26/06/2026
🚗 Condos, cars, and travel? YES. Life insurance? "’Wag muna." Why are we so quick to insure our gadgets and material things, but leave our own lives—and our families' futures—unprotected? 📱💔
In this eye-opening episode of Follow The Money on the Bilyonaryo News Channel, host Robert Tan sits down with Peak Wealth Solutions Agency Director Emmanuel Paras to break down the reality of the Philippine insurance industry.
Here’s why this is a must-watch:
The "Tangible" Trap: We buy insurance for cars because we can see the damage [03:04]. But when it comes to life or health insurance, cultural mindsets like "YOLO" and an aversion to talking about sickness or death often hold us back [03:47].
The Retiring Reality: Did you know that the average Filipino retires with only 3.6 months' worth of their income saved [09:00]?
The 3 Ultimate Financial Risks: We will all face them—dying too soon, living too long, or getting critically ill [08:14]. If you don't transfer that risk to an insurance provider, you and your family will have to absorb the full financial blow yourself [08:32].
AI vs. Human Advisors: With technology underwriting policies in minutes, will AI replace human financial advisors [11:15]? (Emman’s answer might surprise you!) [11:54]
As Emman powerfully notes: "You can only buy insurance when you don't need it, because you cannot buy it anymore when you actually need it." đź’Ż [06:44]
Stop treating protection like an unnecessary expense and start seeing it as an investment for your peace of mind. 🛡️✨
👇 Watch the full exclusive interview here: https://www.youtube.com/live/F8li7t8ProQ?si=-FHplvRTG3OeD1dm
June 24, 2026 EpisodeJoin us on “Follow The Money” with Robert Ta...
