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Monday 08:00 - 17:00 Tuesday 08:00 - 17:00 Wednesday 08:00 - 17:00 Thursday 08:00 - 17:00 Friday 08:00 - 17:00 Saturday 10:00 - 14:00

The Business Hours, 79, mushin Road, ishaga b/stop, isolo, Lagos (2026)

Name: The Business Hours
Address: 79, mushin Road, ishaga b/stop, isolo, Lagos, 234102, NG
Telephone: 08022552528

19/04/2026

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13/04/2026

BUSINESS NEWS ROUNDUP…
Monday 13th April, 2026

THE NIGERIAN "RAIL" REALITY
Reports from the Lagos and Kano trade hubs show a 15% increase in "Transaction Pending" statuses on legacy card networks this week.

ERP & ODOO MARKET SHIFTS
Tech news confirms that African ERP adoption is hitting a wall where "Local Banking Integration" is missing.

THE IOT & INVENTORY REVOLUTION
Global supply chains for specialised IoT sensors are tightening.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
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05/04/2026

EASTER, THE POWER OF THE NEW RISE

To:
Our Valued Partners,
Stakeholders, and
the Sovereign Trade Community,

Easter is more than a tradition; it is the ultimate masterclass in Resilience, Transformation, and the Victory of Light. As we celebrate the commemoration of resurrection of Jesus Christ this year, we at ALL TIME BUSINESS LTD are reminded that the most enduring legacies are those that have been tested, refined, and brought back to life with greater power.

A SEASON OF NATIONAL REBIRTH
This year, Easter coincides with a pivotal moment in our nation's history. As Nigeria navigates a path toward economic stability and "National Rebirth," we stand at the forefront of this change. From the go-live of the National Single Window to the expansion of the AfCFTA Simplified Trade Regime, we are seeing the "Stones" of bureaucracy being rolled away to reveal a new era of prosperity.

THE PROMISE OF RENEWAL
Just as the dawn follows the darkest night, our Sovereign Gateway was built on the principle of renewal. We are taking the "Old Ways" of fragmented trade and resurrecting them into a unified, high-speed digital rail. Our commitment to the 3% Golden Ratio ensures that every transaction today fuels the educational and infrastructural "Resurrection" of tomorrow.

THE SOVEREIGN STRIKE
Easter teaches us that a vision backed by faith and clinical ex*****on cannot be held by any "Grave." Whether in the Acquisition/ outright purchase or the technical "Handshake" with the new banking era, we are moving with the confidence of a "Risen Entity." We aren't just surviving the market; we are leading its rebirth.

OUR PRAYER FOR YOU
May this Easter bring a "Holy Disruption" to your status quo. May every buried potential in your business find its "Third Day" of manifestation. And as we celebrate the Risen King, may your path be illuminated with the "Green Light" of favor, speed, and sovereign success. Amen.

He is not here; He is Risen! – The Vision lives on.

From all of us at ALL TIME BUSINESS LTD. Happy Easter!

Tope Ogegbo
Chairman, Sovereign Gateway
Coordinator, Real Schools
MD, All Time Business Ltd.
Phone/WhatsApp: 08022552528
Email: [email protected]

04/04/2026

TOP 10 GLOBAL BUSINESS NEWS OF THE WEEK.
30TH MARCH–3RD APRIL, 2026

1. The most critical driver of global markets this week is the U.S.-Israel war on Iran. Global oil prices have surged, with gasoline prices jumping 4% in just five minutes following a prime-time address by President Trump doubling down on the conflict. African governments are already raising fuel prices to keep up with the global cost.

2. The U.S. economy defied all analyst expectations on Friday, reporting a gain of 178,000 jobs in March (beating the predicted 59,000). The unemployment rate has dropped to 4.3%, though analysts warn of "churn under the surface" due to new migration crackdowns.

3. In one of the largest corporate maneuvers of the year, Unilever has finalized a US$44.8bn asset sale. Simultaneously, the World Economic Forum awarded "Global Lighthouse Network" status to Unilever’s AI-driven supply chains, where GenAI is now managing 31,000+ orders a day.

4. Flutterwave officially secured its Nigerian banking license. This allows them to hold deposits directly, eliminating third-party banking fees and enabling "Instant Settlements"—a major factor for our Sovereign Strike.

5. Former bp CEO Bernard Looney has been appointed Chairman and CEO of Prometheus Hyperscale. This signals a massive pivot toward the energy-data center nexus as the firm plans two massive hyperscale centers in Wyoming to meet AI compute demand.

6. Effective this week, the UK has implemented a "Raft of Measures" to ease inflation. The National Living Wage rose to £12.71, and energy bills were cut by an average of £117 per year through the government's new Crisis & Resilience Fund.

7. A leaked industry report has surfaced detailing the "OpenAI Graveyard"—a list of high-profile deals and products that failed to launch despite Sam Altman’s $500 billion valuation of the company.

8. The new Real-Time Billionaires List shows a South African fortune boosting by $10 billion following a major Restaurant Depot sale. Meanwhile, Steve Witkoff’s wealth has surged due to close ties with Trump and Elon Musk.

9. The Ethiopian delegation concluded a successful participation at the WTO 14th Ministerial Conference, securing record investment commitments for the "Invest in Ethiopia Forum." This is a significant step for East African trade integration.

10. With the Strait of Hormuz effectively snarled by the Iran war, global shipping costs have entered a "War Risk" pricing phase. This is accelerating the shift toward AfCFTA and intra-continental trade as global logistics become prohibitively expensive.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

04/04/2026

BUSINESS NEWS PEAK OF THE WEEK

THE "SINGLE WINDOW" STRIKE: WHY 2026 IS THE YEAR OF THE SOVEREIGN TRADER

Tope Ogegbo
Chairman, Sovereign Gateway
MD, All Time Business Ltd.
Phone/WhatsApp: 08022552528
Email: [email protected]
Saturday 4th April, 2026

For decades, the Nigerian port was a "Labyrinth of Paper." A single container meant shuttling between multiple agencies, duplicating documents, and enduring weeks of "Cargo Dwell Time." But as of April 2026, the "Labyrinth" has been replaced by a Single Window. With the official go-live of the National Single Window (NSW) platform, Nigeria has effectively digitised its trade borders. This isn't just a "portal update"; it is a Sovereign Pivot that transforms our economy from a fragmented landscape into a unified, high-speed trade corridor.

THE END OF THE "PAPER CHASE"
The NSW integrates over 20 government agencies—including the Nigeria Customs Service (NCS), NAFDAC, and SON—into one digital interface. For the first time in our history, an importer or exporter submits their data once. The system then "handshakes" with every relevant regulator automatically.
The goal is clinical: to reduce cargo clearance from weeks to a 24–48 hour window. In the "New Nigeria," speed is the primary currency.

THE AFCFTA & STR CATALYST
The timing is surgical. Nigeria has just been designated the West African Pilot Country for the AfCFTA Simplified Trade Regime (STR). The NSW provides the technical backbone for this pilot. It allows small-scale traders—the lifeblood of our economy—to bypass the bureaucratic bottlenecks that previously made cross-border trade a "Big Player's Game."
At All Time Business Ltd, we see this as the "Digital Rail" for our Sovereign Gateway. By aligning our headless API with the National Single Window, we are enabling MSMEs to serialize their trade flow with the same efficiency as a multinational corporation.

FROM EFFICIENCY TO LEGACY
The National Single Window eliminates "Operational Leakage." When trade is transparent, capital is liberated. At All Time Business Ltd, we use this liberated capital to fund the EDUCATION GROWTH.
Our 3% Golden Ratio thrives in an environment of transparency. As the NSW streamlines the ports, our protocol automatically routes a fragment of every successful trade into permanent educational assets. We aren't just facilitating trade; we are using the "Single Window" to build a Sovereign Future.

THE VERDICT
The "Single Window" is open. The Millions Naira Property Acquisition is in sight. The AfCFTA Pilot is moving.
Nigeria is no longer a "Tenant of Global Trade." Through technology, transparency, and the Protocol, we have become its Architects.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

03/04/2026

THE BUSINESS HOURS MORNING DRIVE
Friday 3rd April, 2026

THE ₦4.65 TRILLION "WAR CHEST"
The top headline today is the official completion of the CBN’s 2024–2026 Bank Recapitalization Exercise. Nigerian banks have successfully raised ₦4.65 Trillion in fresh capital, beating the March 31 deadline.
Banks now have massive "Resilience Buffers." The banks are literally "pregnant" with cash and looking for compliant, high-growth SMEs to lend to.

THE $500M WORLD BANK "AGROW" INJECTION
The World Bank just approved a $500 Million credit facility for Nigeria’s "AGROW" project. It’s designed to digitise agricultural value chains and support MSMEs through a "National Digital Farm and Farmer Registry."

EASTER MARKET LOSSES: THE "HOLIDAY DIP"
The Nigerian Stock Exchange (NGX) took a ₦3 Billion hit yesterday as investors sold off shares to "fund their Easter festivities." This is a typical "Cash-out" season.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

02/04/2026

BUSINESS NEWS ROUNDUP…
Thursday 2nd April, 2026
The global and local markets are shifting from "April Fools" jokes to Hard Assets and Heavy Policy.

THE "SINGLE WINDOW" ACCELERATION
Following the launch of the National Single Window (NSW) project late last month, the Federal Government has directed all agencies at the ports to achieve 24-hour clearance for AfCFTA-bound goods by Q3 2026.

THE "NAIRA REBOUND" CONTINUES
The CBN’s aggressive defense of the Naira is paying off. This morning, the exchange rate in the official window has strengthened further to ₦1,370/$. The "Spread" between official and parallel markets is almost non-existent.

THE "COMMODITY SUPER-CYCLE"
Global markets are watching Gold and Copper hit all-time highs today. Investors are fleeing "Paper Assets" and moving into "Hard Infrastructure" as a hedge against long-term global inflation.

THE "HEADLESS" REVOLUTION
In Silicon Valley, the trend for 2026 is "Headless AI"—systems that work in the background without needing a human UI.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

01/04/2026

BUSINESS NEWS ROUNDUP…
Wednesday 1st April, 2026

THE NAIRA’S Q2 RESILIENCE
The Naira has started April with "Quiet Confidence."
At the official window (NFEM), the Naira opened at ₦1,385.27/$, while the parallel market is holding steady between ₦1,405 and ₦1,418.

THE 11-MONTH COOL-DOWN
The latest data shows Nigeria’s inflation has eased for the 11th consecutive month, hitting a five-year low of 15.06%. The Central Bank has officially unveiled its 2026 Agenda to push inflation into the single digits.

FROM POLICY TO "FACTORY FLOOR"
Across the border in Accra and Lagos, the message is clear: "The Private Sector must take the lead."
The News: At today's FEWACCI Summit, leaders called for AfCFTA to be experienced "in our factories, markets, and daily operations" rather than just in policy documents.

THE "OPTIMISM PHASE"
On the world stage, Goldman Sachs and other analysts are projecting an 11% return for global stocks in 2026. Markets have moved into a "Cycle of Optimism," driven by AI and automated efficiency.
While there is "Geopolitical Fragmentation," the global bull market is expected to continue, particularly in tech and property sectors.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

30/03/2026

BUSINESS NEWS ROUNDUP…
Monday 30th March, 2026

THE "FIRM NAIRA" & ENERGY STRUGGLES
The Naira displayed a firm stance today, closing around ₦1,380.58/$1. This stability is being driven by high liquidity levels and successful government debt auctions (DMO just opened subscriptions for ₦750bn in FGN bonds).
In a major move for the transport sector, Dangote has reduced the petrol gantry price to ₦1,200/litre, providing some slight relief.
The US has slashed its Nigerian crude imports by nearly 50% (a 47% drop) as of early 2026, forcing the NNPC to look for new "Global Handshakes" elsewhere.
CBN Governor Cardoso revealed today that 32 banks have already met the new capital requirements ahead of the 2026 deadline, strengthening the "Sovereign Shield" of the financial system.
The Nigerian Exchange (NGX) continues its historic run. After crossing the ₦100 Trillion mark earlier this year, the market is showing a 18.75% change in key indices today, reflecting massive investor confidence in the "Sovereign Market Protocol".

THE "CONFLICT SURGE" IN OIL
Global oil prices are on fire today. Brent Crude surged past $116 per barrel (up over 3%) as Middle East tensions worsened with Houthi attacks on Israel. WTI also climbed past the $100 mark.
Today marks the 100th anniversary of the birth of Ingvar Kamprad (IKEA founder). His legacy of "Sovereign Retail" is being celebrated globally as a blueprint for high-volume, low-margin success.
Fosun International’s Chairman issued a "Repair the Roof While the Sun Is Shining" letter today, emphasizing the need for stability in the real estate sector.
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SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

28/03/2026

BUSINESS NEWS PEAK OF THE WEEK

SERIALISING COMMUNITY WEALTH FOR EDUCATIONAL SOVEREIGNTY

Tope Ogegbo
Chairman, Sovereign Gateway
MD, All Time Business Ltd.
Phone/WhatsApp: 08022552528
Email: [email protected]
Saturday 28th March, 2026

In the current turbulence of the Nigerian property market, where strategic assets are being priced at a premium—such as the ₦150 Million valuation currently facing our flagship institution—the traditional "tenant-landlord" model is no longer a viable rail for growth. To lead in a Trillion-Dollar Economy, we must move from being renters of space to being owners of our destiny.
Today, we officially unveil the 3% Golden Ratio Protocol: a headless, automated micro-levy system designed to turn everyday commerce into permanent community infrastructure.

THE "TIGHT CORNER" OF URBAN REAL ESTATE
As Nigeria's economy recalibrates in 2026, educational institutions face a "Sovereign Squeeze." Landlords demand "One-Off" payments that ignore the long-term social value of schools. For SCHOOLS, this shouldn’t a business challenge; it’s a call to innovate. We cannot wait for "aid"; we must generate Investment.

THE 3% HEADLESS STRIKE
We are leveraging our Headless API to "Live-Wire" a legacy levy directly into the Sovereign Gateway. This is not a tax; it is a Serialised Contribution to Growth.

The Transport Rail: Every ₦5,000 QR serialisation now triggers a ₦150 (3%) fragment to our SCHOOLS GROWTH FUND.
The Commerce Rail: Every "Scan & Pay" at affiliated vendors routes 3% of the transaction toward our capital acquisition vault.
The Logic: At 5,000 scans a day, this generates approximately ₦7.5 Million monthly in automated, high-liquidity capital.

THE 2026 "AFRICAPITALIST" HANDSHAKE
This model aligns perfectly with the 2026 National Education Sector Renewal Initiative (NESRI) recently discussed by the Federal Government in Lagos. By using technology to "Crowdfund" our infrastructure, we are following the Tony Elumelu philosophy: Private sector leadership is the engine of social transformation.

Furthermore, as Taiwo Oyedele’s fiscal reforms move 97% of small businesses toward tax-exempt growth, we are filling that gap with "Purpose-Driven Revenue." We are building an Educational TETFUND that doesn't rely on the government, but on the efficiency of our own digital rails.

OUR SOVEREIGN MISSION
We aren't just raising multi Million Naira to buy a building; we are building a Sovereign Trust that will ensure every child in our community has a world-class environment, permanently owned by the people who use it.
=====================================================
SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

26/03/2026

THE BUSINESS HOURS MORNING DRIVE
Thursday 26th March, 2026

THE "SOVEREIGN SHIELD": N4.6 TRILLION BANKING SURGE
The biggest story this morning is the massive show of confidence in the Nigerian banking sector.
The Strike: Central Bank Governor Olayemi Cardoso announced that Nigerian banks have successfully attracted ₦4.61 Trillion in fresh capital.
The Volume: Nearly 27% of this capital—about $706 million—came from foreign investors, signaling that the "International Break" is over and the big money is returning to Nigeria.
The Message: This is a "Zero Tolerance" era for bad corporate governance. The CBN has even restricted banking services for "chronic defaulters" (large-ticket obligors) to protect the system's stability.

THE "FUEL PARADOX": $102 OIL VS. ₦1,400 PETROL
The global energy shock is the "heavy engine" driving the morning talk.
The Conflict: Brent Crude has hit $102.83 per barrel due to the ongoing US-Israel-Iran tensions.
The Dual Effect: While this usually means more money for Nigeria, our "Crude-backed obligations" (like Project Gazelle and Project Leopard) mean much of our oil is already "pre-sold" at lower historical prices.
The Pain: Consequently, pump prices are still hovering between ₦1,250 and ₦1,400 per litre in many parts of Lagos.

THE "SINGLE WINDOW" REVOLUTION
The Federal Government is moving aggressively to kill manual bottlenecks at the ports.
The Move: The National Single Window (NSW) is now the mandatory rail for trade. Customs has issued a "Strict Adherence" warning, promising cargo release within 48 hours for those who play by the digital rules.
The Conflict: Some agents are warning that this contravenes older acts, but the government is pushing through to fix the "475% higher than global average" port delays.
=====================================================
SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

25/03/2026

BUSINESS NEWS ROUNDUP…
Wednesday 25th March, 2026

THE "SMART CITY" & SUPPLY STRUGGLES
In a major "Technical Strike," the FG launched the first phase of the National Single Window (NSW) to fix decades-old port bottlenecks. With cargo sitting for an average of 18–21 days (475% higher than the global average), this digital portal is designed to serialize trade and kill the "hidden congestion tax".
Small businesses in FCT communities (Kpeyegyi/Kurudu) are sounding the alarm. Poor electricity has tripled the cost of ice blocks (from ₦500 to ₦1,500), forcing sachet water prices up to ₦600 per bag. Producers are scaling down as petrol/diesel generator costs become unsustainable.
The NUPRC just signed a 3D seismic deal to de-risk Nigeria’s offshore oil investments. They are looking to unlock clearer data to attract investors who are demanding lower risks before committing capital.

THE "FISCALIZED" NUMBERS (Inflation & Markets)
February’s inflation rate officially settled at 15.06%, continuing an 11-month streak of decline. However, the CBN remains in "Monetary Tightening" mode as they target a return to single-digit inflation (6–9%) by late 2026.
The Nigerian Exchange (NGX) is on a "Sovereign Success Rail." The All-Share Index (ASI) crossed the 200,000 mark today (closing at 200,925.75), with Market Capitalization hitting a massive ₦128.98 Trillion.
The Naira remains under technical pressure, with the exchange rate hovering around ₦1,380 – ₦1,410 per $1 in various windows as the CBN moves to stabilize the FX market.

THE "CEASEFIRE" OIL SLIDE
Global oil prices crashed by over 5% today! Brent crude dropped to $94.06 (down from $100 yesterday) following reports that the U.S. sent a 15-point ceasefire proposal to Iran.
Despite the price drop, the "Hormuz Bottleneck" is still real. Producers in Qatar, Iraq, and the UAE have declared Force Majeure on several contracts due to recent infrastructure strikes.
The IMF projected a strong 4.4% GDP growth for Morocco in 2026, driven by agriculture and infrastructure—a "Technical Blueprint" for regional growth.
=====================================================
SOVEREIGN GATWAY, Scan-Verify-Pay-Fiscalise. One Platform... Many Possibilities! [email protected]
=====================================================

The Business Hours

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Monday	08:00 - 17:00
Tuesday	08:00 - 17:00
Wednesday	08:00 - 17:00
Thursday	08:00 - 17:00
Friday	08:00 - 17:00
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