Cross Group

Cross Group Tech-Savvy Accountants 🖥
Xero Champions 🏆
Crypto Tax Specialists 🪙
Business Growth Partners 🤝🏻
📍 Invercargill 📍 Christchurch

More than just your own information regurgitated in a different format, we provide strategic advice to help you achieve both your personal and business goals.

🚨 Inland Revenue is tightening the rules around Cryptocurrency trading and reporting in New Zealand.If you’ve been buyin...
27/05/2026

🚨 Inland Revenue is tightening the rules around Cryptocurrency trading and reporting in New Zealand.

If you’ve been buying, selling, staking, mining, or trading crypto assets, IRD is increasing its focus on compliance, transaction transparency, and accurate tax reporting. With international data-sharing agreements and advanced tracking tools now in play, crypto activity is no longer “off the radar.”

At Cross Group, we specialise in cryptocurrency accounting and tax advisory. Our team helps investors, traders, and businesses:

✅ Understand their crypto tax obligations
✅ Accurately calculate gains and losses
✅ Prepare compliant reporting for IRD
✅ Structure crypto investments efficiently
✅ Stay ahead of changing regulations

Whether you’re actively trading or simply holding digital assets, now is the time to ensure your records and reporting are correct before IRD comes knocking.

📩 Talk to the experts at Cross Group today and get clarity around your crypto tax position.

Check out our latest blog www.crossgroup.co.nz/blog/crypto-experts

Feeling like you’re working just as hard but making less? You might be dealing with margin compression.It’s when your co...
20/05/2026

Feeling like you’re working just as hard but making less? You might be dealing with margin compression.

It’s when your costs go up faster than your income — meaning each sale puts less money in your pocket.

What’s causing it?
• Rising wages
• Higher fuel, energy & insurance costs
• Customers being cautious about spending

What can you do?
✔ Review your suppliers – can you negotiate or switch?
✔ Use tech or automation to cut down admin time
✔ Focus on your most profitable products or services
✔ Add value instead of just competing on price

Small changes can make a big difference to your bottom line.

If your margins are feeling tight, now’s the time to take action. Get in touch with our team to see how we can help you stay profitable.

Minimum wage has gone up – what does that mean for your business?From 1 April 2026, the adult minimum wage is now $23.95...
13/05/2026

Minimum wage has gone up – what does that mean for your business?

From 1 April 2026, the adult minimum wage is now $23.95/hour. That might not sound like a huge jump, but it adds up fast.

For a full-time employee, that’s an extra $936 a year.

If you’ve got a few team members on minimum wage, that increase can put real pressure on your cashflow.

So what can you do?

✔ Review your staff rosters – are you overstaffed during quiet times?
✔ Look at small price increases to protect your margins
✔ Use training rates where appropriate
✔ Invest in tools or automation to save time
✔ Focus on keeping your good staff (replacing people is expensive!)

You don’t have to figure it out alone.

We can help you review your numbers and make a plan that works.
📞 Get in touch with the team today.

FBT changes are here – are you across them?If you provide perks like company cars, health insurance, or even gift cards ...
06/05/2026

FBT changes are here – are you across them?

If you provide perks like company cars, health insurance, or even gift cards to your team, you could be dealing with fringe benefit tax (FBT).

From April 2026, there are a few changes that may affect how you treat these benefits. In some cases, you now have more flexibility – you might be able to choose whether to pay FBT or treat it as income through PAYE.

Sounds simple… but it can get confusing fast.

Now’s a good time to review how you’re handling employee benefits and make sure you’re still on the right track.

Not sure what applies to you?
We’re here to help – get in touch with the team today.

KiwiSaver changes are here – are you set up properly?From 1 April 2026, contribution rates have increased from 3% to 3.5...
29/04/2026

KiwiSaver changes are here – are you set up properly?

From 1 April 2026, contribution rates have increased from 3% to 3.5% for both employees and employers. There are also new rules around younger employees and government contributions.

What does this mean for you?
✔️ Higher payroll costs
✔️ Updates needed in your payroll system
✔️ New obligations for 16–17 year old employees

It might seem small, but these changes can add up quickly if they’re not handled right.

If you’re unsure whether your payroll is set up correctly, now’s the time to check.

Don’t get caught out — get in touch with our team and we’ll help you stay on track.

📢 Big IRD changes are here from 1 April 2026There are a number of updates that will directly impact your payroll, costs,...
22/04/2026

📢 Big IRD changes are here from 1 April 2026

There are a number of updates that will directly impact your payroll, costs, and compliance:

✔️ KiwiSaver minimum contributions increasing to 3.5%
✔️ Minimum wage rising to $23.95/hour
✔️ ACC levy increasing to $1.75 per $100
✔️ New rules for 16–17 year old KiwiSaver contributions
✔️ Tougher IRD enforcement on overdue PAYE & GST

Plus changes to Working for Families, Best Start payments, and new crypto reporting rules.

👉 What does this mean for you?
Higher wage costs, updated systems, and more pressure to stay compliant.

Now is the time to review your payroll, budgets, and processes — before issues arise.

💬 Not sure how this affects your business?
Get in touch with the team at Cross Group — we’ll help you stay ahead and avoid costly surprises.

www.crossgroup.co.nz/blog/26-ird-changes

As ANZAC Day falls on a Saturday this year, it will be "Mondayised," meaning Monday, 27 April, is a public holiday.Our o...
22/04/2026

As ANZAC Day falls on a Saturday this year, it will be "Mondayised," meaning Monday, 27 April, is a public holiday.

Our office will be closed on Monday as we take the time to reflect and remember. We will be back to regular hours on Tuesday the 28th.

If you have any urgent payroll queries regarding public holiday rates for staff working over the weekend, please get in touch before Friday.

When things tighten up, small businesses feel it first.The challenge? The costs don’t slow down — wages, suppliers, over...
15/04/2026

When things tighten up, small businesses feel it first.

The challenge? The costs don’t slow down — wages, suppliers, overheads all keep moving.

This is where having a plan makes all the difference.

A few simple actions can help you stay in control:
• Get invoices out early
• Follow up outstanding payments
• Talk openly with your suppliers
• Review your costs — cut what’s not essential
• Speak with your bank or IRD before pressure builds

You don’t have to tackle this alone.

At Cross Group, we work alongside you to put practical plans in place — so you can protect your business, your cashflow, and your peace of mind.

Don’t wait for things to get harder. Get ahead of it.

📞 Get in touch with our team today.

Most people think of an accountant as someone who keeps the books tidy.But what if your accountant could help *drive you...
09/04/2026

Most people think of an accountant as someone who keeps the books tidy.

But what if your accountant could help *drive your business forward*?

At Cross Group, we go beyond the numbers — offering:
✔ Finance & bookkeeping support
✔ Cashflow forecasting & scenario planning
✔ Strategic planning & goal setting
✔ KPI dashboards & insights
✔ Business coaching & mentoring

Because better decisions come from better visibility, strategy, and support.

Don’t get left behind while your business environment keeps moving.

Get in touch with our team and let’s unlock the full potential of your business.

New financial year, fresh start 💡If your accountant only shows up at tax time… it might be time for a rethink.Imagine ha...
06/04/2026

New financial year, fresh start 💡

If your accountant only shows up at tax time… it might be time for a rethink.

Imagine having someone who actually helps you:
✔️ understand your numbers
✔️ plan ahead with confidence
✔️ grow your business

April is the perfect time to reset.
New Year. New Accountant. New possibilities.

Ready for a better way? Let’s chat.

Address

235 Dee Street, Avenal
Invercargill
9810

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+6432142122

Website

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