The Money Mechanic

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Money Coach & Personal Finance Author for African Millennials & GenZ’s || I help you FIX YOUR FINANCES so that you can journey to financial freedom & live life to the FULLEST because money is no more a barrier! 💜💡💸

You remember that time your phone fell on the ground and the screen cracked right? You remember how you had to beg your ...
15/09/2026

You remember that time your phone fell on the ground and the screen cracked right? You remember how you had to beg your friend to borrow you money to fix it right?

Do you remember that time when your family member unexpectedly died and a hefty bill was all of a sudden slammed in your face?

Do you remember how helpless you felt in those moments?

I’m sure you do.

You felt helpless because you did not have any back up savings to save you in the time of emergency.

Popularly known as an emergency fund, a SAVE YOURSELF account is a savings account where you save up a sum of money continuously so that when a big, unexpected emergency arrives, you are able to stand firm because you know that you can handle it without borrowing money, selling valuables or scraping your entire life savings.

Your save yourself account is where you fall back on when your child suddenly comes down with malaria.

It is the account that comes through for you when the mechanic slaps you with an unexpected bill.

It is the safety net which keeps you from panicking if you lose your job unexpectedly because you know that at least, you have enough savings to cover your basic living expenses while you hunt for a new job.

This account is what gives you audacity to walk away from that toxic/abusive relationship into your own place so that you can persevere your life and choose you.

Everyone of us NEEDS a save yourself account.

And this account is one that you must always contribute to. It is not a one time thing because you have no idea how expensive the next emergency would be.

Ideally, it should cover at least 6 months of your living expenses — but I would say, make it 12 months and keep going.

You may not have a penny now saved for emergencies, but trust me, it is not too late to start now. I started with saving just N500 daily in 2025 and I kept up the momentum in 2026. This is also asides the lump sums I add to the account once money hits my account.

NO ONE IS COMING TO SAVE YOU. You need to have emergency savings for the rainy day.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧





14/09/2026

The Dangote IPO should not be your last bus stop as an investor and this is why.

Money is a seed.Every great tree you see today was born out of a seed.And after the tree matures, it produces many fruit...
14/09/2026

Money is a seed.

Every great tree you see today was born out of a seed.

And after the tree matures, it produces many fruits which carry in them seeds that can be planted at the same time to produce multiple fruits in a shorter period.

This is a principle of building wealth that is very powerful.

The mistake many people make is that they eat every fruit their money produces.

They invest ₦100,000, make ₦20,000 profit and immediately spend the ₦20,000.

Then they wonder why their money never seems to grow.

Wealth is built when some of the fruits are consumed, but some are deliberately turned back into seeds.

Your money should not only work for you.

It should produce more money that can go back to work!

That ₦100,000 can become ₦120,000.

Then ₦120,000 can become ₦150,000.

Then ₦150,000 can become ₦200,000.

And eventually, you stop planting one seed at a time because your tree is now producing enough seeds to plant several trees.

That is the power of compounding, reinvestment and time.

So, before you spend every financial “fruit” that comes your way, ask yourself:

“How much of this can I turn back into seeds?”

Because if you keep eating every fruit, you may enjoy the harvest today…

…but you may have nothing growing for tomorrow.

Money is a seed.

Treat it like one.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧





11/09/2026

📚 WANT TO LEARN HOW TO INVEST IN THE NIGERIAN STOCK MARKET?

I have a resource for you!
📖 How to Buy Your First Stock: A Beginner’s Guide to Investing in the Nigerian Stock Market

Get your copy here:
👉 https://selar.com/byfsebook

The goal is simple: to help you go from “I don’t understand the stock market” to confidently knowing how to get started.

You belong in the stock market! 📈



There’s never a perfect time to get your finances right. Even the Scripture says in Ecclesiastes 11:4 that “Farmers who ...
11/09/2026

There’s never a perfect time to get your finances right.

Even the Scripture says in Ecclesiastes 11:4 that “Farmers who wait for perfect weather never plant. If they watch every cloud, they never harvest.”

If you keep waiting for everything to be soft; for your salary to be increased, or for your debt to be miraculously cancelled, or for the economy to become better, or for your business to start raking in millions before you save, delay gratification, and invest…. you will never ever begin.

I am not a farmer, but I believe that it is not every time that the weather conditions are suitable for a farmer to plant. I’m sure that on some days it may be crazy sunny, or on other days, it may actually be gloomy. The farmer may wake up to blisters on his fingers and maybe he or she may not just feel great on that day.

However, the farmer knows that for every harvest season, there is a planting season. And each will have their own turn. It is a law of life. A farmer who doesn’t plant when he is to plant, should not expect a harvest when the time to harvest comes. And so they plant, regardless.

So it is with us as humans in the journey to financial freedom.

There is a planting season and a harvest season

The first is the work, the second is the reward

It is important to know when is what season.

When you are young and agile, it is a season of planting. You may not have a lot of seed (money) but every great tree you see today was born out of a seed. And it after the tree matures, it produces many fruits which carry in them seeds that can be planted at the same time to produce multiple fruits in a shorter period.

Your seed has great potential. Don’t waste your seed. Don’t look down on your seed. Don’t hide your seed (parable of the talents). Don’t eat your seed!!

A farmer plants because they expect a bountiful harvest. But they are also willing to be patient and sow time in order for them to receive a harvest.

You do not need to wait for the perfect weather conditions to plant.
Plant when it is hard and when it is easy. Plant when you have little or plenty money. Plant when it’s convenient and when it’s not

Harvest honors the planting season

The right season to plant is always now.

Will you start planting today?

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧




₦5k a month won’t make you rich today. But it could make you rich in the future.And before you say, “₦5k is too small to...
10/09/2026

₦5k a month won’t make you rich today. But it could make you rich in the future.

And before you say, “₦5k is too small to invest,” let me ask you something:

Too small for what?

To change your life overnight? Absolutely.

To start building a wealth habit? No.

The problem isn’t always that you don’t have enough money to invest.

Sometimes, you’ve convinced yourself that small money is useless money.

You wait until you can invest ₦100k.

Then ₦500k.

Then ₦1 million.

Meanwhile, years are passing.

And the person who started with ₦5k is learning, investing, increasing their contributions and giving time and compounding a chance to do their work.

Let’s be clear: ₦5k isn’t the magic.

The magic is starting, staying consistent and increasing your investment as your income grows.

Because wealth isn’t only about how much you have today.

It is also about what you consistently do with what you have today.

So stop despising small beginnings!

Start where you are. Start with what you can. Then keep going.

And if you’re looking for an investment option that allows you to start relatively small, I’ve written a newsletter series breaking down Mutual Funds in simple, beginner-friendly language.

I’ll drop the links in the comments. Go read.

Your ₦5k may look small today.

But don’t underestimate what small money, given enough time, can become.

Love, Light and a sprinkle of Money in between 💜💡💸

The Money Mechanic 💰👩‍🔧





4 steps to start investing in the stock market: 1. Choose a licensed stockbroker 2. Open a CSCS account 3. Fund your ac...
10/09/2026

4 steps to start investing in the stock market:
1. Choose a licensed stockbroker
2. Open a CSCS account
3. Fund your account
4. Buy your first stock

It’s literally four steps.
But the part people struggle with is:
‘What do I actually buy?’
‘How do I research it?’
‘How do I avoid bad decisions?’
‘Who guides me?’

This is where I come in!

I’ve written a beginner-friendly ebook to help you take your first steps in the Nigerian Stock Market

📖 How to Buy Your First Stock: A Beginner’s Guide to Investing in the Nigerian Stock Market

Get your copy here:
👉 https://selar.com/byfsebook

The goal of this book is simple: to help you go from “I don’t understand the stock market” to confidently knowing how to get started.

You belong in the stock market! 📈





10/09/2026

Don’t let another persons lack of planning become your emergency. Know when to say no.

Address

Jos

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00

Telephone

+2347042069173

Website

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