11/10/2026
๐ฏ๐๐ ๐ซ๐๐๐ ๐ฒ๐๐๐๐๐ ๐ณ๐๐๐-๐ป๐๐๐ ๐ฏ๐๐๐๐๐๐๐๐๐ ๐พ๐๐๐?
1. ๐จ๐๐๐๐๐๐๐๐๐๐๐ ๐ท๐๐๐๐๐
(7 ๐๐๐๐๐) - this is your paying period for 7 years. You start saving while getting the following benefits:
โ๏ธ- Free Annual Physical Exam
โ๏ธ- Free Dental Benefits
โ๏ธ- Waiver of Installment due to death
โ๏ธ- Transfer of investment to beneficiary if planholder dies
โ๏ธ- Waiver of Installment due to disability
โ๏ธ- Basic Medical Benefits
โ๏ธ- Memberโs choice of room and board
โ๏ธ- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
โ๏ธ- Life insurance equivalent to contract price
โ๏ธ- Accidental Death and Dismemberment for 20 years
โ๏ธ- Lifetime network access to over 500 major hospitals and pool of doctors.
2. ๐ฌ๐๐๐๐๐
๐๐
๐ท๐๐๐๐๐
(13 ๐๐๐๐๐) - as a savings program, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
โ๏ธ- Same as the accumulation period but hospital coverage will be deducted from your health fund.
โ๏ธ- 10% compounding interest based on the guaranteed health benefit value
โ๏ธ- Additional health bonus when the market is at top performance (higher than 6% per annum).
โ๏ธ- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
Upon maturity, the plan holder will receive the following benefits:
โ๏ธ- Total accumulation of un-used health funds
โ๏ธ- Guaranteed long-term care benefit or the plan coverage
โ๏ธ- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7 years of paying period.
