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Can a business simply put up a “No Refund” sign and take away your legal rights as a consumer?The answer is NO.Now this ...
20/08/2026

Can a business simply put up a “No Refund” sign and take away your legal rights as a consumer?

The answer is NO.

Now this does not mean that every customer is entitled to a refund.
Remedies in form of repairs, replacement or refunds can only be enforced where…. goods are defective unsafe not fit for their intended purpose.materially different from what was advertised and I’m the case of services, where they are not rendered with reasonable care and skill.

There are also cases where businesses can lawfully refuse a refund.

If a customer simply changes their mind after purchase, orders the wrong size or colour despite receiving exactly what was requested, or seeks to return goods that have already been used or damaged through their own actions, this can apply.

What the law does not permit is an absolute policy that says No Refund under any circumstance.

This is what we advise businesses to do instead.

Rather than displaying a blanket “No Refund” notice, businesses should adopt a legally compliant Returns and Refund Policy.

The policy should clearly explain when refunds, repairs, replacements, or exchanges are available while remaining consistent with the rights guaranteed under Nigerian law.

Because a refund policy should not only protect your business but also respect the rights your customers already have under the law.

Do you need a policy that protects your business and the consumer rights of your customers?

At TCorporate we can make that happen for you.

To contact us:

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm






tcorporate

Today we’re addressing the frequently asked questions our Oil & Gas team have recieved over the past few days.Building a...
19/08/2026

Today we’re addressing the frequently asked questions our Oil & Gas team have recieved over the past few days.

Building and scaling businesses in this industry requires intentional and professional intervention.

This is because the work starts from as early as company incorporation to the leadership structure, operational and licensing requirements and business positioning for opportunities in Oil & Gas.

All these and more are what we provide for our clients. We hold your hands and walk you through the legal and compliance obligations you need to hit the ground running.

Solid structures for your business tailored to the exact services you offer in this industry.

Ready to take a step, talk to us first.

To contact us:

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm






oilandgaslawfirm
tcorporate

The NDPC investigation involving UNILAG, Lotus Bank, and Hackerbella Ltd should make every business pause.Not because th...
18/08/2026

The NDPC investigation involving UNILAG, Lotus Bank, and Hackerbella Ltd should make every business pause.

Not because the investigation has been concluded. But because it raises a question every organisation handling personal data should already be able to answer:

Do you actually know what happens to the personal data in your hands?

* A customer gives you their information.
* An employee gives you theirs.
* A vendor gives you theirs.
* A client gives you theirs.

The next questions to be asked must border on access, legal rights, consent, safeguards and storage timelines.

This is why data protection compliance is more than just a few documents, it must be reflected in the processes and systems that make up your business operations.

This is exactly why we have been licensed as a Data Protection Compliance Organization (DPCO).

We help businesses move from simply having compliance documents to actually building compliant data-processing practices.

So whether you need compliance assessment, privacy documentation, data-processing arrangements, regulatory support, risk assessment, or ongoing data protection advisory, we can assist you.

Talk to us today.

To contact us:

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm



Is your company one of the businesses getting struck off by CAC?This is your reminder to check your status today and sto...
17/08/2026

Is your company one of the businesses getting struck off by CAC?
This is your reminder to check your status today and stop it from happening.

Once your company is registered with the corporate affairs commission, you’re expected to immediately start filing your annual returns.

And when you fail to do that for several years, CAC can strike your company off its records.

If a business is struck off, it means it is no longer on CAC’s register and it automatically ceases to be a legally recognized business.
But it can be brought back by a process called Relisting and it is not automatic.

This process will require you to file all your outstanding annual returns, prepare court documents, apply for an order directing CAC to restore the company and complete the final procedures.

However this process can be avoided if you file your annual returns as and when due and follow all other necessary compliance steps.

So whether you’re trying to avoid getting struck off by CAC or you have been struck off and you need to get back on the register, we support businesses achieve both.

Send us a DM today to confirm the status of business and how we can keep it active.

To contact us:

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm






tcorporate

This is one of the most interesting rulings from the Court of Appeal. While it is reasonable for an ex-employee to be re...
13/08/2026

This is one of the most interesting rulings from the Court of Appeal.
While it is reasonable for an ex-employee to be restricted from working for a competitor, it is important that the restrictive clauses are not drafted to cause hardship to such ex-employee.

Firstly, the law is on the side of the employer. For example, training bonds with reasonable conditions are welcomed. Restrictive clauses on trade are also welcomed.

The National Industrial Court, which is the court that adjudicates on unfair labour practices in Nigeria have held that negative covenants in restraint of trade will be enforced on the condition that such covenants are not wider than reasonably necessary for the protection of both parties.

In addition, although the FCCPA which is the legal framework for competition in Nigeria generally prohibits a contract in restraints of competition, section 68(e) however states that where the restraints do not exceed two years it will not be prohibited.

From the foregoing, we can see that the law does not side with the employee to the detriment of the employer, instead it finds a balance where both parties are protected.

For example, the NIC frowned at a non-compete clause that restricted the employee from joining any rival company with similar business, all over the world, for 1 year.

While the restriction was within one year and acceptable under FCCPC, the scope of limitation was wider than necessary, being all over the world it was regarded by the court as unreasonable and a violation of the employee’s constitutional rights.

This then is the balance.
1. That such restrictive clauses do not exceed a time that would become injurious to the employee.
2. That such restrictive clauses do not violate an employee’s constitutional right.

To abide by fair and just employment practices, and if not, to avoid legal battles by enlightened employees, it is important you engage TCorporate to help draft your contracts. Our team of contract and transactional lawyers are equipped to help draft a solid contract.

The legal team recently handled a number of consultations for our clients who wanted to set up a diesel storage and supp...
12/08/2026

The legal team recently handled a number of consultations for our clients who wanted to set up a diesel storage and supply company and we thought to compile a list of requirements that can get you started the right way.

From Incorporation of your company, to your taxes and the industry requirements as well as labour and employment compliance obligations, a solid structure for your business is the best bet to thriving early.

In addition to these, your diesel storage and supply company needs to have the appropriate internal policies that address operational and workplace risks.

This creates an intentional and safe environment for your business activities to run smoothly and be trusted.

Looking to outsource the heavy lifting of your legal and compliance requirements as you set up?
Talk to us today.

To contact us:

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm






tcorporate

If you run a Point of Sale business in Nigeria, this ruling by the Federal High Court now affects your how you run your ...
11/08/2026

If you run a Point of Sale business in Nigeria, this ruling by the Federal High Court now affects your how you run your business.

A few weeks ago a Mr Emmanuel Harunna approached the court to argue that PoS agents are not Data Controllers or Processors of Major Importance and asked the court to stop NDPC from enforcing registration.

But the court has disagreed and the DCPMI classification still stands.

The Nigerian Data Protection Act does not excuse businesses that handle personal data because they run on a small scale.

The volume and sensitivity of said data are the key determinants of compliance.

Every PoS transaction processes account numbers, BVNs, phone numbers, transaction histories, and sometimes biometric data.

And the because of the vast number of active PoS terminals in operation everyday nationwide, non-compliance cannot be ignored.

The NDPC has directed all unregistered DCPMIs to register without delay.
Failure to do so will lead to legal and financial liability under the NDPA.

DCPMI registration is not a one-time form.
It’s a continuous process of getting documented, setting up a system that supports the protection of customer data rights, and staying ready to cooperate with the NDPC to combat data breaches when and where necessary.

This is exactly why we have been licensed as a DPCO.
We help PoS operators and other DCPMIs determine registration status, file with NDPC, build the required lawful-basis documentation, DPIA, and governance and stay compliant after registration.

Don’t wait for an enforcement notice to find out you should have registered.

📩 DM “DPCO” to speak with our compliance team today.

FintechNigeria NDPA2023 Compliance NigerianBusiness DataPrivacy
pos
complaincelawfirm
tcorporate

Another successful NCEC delivery. ✔️Our client has received its Nigerian Content Equipment Certificate under the Non-Mov...
11/08/2026

Another successful NCEC delivery. ✔️

Our client has received its Nigerian Content Equipment Certificate under the Non-Movable Assets Category.

One more regulatory requirement successfully handled by our Oil & Gas team.

Tcorporate Oil & Gas
Regulatory documentation. Done properly.

When you buy shares in a company, you must ensure that the Corporate Affairs Commission is notified of your shareholding...
10/08/2026

When you buy shares in a company, you must ensure that the Corporate Affairs Commission is notified of your shareholding and its percentage.

The share transfer agreement does not suffice.

The law says that you must notify CAC within one (1) month of acquiring said shares.

So it’s important and an indispensable step.
It’s also one that you should not do alone.

Contact us today, let’s guide you on every step of your share acquisition.

Give us a call via:

📞0908 011 9980
📞0908 011 9975
📞0810 347 2195
✉️ 0813 248 3964 (WhatsApp only)

Send an email to:
[email protected]

Walk into any of our offices:

Lagos: Work bay, Lagos City Mall, Onikan, Lagos Island, Lagos

Abuja: No 9 Victor L, Masi Close, Jabi, FCT-Abuja

Visit our website - http:// www.tcorporatelegaladvisory.com

We are available during our working hours from 9am to 5pm






tcorporate

08/08/2026

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