24/06/2025
๐ฅ Manulife Medical Secure โ Full List of Benefits
๐น 1. High Annual Benefit Limit
Choose from โฑ1M, โฑ2.5M, or โฑ5M coverage per year
๐น 2. Cashless or Reimbursement Options
Use accredited hospitals nationwide (cashless)
Non-accredited hospitals (via reimbursement)
๐น 3. Room and Board
Covered up to:
Plan 1: โฑ5,000/day
Plan 2: โฑ7,500/day
Plan 3: โฑ15,000/day
๐น 4. In-Patient Hospitalization Coverage
Includes:
Doctorโs fees
Operating room and surgical costs
ICU stay
Diagnostic tests
In-hospital medicines
Blood/blood components
Surgical supplies
๐น 5. Pre- and Post-Hospitalization
Covered 60 days before and after confinement (consultation, labs, meds)
๐น 6. Special Procedures (In-patient)
Covered procedures include:
Chemotherapy/Radiotherapy
Dialysis
Heart surgery
MRI, CT Scan, PET Scan
Laparoscopy, Endoscopy, Gamma Knife
Organ transplants (limits apply)
๐น 7. Emergency Care
Emergency treatment (with or without confinement)
Land ambulance service: up to โฑ3,000 per incident
Sports injuries: up to โฑ10,000
๐น 8. Outpatient Benefits
Annual Executive Check-up
Includes CBC, Chest X-ray, ECG, Lipid Profile, Pap Smear/Mammogram, etc.
Telemedicine with 24/7 GP access
Physical therapy (12 sessions/year)
Occupational therapy (12 sessions/year)
๐น 9. Life Insurance Benefit
10% of Annual Benefit Limit paid in case of death
๐น 10. Flexible Deductible Options
With deductible plans (โฑ100K, โฑ150K, โฑ200K)
Or Full Cover (No Deductible) plan
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๐ค Eligibility
Age: 15 days to 65 years old
Renewable yearly up to age 75
