Landmark Stocks Hub

19/03/2026

🏦 Pension Assets Surge to ₦28 Trillion as Government Bonds Deliver Strong Returns

Nigeria’s pension industry recorded a major boost, driven largely by strong performance in Federal Government securities 📈

Here’s a clear breakdown 👇

📊 1️⃣ Total Pension Assets Hit Record ₦28.04 Trillion

According to National Pension Commission (PenCom):
• Assets under management rose to ₦28.04 trillion (Jan 2026)
• Up from ₦22.51 trillion (Jan 2025)
• Represents a 24.6% year-on-year increase

👉 This reflects strong investment returns and new contributions.

🇳🇬 2️⃣ Federal Government Securities Are the Main Driver

Investments in FGN instruments grew significantly:
• Now at ₦16.695 trillion
• Up from ₦14.309 trillion a year earlier
• Growth rate: +16.7% YoY

These securities include:

✔ FGN Bonds
✔ Treasury Bills
✔ Other government debt instruments

🏛️ 3️⃣ Government Bonds Dominate Pension Portfolios

FGN bonds alone account for:

👉 About 59.5% of total pension assets

Why so high?
• PenCom regulations encourage heavy allocation to safe assets
• Pension funds prioritize capital preservation
• Government securities are considered low risk

💰 4️⃣ Treasury Bills Also Attracted More Funds

Short-term government debt saw increased demand:
• Holdings rose to ₦894.1 billion
• From ₦794.3 billion previously
• Growth: +12.6% YoY

👉 Shows investors seeking liquidity alongside safety.

☪️ 5️⃣ Sukuk Bond Holdings Declined

Islamic government bonds (Sukuk) recorded a drop:
• Fell to ₦85.02 billion
• From ₦93.7 billion
• Decline: −9.2%

Possible reasons:
• Portfolio rebalancing
• Maturity of previous issues
• Shift toward higher-yield instruments

📈 6️⃣ High Interest Rates Boosted Returns

Analysts say the surge was driven by:

🔥 Attractive yields in 2025
🏦 Government borrowing to finance budget deficits
📊 Increased fixed-income opportunities

👉 Higher rates mean higher income for bond investors.

🛡️ 7️⃣ Why Pension Funds Prefer Government Securities

Experts c

17/03/2026

24 Nigerian companies are now worth over N1 trillion on the Stock Market (2025)

1. Airtel Africa Plc: N23.60trn
2. MTN Nigeria Communications Plc: N16.31trn
3. BUA Foods Plc: N14.36trn
4. Dangote Cement Plc: N13.57trn
5. BUA Cement Plc: N8.37trn
6. Aradel Holdings Plc: N5.82trn
7. Seplat Energy Plc: N5.07trn
8. Guaranty Trust Holding Company Plc: N4.29trn
9. Zenith Bank Plc: N3.83trn
10. Lafarge Africa Plc: N3.29trn
11. Geregu Power Plc: N2.85trn
12. Nestlé Nigeria Plc: N2.58trn
13. International Breweries Plc: N2.52trn
14. Presco Plc: N2.43trn
15. Nigerian Breweries Plc: N2.42trn
16. Transcorp Power Plc: N2.30trn
17. First HoldCo Plc: N2.22trn
18. Stanbic IBTC Holdings Plc: N2.08trn
19. Transcorp Hotels Plc: N2.08trn
20. United Bank for Africa Plc: N2.03trn
21. Okomu Oil Palm Company Plc: N1.68trn
22. Access Holdings Plc: N1.29trn
23. Ecobank Transnational Incorporated: N1.09trn
24. Wema Bank Plc: N1.03trn

11/03/2026

Rich men have assets.
Poor men have money.

If you understand this, you already understand wealth.

When you ask a rich man for money and he says he doesn’t have cash, don’t doubt him. He’s probably telling the truth.

His wealth is not sitting idle in a bank account, the money is being put to work.

It’s invested in businesses, stocks, crypto, real estate, and investments that generate more money.

That’s why net worth is different from cash.

Take Elon Musk for example, his billions are not in physical cash. About 98% of his wealth exists in company shares and assets.

Poor people save money.
Wealthy people own things that produce money.

02/03/2026

one cardinal rule that I think every trader should adopt is the exit strategy....don't just be in a hast to jump into a trade....fine that is great ,what about your exit strategy?..... journey #

27/02/2026

Before you buy any stock ,run this quick checklist:

1️⃣ Is the company actually making money and growing?
Check its revenue and profit trend, not just the noise .

2️⃣ Do I truly understand this business?
If you can’t explain how it makes money in simple terms, think twice.

3️⃣ Does it have something unique?
Strong brands, market dominance, innovation, or a competitive edge matter.

4️⃣ Is the price fair relative to its earnings?
A great company can still be a bad investment if you overpay. Check the P/E ratio .

5️⃣ Can I hold this stock for 5+ years without panic?
Real wealth in stocks often comes from patience, not quick trades.

6️⃣ Is the stock liquid enough?
Make sure there’s enough trading activity so you can enter and exit without stress.

Ignore the noise. Ask the right questions. Invest smarter.

👉 Which of these do you always check, and which do you skip? Share your experience 👇

27/02/2026

21/02/2026

As the Nigerian Exchange (NGX) continues its record-breaking run in early 2026 with the All-Share Index at historic highs ,the definition of a “strong” stock is shifting.

Today, strength means two things:
✔️ A solid capital base to survive inflation
✔️ The ability to profit from high interest rates

Here are 5 NGX stocks trading below ₦100 that deserve a spot on your watchlist (prices as of Feb 20, 2026):

1️⃣ Zenith Bank — ₦86.50
Still the gold standard for banking dividends. Its strong capital base positions it to benefit from high rates and ongoing recapitalization.

Watch: Full-year 2025 dividend announcement.

2️⃣ UBA — ₦49.00
Now a truly global bank with earnings from Africa, Europe, and the U.S. providing a natural hedge against Naira volatility.

Watch: Digital banking growth and North American expansion.

3️⃣ Nigerian Breweries — ₦82.00
A classic recovery play. After FX-driven pressure, improving margins and price adjustments are starting to reflect.

Watch: Debt reduction and quarterly margin recovery.

4️⃣ Oando — ₦42.00
Now a serious upstream energy player after acquiring Agip’s assets. Production growth could reshape its valuation.

Watch: Audited results and possible dividend return.

5️⃣ Dangote Sugar — ₦81.90
A defensive consumer staple backed by strong regulatory advantages from backward integration.

Watch: Updates on the proposed merger with NASCON and Dangote Rice, which would create a massive food conglomerate.

Smart investors don’t chase price alone they watch fundamentals .

Which of these stocks is already on?

03/02/2026

🌎 Fiscal Policy: Meaning, Measures & Role in the Economy

🌐 What is Fiscal Policy?

Fiscal Policy refers to the use of government revenue (taxation) and government expenditure (spending) to influence the overall economy.

🌐 It is mainly used to:

🔹Control inflation
🔹Reduce unemployment
🔹Promote economic growth
🔹Maintain economic stability

🌐 Objectives of Fiscal Policy

🔹Control inflation and deflation
🔹Achieve economic stability
🔹Promote growth and development
🔹Reduce income inequality
🔹Generate employment

🌐 Fiscal Policy Measures to Control Inflation

Inflation occurs when demand is higher than supply. To control inflation, the government adopts a Contractionary Fiscal Policy.

1️⃣ Increase in Taxes

🔹Higher taxes reduce disposable income
🔹People spend less
🔹Demand decreases → inflation comes down

2️⃣ Reduction in Government Expenditure

🔹Government cuts spending on non-essential projects
🔹Less money flows into the economy
🔹Aggregate demand decreases

3️⃣ Public Borrowing

🔹Government borrows from the public
🔹Excess money is absorbed
🔹Inflationary pressure reduces

4️⃣ Reduction in Budget Deficit

🔹Lower deficit means less borrowing and spending
🔹Helps control price rise

🌐 Role of Fiscal Policy in the Economy

1️⃣ Economic Stability

🔹Controls inflation during boom
🔹Controls deflation during recession

2️⃣ Economic Growth

🔹Increased public spending boosts growth
🔹Investment in infrastructure, education, and health

3️⃣ Employment Generation

🔹Government projects create jobs
🔹Reduces unemployment

4️⃣ Reduction of Income Inequality

🔹Progressive taxation
🔹Welfare schemes for weaker sections

5️⃣ Resource Allocation

🔹Directs resources to priority sectors like agriculture and MSMEs

🌐 Types of Fiscal Policy

1️⃣ Expansionary Fiscal Policy

– Increase in government spending
– Reduction in taxes
– Used during recession

2️⃣ Contractionary Fiscal Policy

– Increase in taxes
– Reduction in spending
– Used to control inflation

🌐

17/01/2026

The problem is usually you, not the market.

Most people think dividends disappear because of scams.
Wrong.

Missing dividends are usually self-inflicted.

They are due to poor records, poor follow-up, and poor investor education.

Let me break it down 👇

You buy shares.
You wait patiently.
The dividend season comes.
Everyone is posting alerts…
Yours is silent.

You conclude: “This stock does not pay dividends.”

These are reasons:

1️⃣ The company never paid dividends in the first place
Not every stock is a dividend stock.
Some companies reinvest profits instead of paying shareholders.
Buying such stocks and expecting cash payouts is like planting maize and praying for oranges.

2️⃣ You bought after the qualification date
Dividends reward those who owned the shares on a specific date, not those who own them today.
Buy one day late?
Zero entitlement.
No mercy.

3️⃣ Your CSCS account is not properly linked
In Nigeria, dividends don’t “find you,” I always said this, and it's the fact.
Dividend move through CSCS → Company's Registrar → Your Bank Account.

If your CSCS, BVN, Name or bank details don’t match, your dividend hits a wall and stops there.

4️⃣ No e-Dividend mandate
Paper warrants are outdated.
No e-Dividend registration =
Your money is sitting with the registrar, unpaid, unclaimed, untouched.
For years.

5️⃣ Wrong or inactive bank details
Name mismatch.
Dormant account.
Closed account.
Registrars won’t call you.
They’ll simply not pay you.

6️⃣ Shares stuck in broker/nominee accounts
Some investors never fully regularised ownership.
If the shares are not correctly credited to your personal CSCS, dividends may never reach you directly.

7️⃣ The company skipped dividends that year
Strong company ≠ guaranteed dividend.
Losses, expansion, recapitalisation, and regulation can all pause dividends.

Past payments don’t promise future o
nes.

8️⃣ You waited too long
Dividends older than 12 years become statute-barred.
Translation?
That money is almo