21/09/2024
πKAISER ULTIMATE HEALTHCARE BUILDERS PLANπ
β€οΈπ―ππ π«πππ π²πππππ π³πππ-π»πππ π―πππππππππ πΎπππ?
πItβs a 3-in-1 product that solves the 3 major financial needs of Filipinos:
long-term healthcare, life insurance, and investment.
πThe long-term care program has 3 phases: the accumulation period, extended period, and the start of the long-term care period (maturity).
1. β₯οΈπ¨πππππππππππ π·πππππ
(7 πππππ)β€οΈ
You start saving for 7 years while getting the following benefits:
βοΈ- Free Annual Physical Exam
βοΈ- Free Dental Benefits
βοΈ- Waiver of Installment due to death
βοΈ- Transfer of investment to beneficiary if planholder dies
βοΈ- Waiver of Installment due to disability
βοΈ- Basic Medical Benefits
βοΈ- Memberβs choice of room and board
βοΈ- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
βοΈ- Life insurance equivalent to contract price
βοΈ- Accidental Death and Dismemberment for 20 years
βοΈ- Lifetime network access to over 500 major hospitals and pool of doctors.
2. β€οΈπ¬πππππ
ππ
π·πππππ
(13 πππππ)β₯οΈ
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
β- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
β- Additional Health Bonus when the market is at top performance
β- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
3. β₯οΈπ³πππ-ππππ πͺπππ π·πππππ
(ππππππ
20 πππππ)β€οΈ
Upon maturity, the plan holder will receive the following benefits:
β- Total accumulation of un-used health funds
β- Guaranteed longterm care benefit or the plan coverage
β- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
βAdditional health benefits when the market is at top performance
β Receives visa card where the funds are deposited
Options upon maturity:
βπ»withdraw all the money
βπ»withdraw a portion/interest only, growth continues
βπ»retain all and let it grow at an average of 10% yearly
π‘Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.
β This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
π‘The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.
ππ° To secure your future, message me now!
