27/07/2026
RETIREMENT PLANNING FAQ
Health in retirement is not just a medical issue. It is a financial issue.
The financial arithmetic of poor health:
📌Hypertension untreated can lead to stroke. A single stroke hospital admission in a private Lagos hospital can cost ₦1,500,000–₦5,000,000.
📌Diabetes unmanaged leads to complications. Dialysis for kidney failure costs ₦80,000–₦150,000 per week — every week.
These costs, without insurance, can consume an entire RSA lump sum within months.
Prevention is the cheapest healthcare strategy:
📌 Blood pressure monitoring: ₦0 at a community health centre or ₦5,000 for a home device used for years.
📌Blood sugar monitoring: ₦15,000 for a glucometer kit.
📌Annual full health screening: ₦30,000–₦80,000 at most private hospitals.
📌Regular exercise: free. Walking, stretching, swimming.
Prevention that costs ₦100,000 per year can prevent illness that costs ₦5,000,000 to treat. The return on investment in your health is extraordinary.
At EgoSmartInvestmentClub Premium Network, we equip our clients to be retirement ready.
Call 0803 309 9580 to book a retirement planning coaching session.
*ESICTribe Premium Network is a brand extension of Times and Seasons Consulting.
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