects.
20. Startups – Funding young businesses with high growth potential and high risk.

Not every investment is for everybody.

Some are low risk.
Some are medium risk.
Some are high risk.
Some build wealth slowly.
Some can multiply money fast or wipe it out in the blink of an eye!

This is why the goal is not to invest in everything.
The goal is to understand your options, your goals and then choose wisely. 🚀

I am here to help you choose wisely. Let’s keep learning together!

Please share this post if it was helpful to you.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧





20 INVESTING TERMS YOU MUST KNOW 📈💰1. Asset – Something valuable you own that can make you money or grow in value.2. Lia...
13/05/2026

20 INVESTING TERMS YOU MUST KNOW 📈💰

1. Asset – Something valuable you own that can make you money or grow in value.
2. Liability – Something you owe or an expense that takes money out of your pocket.
3. Stock – A small piece of ownership in a company.
4. Shareholder – A person who owns shares in a company.
5. Index – A group or list of stocks used to track the performance of a market.
6. ETF (Exchange Traded Fund) – A basket of investments (like stocks or bonds) bundled into one investment.
7. Bond – Money you lend to a company or government in exchange for interest payments.
8. Dividend – A portion of a company’s profit paid to investors.
9. Portfolio – The collection of all your investments and assets.
10. Bull Market – A market period where prices are generally rising.
11. Bear Market – A market period where prices are generally falling.
12. Capital Gain – The profit you make when you sell an investment for more than you bought it.
13. Market Capitalization – The total value of a company based on its share price and number of shares.
14. IPO (Initial Public Offering) – The first time a company offers its shares to the public.
15. Risk Tolerance – Your ability to handle investment losses or market fluctuations.
16. Diversification – Spreading your investments across different assets to reduce risk.
17. Volatility – How much the price of an investment moves up or down.
18. Passive Income – Money earned regularly with little daily effort, like dividends or rental income.
19. Compound Interest – Earning returns not just on your money, but also on previous returns.
20. Liquidity – How quickly you can convert an investment into cash without losing value.

Investing sounds complicated until you understand the language. Learn the terms, understand the game better, and invest smarter! 🚀

Make sure you are following me to get lore valuable content that will help you manage your money and invest it better!

Share this post too.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧




I am active and would love to connect with you! Have you connected???
13/05/2026

I am active and would love to connect with you!

Have you connected???

I’ve dropped two very juicy episodes since this season started and this is your reminder to go and listen to it if you h...
13/05/2026

I’ve dropped two very juicy episodes since this season started and this is your reminder to go and listen to it if you haven’t!

And if you have, please tell me which episode is your favorite so far.

The links to the HOT MONEY TALKS PODCAST are in the comments below 👇🏼

Plug in!!!



Address

Jos

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00

Telephone

+2347042069173

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