11/08/2026
๐
๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐
๐๐๐
๐๐๐๐๐ ๐
๐ ๐ ๐ณ๐ฆ๐ฎ๐ช๐ฏ๐ฅ๐ฆ๐ณ ๐ฐ๐ง ๐ธ๐ฉ๐บ ๐ ๐ฅ๐ฐ ๐ธ๐ฉ๐ข๐ต ๐ ๐ฅ๐ฐ.
๐๐๐๐๐ฆ, ๐ผโ๐ ๐๐๐๐ก๐๐๐ข๐ ๐ก๐ ๐ โ๐๐๐ ๐๐๐ง๐จ๐ฉ ๐พ๐ง๐๐ฉ๐๐๐๐ก ๐๐ก๐ก๐ฃ๐๐จ๐จ ๐ฝ๐๐ฃ๐๐๐๐ฉ ๐๐ก๐๐๐ข ๐๐ ๐ ๐๐ข๐ ๐ฟ๐๐๐ ๐น๐๐๐๐๐๐๐๐ ๐ด๐๐ฃ๐๐ ๐๐ ๐๐ 4 ๐ฆ๐๐๐๐ .
๐ฐ Total Claim: โฑ350,000
๐
Policy Issued: 2023
๐ต Total Premiums Paid: โฑ61,000
๐บ๐ป๐ถ๐น๐ ๐ป๐ฐ๐ด๐ฌ ๐
๐ November 2023
Mr. Client initially wanted to focus on savings, so we discussed a VUL plan. He was happy with our discussion and decided to proceed the following month.
๐ December 2023
When we revisited the plan, I encouraged him to add a Critical Illness rider, even if only for a minimum coverage amount. He had some doubts, but thankfully, he trusted my recommendation and pushed through with it.
After 24 hours of submission, his application was approved.
๐ November 2025
I found out that he had been hospitalized and needed to undergo a biopsy after an unexpected diagnostic finding.
๐ March 2026
Mr. Client informed me that he had been diagnosed with ๐๐๐๐๐๐.
At that moment, ๐ฐ ๐๐๐๐ ๐ฐ ๐๐๐
๐๐ ๐
๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐๐ ๐๐
๐๐๐๐๐. I immediately prepared the claim forms, guided him through the requirements, and assisted him throughout the process.
๐ July 26, 2026
We completed all the necessary documents and submitted the claim via email.
From that day, I prayedโnot only for the approval of his claim, but more importantly, for his ๐๐๐๐๐๐๐, ๐๐๐๐๐๐๐๐, ๐๐๐
๐๐๐๐๐๐๐๐. ๐๐
๐ August 6, 2026
We received the wonderful news: ๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐๐๐๐๐๐๐๐! ๐
We were informed that the benefit would be credited to his account within 2 business days.
And true enoughโฆ
๐ August 10, 2026
โฑ๐๐๐,๐๐๐ was successfully credited to his account. ๐๐
โฑ๐๐,๐๐๐ in total premiums paid.
โฑ๐๐๐,๐๐๐ in ๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ ๐๐๐ง๐๐๐ข๐ญ๐ฌ ๐ซ๐๐๐๐ข๐ฏ๐๐ ๐ฐ๐ก๐๐ง ๐ก๐ ๐ง๐๐๐๐๐ ๐ข๐ญ ๐ฆ๐จ๐ฌ๐ญ.
๐๐ฉ๐๐ด ๐ฆ๐ฅ๐ฑ๐๐ณ๐๐ฆ๐๐ค๐ ๐๐ฆ๐๐ช๐๐ฅ๐๐ฅ ๐ฎ๐ ๐ก๐ฉ๐๐ต ๐ช๐๐ด๐ข๐ณ๐๐ฏ๐๐ฆ ๐ช๐ ๐๐ฐ๐ก ๐๐ถ๐ ๐ต ๐ข๐๐ฐ๐ข๐ต ๐ฎ๐๐ฏ๐๐บ.
It is about ๐๐๐๐.
It is about ๐๐๐๐๐๐๐๐๐๐.
It is about ๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐
๐
๐๐๐๐ ๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐๐๐
๐๐๐๐.
And most importantly, it is about ๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐
๐ฐ ๐๐ ๐
๐๐๐๐๐ ๐๐๐๐๐๐๐
๐๐๐
๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐
๐ ๐๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐๐๐ ๐๐๐ ๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐ด๐. ๐ช๐๐๐๐๐ ๐๐๐
๐ ๐๐๐ ๐๐๐๐๐๐๐.
๐๐๐๐จ ๐๐จ ๐๐ญ๐๐๐ฉ๐ก๐ฎ ๐ฌ๐๐ฎ ๐ ๐๐ค๐ฃ๐ฉ๐๐ฃ๐ช๐ ๐ฉ๐ค ๐๐ค ๐ฌ๐๐๐ฉ ๐ ๐๐ค. ๐
To everyone reading this: ๐๐๐๐๐ ๐ ๐๐๐๐ ๐ ๐ข๐๐ ๐ฆ๐๐ข โ๐๐ฃ๐ ๐๐ ๐๐๐ก๐๐ฃ๐ ๐๐๐ ๐ก๐๐ข๐ ๐ก๐ค๐๐๐กโ๐ฆ ๐๐๐ฃ๐๐ ๐๐ ๐คโ๐ ๐ค๐๐๐ ๐๐ข๐๐๐ ๐ฆ๐๐ข ๐๐๐ ๐ฆ๐๐ข๐ ๐๐๐๐๐๐ฆ ๐คโ๐๐ ๐ก๐๐๐๐ ๐๐ ๐ข๐๐๐๐๐ก๐๐๐๐ก๐ฆ ๐๐๐๐ ๐.
Because we never know when we will need the protection we prepared for today.
๐ท๐๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐๐๐. ๐ท๐๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐๐๐.
๐ฉโ๐ผMarielle Jade B. Acas-Navarro, RN
๐ฉ [email protected]
๐ฑ 0977 287 9310