A2 Realmart Options

A2 Realmart Options We are a Property Marketing and Consultancy Company in Lagos. Our other services are inclusive of but not limited to Sales/Letting, Management etc.

DIRECT QUICK SALE: 2(NOS.) 6-BEDROOM SEMI DETACHED DUPLEXES AT GREENFIELD ESTATE, OPIC, ISHERI NORTH, OGUN STATE.propert...
18/01/2026

DIRECT QUICK SALE: 2(NOS.) 6-BEDROOM SEMI DETACHED DUPLEXES AT GREENFIELD ESTATE, OPIC, ISHERI NORTH, OGUN STATE.

property: Twin Duplexes of 6-bedroom each on land area measuring 1400sqm (700sqm for each wing) directly along interlocked road at Greenfield Estate, Opic, Isheri-North, Ogun State.

Greenfield is a gated estate with uniformed security guards, access code entry, interlocked roads, solar street lights and central water and waste disposal systems.

Title: Registered Survey Plan, Letter of Allocation by Opic, Land Purchase Receipt.

Asking Price: N175m/wing (negotiable).

Vacancy: Tenanted, to expire by April, 2026.

Click on the link below for a short video 👇🏾

https://youtube.com/shorts/WqOLUhW3wks?si=cDAyfPnDApgoZZh4

For more enquiries, contact +2348032296562, +2349049045703

Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

09/12/2025
09/12/2025

This is dedicated to you all our clients, both the past, present and future. This year will NOT be our end and the coming year shall be more glorious for us all.

Thank you.

PROOF OF FUNDS (POF): WHAT IT MEANS AND  QUALIFYING DOCUMENTS.What Is Proof of Funds:Proof of Funds (POF) is essential f...
11/11/2025

PROOF OF FUNDS (POF): WHAT IT MEANS AND QUALIFYING DOCUMENTS.

What Is Proof of Funds:

Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigration) the financial capability of the person concerned to fund the purchase, travel, study and that the funds are valid and accessible. Generally originating from verified sources such as banks, POF must include details like bank name, balance amounts, and authorized bank personnel. It is important to note that in majority of instances, the proof of funds refers to liquid capital, primarily cash as certain investments like retirement accounts, fixed deposit, mutual fund account, life assurance or insurance often don't qualify as POF owing to the fact that the requesting party want to be sure the funds are not merely promised or anticipated funds, rather they want readily available funds.

Most POF documents need to be recent, ideally no older than 90 days, to be considered valid and digital or scanned copies of POF documents (in PDF) can often be used if they are clear and comply with the requesting party's requirements. If your funds are spread across multiple accounts, you'll need proof for each one. It may be easier to move all of your funds into one account, therefore having to provide this information only once, and making the total amount of funds available easier to follow.

Comparing Proof of Funds and Proof of Deposit:

In commercial banking, proof of deposit is the financial institution’s verification that funds have been deposited into an account and where these deposits came from (source of funds). When applying for a mortgage or visa, in addition to demonstrating proof of funds, one will have to demonstrate that funds in fact have been deposited into an account and demonstrate where they came from. Most requesting party typically want to see where the deposits originate from, whether they come from the account holder, salaries, sales, services rendered or they are gifts from other parties. This helps determine if the holder will truly be able to access the funds.

For example, N40,000,000 was deposited into an account by XYZ (Nig.) Limited, the account statement should be able to tell what the payment was meant for (deposit narration), e.g supply of goods and the account holder should be able to provide documents to back up the narration, such as letter of award of contract issued by XYZ (Nig.) Limited to supply the goods, delivery note, payment invoice etc. If deposits into the account are salaries, the holder can present pay slips to support that and if the funds are from sales of goods, copies of invoices, receipts, etc can be provided.

If the deposit was from sale of a landed property (land or house), the narration should reflect same in the account statement (land or house purchase) and present the key documents essential to confirm the sale transaction as contained in this full article.

You may click on the link below to read the full article

https://www.nairaland.com/8545785/qualifying-documents-pof

Thank you

PROOF OF FUNDS (POF): WHAT IT MEANS AND QUALIFYING DOCUMENTS. What Is Proof of Funds: Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigr...

DOCUMENTS REQUIRED TO PROCESS GOVERNOR'S CONSENT IN LAGOS STATE:These are immediate documents required to submit applica...
16/09/2025

DOCUMENTS REQUIRED TO PROCESS GOVERNOR'S CONSENT IN LAGOS STATE:

These are immediate documents required to submit application for Governor's consent:

1. Completed and duly signed Form 1C by the assignor(s) & assignee(s).

2. Certified True Copy of assignor's (seller’s) title document.

3. Three passport photographs of the assignee(s) on white background (signed at the back).

4. Three copies of duly signed Deed of Assignment (assignee(s) is/ are to sign at the bottom on all the pages).

5. Chartable survey plans (To be inserted in all copies of the deeds).

6. Receipt of payments for charting.

7. Receipt of payments for endorsement & form 1c.

8. Site photography showing adjoining properties, date & time.

9. Site location sketch .

10. Photocopy of I'D Card of Assignee(s) agent or representative

Documents that will be required to further the processing after the assessment letter had been issued and payments effected.

1. Receipt of payment for consent fee - 1.5% of land/property value.

2. Receipt of payment for capital gain tax- 0.5% of land/property value.

3. Receipt of payment for stamp duty - 0.5% of land/property value.

4. Receipt of payment for registration fee- 0.5% of land/property value.

All the above fees shall be calculated by the officials at lands bureau and the amounts payable shall be contained in an official letter to be issued at lands.

After the assessment letter had been issued and payments effected, the file will move for further processing. However, at the advance stage of completion, evidence of current tax payments by the assignee(s) and the assignor(s) shall be demanded. If the consent applicant could not present the tax receipts. Then, direct tax assessment shall be issued via a letter by Lagos Internal Revenue Services and the applicant will have to present the following to further the processing:

1. Receipt of payment for direct tax assessment by the assignor(s) or evidence of income tax payment .

2. Receipt of payment for direct tax assessment by the assignee(s) or evidence of income tax payment.

3. Payment for Ground Rent to be calculated at lands (usually 0.035% of land value/year.

Finally, prior to registration of the deeds after being signed and stamped by the authorized commissioner on behalf of the state governor, the Original title document(i.e C of O or registered Deed as the case may be) must be presented for sighting.

But if the root title is a global C of O or Deed, then their must be a signed cover letter from the landowner(s) or vendor to confirm that the portion of land/property had been sold to the assignee(s). This is mandatory prior to registration of the deed, so please ensure your lawyer or agent get you this letter from the seller(s).

STANDARD FORMAT FOR DEED OF ASSIGNMENT TO BE ACCEPTABLE FOR GOVERNOR'S CONSENT.

1. The cover page should contain full name of the assignor(s), full name of the assignee(s) and should be properly indicated accordingly.

2. The cover page should contain full address/location of the land/property assigned.

3. The name, address, phone contact, signature and NBA seal of the lawyer that prepared the deed must be on the cover page.

4. The portion where the assignor(s), assignee(s) and the representative of the state governor will sign should be on same page or printed back to back. It shouldn't be different pages.

5. All the pages of the deeds must be numbered.

6. One passport photography of the assignee or the assignees on white background, duly signed at the back must be stapled at the top corner(s) of the cover page of each deed.

7. The assignee or assignees must sign at the bottom on all pages of the deeds.
For further enquiries, do not hesitate to contact +2348032296562, +2349049045703.

Thank you.

03/08/2025

What The New Tax Law Say About Rent Relief (N500k Cap)

The Federal Government had just signed the new tax law and it gives some relief to people who pay rent, but only up to a certain limit.

How it works:

For employees and tax payers that pay rent on a house or apartment, they can now get a tax deduction based on the tax relief cap, which means they’ll pay a little less tax. However, the relief is limited (or capped) at ₦500,000 per year.

For Example:

* Assuming you pay yearly rent of ₦400,000 you can deduct the full ₦400,000 from your taxable income.

* But if your yearly rent is say ₦900,000, you are only entitled to deduct ₦500,000 from your taxable income and not the full ₦900,000.

What does this "deduction" mean?

If your annual income is, say, ₦5 million, and you qualify for the rent relief:

* Without relief: You’re taxed on the entire ₦5 million. But with the ₦500k rent relief: You’re taxed on ₦4.5 million instead.

So, you save some money on tax, thanks to the rent deduction.

Who Benefits Most?

People with lower rents (especially under ₦500k/year) and formal income (salary earners who file taxes) are the ones who benefit the most.

Do you think the tax relief cap should be increased going by high rent charged by landlords or the N500k cap is fine.

Thanks for reading through and your comments.

(Dealing with the mandates)FOR SALE :1. OSBORNE ESTATE, IKOYI.Land at Osborne Foreshore Estate, Ikoyi, Lagos.Size: 500sq...
31/07/2025

(Dealing with the mandates)

FOR SALE :

1. OSBORNE ESTATE, IKOYI.

Land at Osborne Foreshore Estate, Ikoyi, Lagos.

Size: 500sqm & 1000sqm

Location: Kwara Street, Osborne, Ikoyi.

Title: Registered Deed of Assignment.

Price : N2.4m/sqm.

2. SURULERE, LAGOS.

A demolish able block of 4(nos.) 3-bedroom flat on a street Off Alhaji Masha Road, Surulere, Lagos.

Land Size: 459.352sqm

Title: Registered Deed.

Price: N220m (asking).

For more details, contact +2348032296562, +2349049045703.

Thanks you

Ways to proof source of fund in account for visa application."Well, I have enough POF cash wise, that's what is importan...
12/07/2025

Ways to proof source of fund in account for visa application.

"Well, I have enough POF cash wise, that's what is important and why do I need to prove how i got the money".

That was exactly the way an applicant responded when he was advised he would need to back up source of lump sum deposited into his account with documents for visa application. Few months later, his words changed " good morning sir, visa was denied, the visa officer wasn't convinced i'll have access to fund on account".

The truth is, some doors might not open just by knocking, you need to push to open. Just like one is not guaranteed of getting a job only by applying, one need to justify he/she is worthy, qualified and ahead of others competing for same limited position.

Same is applicable to relocation plans. You see, a lot of visa applicants believed that once they have the required amount for proof of funds in their accounts, that’s it, visa is guaranteed.

But visa officers don’t just want to see money, they want to understand the story behind the money. Moreso, they want to see you have home ties that can influence your return to the home country.

Let me digress a little, RMD is 63 years old. Many of us started watching him on TV since 80s and he has stayed relevant in the movie Industry till present.

He is one of Nigeria's finest actors and, without a doubt, stands as one of the nation's movie legends. However, let me quickly extrapolate something from him and share a lesson. Just few weeks ago, RMD released his first movie, RADIO VOICE, as the Executive Producer.

Since then, he has been hands-on promoting the movie relentlessly to convince people to watch. He did not say just because he is a great actor or a movie legend, therefore the movie was going to sell itself. No, instead, he rolled up his sleeves, got boots on the ground, started knocking on doors, and screaming on his megaphone, promoting his work. All about convincing audience to watch to gain his success.

Therefore, for your relocation plans, here are some of the key facts you actually need check and ensure you convince the visa officer. Click on the link below to read the full article.

https://www.nairaland.com/8405953/how-properly-proof-source-fund #135083135

For more details about getting a certified valuation report, do not hesitate to contact 09049045703 (WhatsApp) or 08032296562

Good luck ❤️!!

How to properly proof your source of fund. Some doors might not open just by knocking, you need to push to open. Just like one is not guaranteed of getting a job only by applying, one need to justify he/she is worthy, qualified and ahead of others competing for same limited position. Same is applica...

Influence Of Owing Landed Property Assets On Travel Application.It's very obvious that the year is fast running and it w...
12/07/2025

Influence Of Owing Landed Property Assets On Travel Application.

It's very obvious that the year is fast running and it would be good to stop procrastinating but start implementing your plans for a better 2025 from now.

Are you planning to relocate to Canada, U.K via study route or you just want to visit for medical, conference, business meeting or tourism. You'll need to prove beyond doubt to the visa issuing officer that you have home ties that will facilitate or influence your return to your home country (very important) and as well buttress your financial status.

It is no gainsay that everyone needs an oasis of peace and comfort in a safe haven like Canada, U.K, U.S and the rest of the developed world to enjoy comforts of world-class healthcare, international education, world-class leisure and more.

Without mincing words, many visa applicants do believe that "fat" bank statement is the paramount document they need to secure a visa approval forgetting that not everybody keep money in the bank but do invest in landed properties, stocks etc.

Though, it's good to have good financial banking status. However, strong economic home tie is the major key factor often considered by visa issuing officers most especially for non-immigrant visa applicants like visit, study, medical and so on. The visa officers are more concerned about the factors such as assets owned by an applicant that can pull him/her back to the home country on or before the tenure of visit or study visa granted.

You may click on the link below to read the full article.

https://www.nairaland.com/8328316/influence-owing-landed-property-assets

Thank you.

It's very obvious that the year is fast running and it would be good to stop procrastinating but start implementing your plans for a better 2025 from now. Are you planning to relocate to Canada, U.K etc for study, medical or tourism and you have landed properties to buttress your economic status and...

PATHWAY TO FILLING A  SUCCESSFUL  TRAVEL VISA APPLICATION.On the surface, the process of obtaining a Canadian, UK, Franc...
12/07/2025

PATHWAY TO FILLING A SUCCESSFUL TRAVEL VISA APPLICATION.

On the surface, the process of obtaining a Canadian, UK, France or any other developed country study admission might seems quite simple. However, obtaining study permit or student visa can sometimes prove to be a challenge. While many students think receiving a letter of acceptance is the hardest part of the pre-study abroad process, it can be even more difficult to land a student visa.

It is not an over statement to say that getting a visa approval is often faced with the harshest scrutiny. For example, according to statistics 54% of visa applicants get denied in 2024, up from 40% in 2023. Student permit rejections surged to 52%, a dramatic increase from 38% the previous year.

Unfortunately, it isn’t uncommon for applicants to have their applications for visa rejected. With Canada and UK being such desirable study destinations, many students aspire to pursue an education in those countries. However, the popularity with other opportunities attached to studying in those countries makes it significantly harder to get visas into those countries because of the high volume of applicants, leading to students visa rejections.

To ensure your visa application gets approved at first instance, it’s helpful you understand the key common reasons behind visa rejections.

1. Insufficient Fund:

This is one of the common reasons most applicants are denied. All applicants are expected to have a certain minimum fund on account sufficient enough to cover at least one year tuition fee (in case of study permit), living expenses, transportation and other miscellaneous expenses preferably in an account the applicant can have direct access or control.

Meanwhile, the fund required also depend on family size either as a single applicant, family of 2, 3 or 4, so it is advisable for applicants to research very well to find out the minimum fund required based on his/her family size and ensure the fund is available (if possible a little above the minimum) on account at the time of filling in his/her application .

Therefore, applicants are expected to submit at least six months bank statements showing the proof of funds for the six months preceding the study permit application date. Also, applicants provide all of the required account information as well as bank information so that the embassy can be able to verify genuine availability of the fund. However, if your family (spouse, parent, sibling) is contributing to the cost of your education, they will need to provide an affidavit stating how much they are supporting you with, relationship with you and the money is not refundable.

Furthermore, for those that are to be sponsored by their parents, spouses or siblings. You"ll need to present a duly signed letter of sponsorship from your sponsor, documents to buttress their relationship with the applicant (such as birth certificate, marriage certificate, etc cos third party sponsorship is not advisable), verifiable source(s) of income of the sponsor such as employment status, company or business registration, at least six months bank statement showing well above the minimum proof of fund required (to show the sponsor is not spending all his/her life savings on you) and if the sponsor is presenting a limited liability company bank statement, a board resolution letter will be required to confirm other board members support/agreement to the sponsorship but not necessary for registered business name. In a nutshell, availability of sufficient funds in an account the visa officer will be convinced the applicant will have easy access to the fund is mandatory.

2. The source of Funds:

The embassy verifies to see how you accumulated the funds presented. non-consistent deposits into your bank accounts, then few weeks or months preceeding your application a huge or some huge lump deposits were made, that can attract the attention of the visa officer. If the applicant
has declared they have access to a certain amount of money to support the visa application, they must prove this with documentation. The amount of money is not the only requirement for proof of funds but also evidence of the source(s) like pay slips in case of savings from salary, sales records, letters of awards of contracts, and if the source is proceed from sale or long lease of landed property, you'll need to present a valuation report that states the worth of the property, sales or lease agreement, deed of assignment between the buyer and seller with details of the property concerned. That's where you need the service and expertise of property consultants like us, you can reach out for more enquiries if you might need our service in that area.

3. Not submitting adequate home tie supporting papers:

Except for immigration visa applicant, every non-immigrant visa applicants are are required to show strong connections with with thier home countries by proof. These documents are to prove that the applicant have reasons that will facilitate return to his/her home country after the stipulated period of visa granted. Generally, submitting as much evidence as possible beyond the minimum required is wise. Often, offering only the documents based on the online Document Checklist is insufficient to build a solid Visa Application.

For a married applicant not travelling with the wife and children at the time of applying, the wife and children could serve as one of the home ties but for single applicant or married applying as a family, more documents will be required to proof home ties because the visa officer want to be convinced the applicant has/have reason (s) to return after study or visit. Although its not mandatory the applicant should return as their are laws that allows change of status to permanent residence and even citizen once all the stipulated conditions are met.

But as at the point of putting in application, the visa officer want to see those documents such as applicant employment status, marital status, business owned in the home country and how its thriving (based on audited report, cooperate bank account statement), position held in the community (like CDA, Professional Body/Association, Clubs like Rotary Club, Lions Club etc. Meanwhile, the most preferred is/are the landed assets/properties owned by the applicant for the reason that landed properties do not depreciate in value but appreciates over time and all over the world people have strong emotional attachment to landed property owned, that could be a key pull factor to encourage the applicant to return especially income generating properties or that fits into future plan of the applicant. All over the world, people liquidate landed assets to raise fund if the need arises, so it could serve as source of fund on account for travel purpose backed with other necessary documents. Security for payment of 2nd year fees, etc. It is a multipurpose document that can be tailored to the intent of use by an applicant to boost his/her chance of visa approval.

In that case, a smart applicant will submit a valuation report prepared by a firm of certified estate surveyors and values stating the current market value (monetary worth) of the property or properties owned by the applicant and rental value if its a rental property generating additional income for the owner. By submitting a valuation report, it tells more about the financial status of the applicant in his/her home country going by the landed assets owned, the future plan for the assets that can facilitate his return, back up source of fund on account and many more.

Submitting just landed property title documents alone is not enough as that will not state the current worth of the property. Visa officer cannot know the worth of a land by looking at the survey plan, purchase receipt or deed of assignment on a land/property bought seven or ten years ago as such documents will still contain the purchase price as at the time of purchase and NOT the current
worth.

Assuming a land bought N5m ten years ago and now worth say N50m, the deed of assignment and purchase receipt will still contain N5m as the property sum and the visa will base his/her judgement on that, meanwhile the land is currently worth N50m in the open market.

You can reach out if you require this service and be sure of getting well detailed, certified and verifiable report.

4. Connection with Program of Study (Student Visa Refusal):

If the visa officer who reviewed your application does not see a connection
between your study program and your educational or employment background, they may refuse your study permit application. Therefore, in your Statement of Purpose ensure you explain in detail the connections between your intended course of study and your previous study or studies or current employment and how it will be of immense benefits to you, your business or service provided. If you have study gap, ensure you explain the reason and skills you were able to acquire during the study gap.

Finally, I am not a travel agent and do not process visas, however should you wish to get your landed property valued for visa application purpose or any further enquiries, do not hesitate to contact me via +2349049045703 or +2348032296562.

Address

Block B, Suite 188, Sura Shopping Complex, , Simpson Street, Lagos Island, Lagos
Lagos

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

+2348032296562

Website

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