25/03/2026
𝗪𝗵𝘆 𝗶𝘀 𝗶𝘁 "𝗡𝗢𝗧 𝗢𝗞𝗔𝗬" 𝘁𝗼 𝗱𝗲𝗹𝗮𝘆 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
𝟭. 𝗜𝘁 𝗴𝗲𝘁𝘀 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲
As we grow older, kasabay nito yung pagtaas ng risk natin as an individual para iinsure ng insurance companies. The older we get, the higher the risk, therefore the higher the insurance premium.
𝟮. 𝗬𝗼𝘂 𝘄𝗶𝗹𝗹 𝗵𝗮𝘃𝗲 𝗮 𝗹𝗲𝘀𝘀𝗲𝗿 𝗰𝗵𝗮𝗻𝗰𝗲 𝗼𝗳 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹
The insurance company kung saan tayo mag-aapply ng insurance plan wants to make sure na healthy tayo since they are giving millions of pesos.
And as we age, nagdedeteriorate din yung health natin. Kaya most likely, kapag matanda na tayong nag-apply ng insurance plan, they will require medical examinations and other tests to check our state of health.
We are buying insurance with health, not with money. Kahit gaano pa kalaki yung kaya mong ibigay para lang ma-insure ka, if hindi ka na healthy, hindi na talaga posible na makakuha pa.
𝟯. 𝗪𝗲 𝗺𝗶𝗴𝗵𝘁 𝗻𝗲𝘃𝗲𝗿 𝗴𝗲𝘁 𝗮 𝗰𝗵𝗮𝗻𝗰𝗲
Life is unpredictable. Everyday, maraming pwede mangyari -- sickness, accident, disability and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.
Hopefully, kapag dumating man 'to, ready tayo -- financially.
Parang fire extinguisher lang yan. Naglalagay tayo nito sa bahay para if ever magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog na yung bahay 'di ba?
I hope this 2026, makapagstart ka na rin ng insurance plan mo. 🤗
