31/03/2021
Creation of quality risk assets to meet set targets
Sourcing of clients for both savings, Current and fixed deposit accounts in line with set target.
Packaging of customers’ credit requests
Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
Ensure credits are packaged in line with credit policies & procedures of the bank.
Ensure credits are within the bank’s obligor limit
Rendering financial advice to clients
Rendering weekly & monthly reports to the management
Ensure proper KYC are conducted on customers
Monitoring the loan portfolio and follow up on repayment.
Skills/Experience
Business acumen and analytical skills
Excellent Relationship Management.
Good level of computer program (MS. Word & Excel)
Good understanding of business process
Hardworking, commitment, ability to communicate and self- motivated person
Good interpersonal Skill
Attention to details
Competency Profile
A Degree/HND with major in Banking and Finance, Accounting, Management and Marketing or related field
At least 2 years’ experience in a consumer/ SME lending position in a Microfinance or Commercial Bank is compulsory.
Business acumen and analytical skills
Sound Credit appraisal
Good understanding of business process
Hardworking, commitment, ability to communicate and self- motivated person
Excellent Relationship Management Skills
Unquestionable integrity and high level of commitment
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Cephas-CityMicrofinance Institute plays an important role in widening the finance options available to MSMEs by providing finance for their businesses....
