03/09/2026
💰 ₱500,000/YEAR: TIME DEPOSIT or PRUWEALTH 10 FLEX ELITE?
Kung kaya mong magtabi ng ₱500,000 per year, saan mo gustong ilagay ang pera mo for the next 10 years?
🏦 TIME DEPOSIT
Kung maglalagay ka ng ₱500,000, kikita ito based on the bank’s applicable time-deposit rate.
✔️ Earn interest
✔️ Relatively simple
✔️ Bank deposit
❌ Interest depends on prevailing rates
❌ May applicable taxes
❌ Walang life insurance protection
🛡️ PRUWEALTH 10 FLEX ELITE
Example: ₱500,000 annual premium × 2 years
➡️ ₱1,000,000 total premiums
Based on the plan structure:
💵 ₱55,000 guaranteed annual payout starting Year 3
💵 Potential total scheduled payouts over Years 3–10: ₱440,000
💵 100% of total annual premiums paid at maturity = ₱1,000,000
🛡️ May life insurance protection while the policy is in force
The key difference?
TIME DEPOSIT focuses on earning interest on your deposit.
PRUWealth 10 Flex Elite combines guaranteed cash payouts, maturity benefit, and life insurance protection in one plan.
Hindi ito tungkol sa kung alin ang “mas maganda.”
Ang tanong ay:
Ano ba talaga ang goal mo sa ₱500,000/year—interest, guaranteed payouts, protection, or a combination of these?
📩 Message me if you want a personalized illustration based on your age and budget.
Illustration only. Actual benefits, guarantees, charges, and eligibility are subject to the policy contract and applicable terms.
