Trusted AXA Financial Advisor- Chenly Dela Cruz

31/05/2026

“Ang pinakamahal na decision ay yung ‘next time na lang’.
Kasi minsan, wala nang next time.”

29/05/2026

Purpose of life.
To Love God and ourselves, family and everybody. To pay Bills is part of life. You are still good because you Can pay your Bills!

29/05/2026

I’ve read many claims stories before, but this one hit differently. Just 5 days after the policy was issued, the family already needed to file a claim.My deepest condolences to the bereaved family. 🥺🙏🏼
Life is truly unpredictable — and moments like this remind us how important protection really is.

21/05/2026

Bakit nga ba laging may nagtatanong sa akin tungkol sa ₱175Million Coverage ng AXA?
Curious ka rin kung bakit ito pinag-uusapan ng mga professionals, business owners, at even OFWs?

Let me share 5 powerful reasons why this plan AXA’s Global Health Access (GHA) is becoming a must-have today.

1️⃣ Can I use it anywhere?
Yes! With AXA’s partnership with MAXICARE, may access ka sa malawak na network ng accredited hospitals both here and abroad. Imagine, world-class hospitals at your fingertips. 🌍

2️⃣ Hanggang kailan ako covered?
As long as you renew yearly, your coverage can last up to age 99.
Meaning, peace of mind na tuloy-tuloy, from now hanggang golden years mo. ✨

3️⃣ Bakit ₱100 Million ang coverage?
Simple lang. Medical costs are rising fast. AXA designed this plan para hindi ka maubusan ng pondo during tough times. And if you choose to get treated abroad, your ₱100M converts to the hospital’s local currency. 💶💵

4️⃣ Madali bang mag-claim?
Yes ,as long as documents are complete. Kaya importante to have a trusted AXA Advisor who knows the process and can guide you from claim to recovery. 🤝

5️⃣ Totoo bang maraming nakapag-claim na?
YES! Over a thousand successful claims,from executive check-ups to major cases worth ₱1M–₱26M
In fact, the highest claim paid was ₱33.8Million for a cancer survivor. 🎗️

BONUS: Will AXA ever run out of funds?
Of course not. With AXA’s global fund reserves worth trillions in euros, plus its own re-insurer, your health protection is secured no matter what. 💪

For me, as AXA’s Licensed Health Coach, I personally chose AXA’s Global Health Access because I deserve the best medical care, not just today but for life🙂

If you believe your health deserves world-class protection too, usap po tayo😀

゚viralシalシ

14/05/2026

❤️

13/05/2026

6 BEST Life & Health Insurance Plans na Pwede Mong Piliin This 2026

Basahin mo 'to kung bago ka pa at hindi ka pa sure kung ano ang pipiliin)

Kung first time mo maghahanap ng insurance, ito yung mga trusted types of plans na pwede mong itanong at hanapin sa mga Financial Advisors (FA).

Hindi ito specific company, types of plan ito.

1. LIFE INSURANCE (Pure Life / Term or Whole Life)

"As in, walang halo."

Paano gumagana:

Kapag may nangyari sa'yo (like kinuh ni Lord), may makukuhang pera ang pamilya mo para makapag aral at matuloy pa rin yung pangarap ng maiiwan mo.

Best for:

May anak at asawa

++Breadwinner

Gusto may pamamana

++Gusto siguradong tuloy ang income at pangarap ng anak kahit wala ka na

Simple, diretso, at pinaka-basic na protection.

Pricing:

Starts around P1,000/month

2. LIFE & HEALTH INSURANCE (May Living Benefits at returns of 50% na premium para magamit mo din for retirement)

Para sa mga ayaw na "kapag kinuha ka lang ni Lord, doon mapapakinabangan."

Paano gumagana:

May life insurance ka

++ Return of 50% Premium

para magamit mo din for living benefits or retirement fund

++PLUS health coverage

Kapag na-diagnose ka ng critical illness, may makukuha kang pera habang buhay ka pa

Key features:

Limited payment (7yrs, 10 yrs, or 20 yrs to pay, Regular pay, pay up to age 65)

Insured ka hanggang age 100

Fixed (hindi renewable tulad ng HMO)

Best for:

Gusto ng long-term health protection

Ayaw ng yearly renewal

Gusto ng peace of mind kahit tumanda

Pricing:

Starts around P1,500/month

3 LIFE + Endowment Plan(Guaranteed lahat ng benefits)

Insurance na may balik na pera every year

Paano gumagana:

Insured kana may Ipon kapa

May GUARANTEED cash payouts yearly start Year 8th, 9th, 10th, 20th, 11th, 12th,13 the, 14th, 15th, 16, 17th, 18th, 19th 20th, at bukod pa diyan meron

Guaranteed maturity benefits makuha ng buo

Life Insurance 250% sa Sum insured kpag kinuha ni Lord, ang marerecieve ni Beneficiary.

++Kahit hindi ka mag-invest, may
babalik

Tulungan ka magipon sa Plan na to at 7 years to pay mo Lng babayaran.

Best for:

Educational plan ,habang baby pa si baby para pagdating Niya ng college may fund nakalaan para sa future Niya.

Takot o tamad mag-invest

Gusto ng sure na balik

Wala pang insurance at gusto ng starter plan

Pricing

Starts around P5,000/month for 7 year's to pay only

4 VUL-Life Insurance + Investment

( built in Rider accidental, waiver of premium incase of disability tuloy ang benefits,) optional add Critical Illnesses)

Insurance na may investment component

Paano gumagana:

Part ng binabayad mo insurance (guaranteed)

Part ng binabayad mo→ ini-invest ng company

May fund value na pwede mong:

i-withdraw (emergency)

ipambayad ng premiums

Investment ito → may risk

Basta't hindi nauubos ang fund value,

Basta't hindi nauubos ang fund value, insured ka pa rin

Best for:

Hindi consistent ang income

Gusto ng flexible payment

Gusto insured + may potential growth

Pricing:

Starts around P1500/month

5.ONE-TIME PAYMENT / Major Investment

Isang bayad lang, tapos insured kana with Investment

*Tax free wealth Transfer

*no medical exam required

* makakaacces sa mga magandang fund local at Global investment.

Paano gumagana:

One-time payment

Wala ka nang monthly or yearly na iisipin

Best for:

Gusto ng BTID strategy (Buy Term, Invest the Different)

Planong mag-self-insured in the future

Gusto muna ng protection sa income ngayon, then Widraw after 5 years

Gusto muna ng protection ngayon, then later:

kukunin ang pera

i-iinvest sa ibang negosyo/assets

Pricing:

Since one time payment ito, Php

250,000 isang bagsakan ang bayaran-insured ka na may Passive Income kapa

6.) HMO (local and Global)

Ito nman HMO pra sa mga gusto mas comprehensive para sa mga business owners or kulang yung HMO meron sila sa mga company.

Kpag local dito Lng sa Pilipinas ang coverage

Pero kpag HMO Global Nationwide pwede ka magpagamot.

500k to 175million coverage

Health Card

features and benefits

Inpatient Care
Out patient care
Emergency care
Health Screen
Dental Care
Alternative Treatment
Optical Care
Maternity care

Yearly renewable

Pricing 2000 per month

Final Tip para sa mga Baguhan

Bago ka pumili, itanong mo muna sa sarili mo:

Lalo na mga breadwinner, kasi kung tayo ang back up ng family natin, kapag may sakit tayo sinong back up natin?

kelan ka kukuha kapag matandan kna? Or kapag matanda kna magkasakit ka, kaninu ka kukuha pang gamot?

Sino Sasalo satin kpag nwalan tayo ng trabaho

Minsan Isang Hospital Lng wipe out na agad yung ipon natin.

Message Lng ako or comment anong Plan ang gusto mo

Your Financial Advisor Chenly Dela Cruz
09563692069




゚viralシalシ

13/05/2026

1. When You Get Your First Income

This is the most overlooked opportunity.

At this stage, the amount may be small but the habit you build is everything.

If you start early

You train yourself to live your means

You build discipline around money

You give your money time to grow

•If you ignore it

•You become used to spending everything
Saving later becomes harder

•Deep truth

•It’s not about how much you earn—it’s about how early you start.

•Even setting aside a small percentage consistently puts you ahead of most people.

13/05/2026

Habang young and healthy Lets Start na asap.

Free assistance
Free quotation





゚viralシalシ

12/05/2026