SMART MONEY TALK

SMART MONEY TALK Educating OFW's, individual, families from all walks of life to help them move from where they are to where they want to be.

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investmen...
08/02/2024

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?

Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send us a message for more details. Thank you!

05/02/2024





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Kaya ba Ng savings mo? Kung Hindi abay mag isip2 kana kapatid😂 Pero dpa nman huli Ang Lahat Sabi nga nila habang may dis...
30/12/2023

Kaya ba Ng savings mo? Kung Hindi abay mag isip2 kana kapatid😂 Pero dpa nman huli Ang Lahat Sabi nga nila habang may diskarte at buhay may pag ASA...at nandto kami at Ang IMG Financial Coaching para e guide ka.Wag mahihiyang Magtanong Kase may Solusyon 😉
PM for details
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"Believe while others are doubting. Plan while others are playing. Study while others are sleeping. Decide while others ...
25/10/2023

"Believe while others are doubting. Plan while others are playing. Study while others are sleeping. Decide while others are delaying. Prepare while others are daydreaming. Begin while others are procrastinating. Work while others are wishing. Save while others are wasting. Listen while others are talking. Smile while others are frowning. Commend while others are criticizing. Persist while others are quitting."

― John C. Maxwell
Ccto

In short, SAVE While you can. While your productive. Invest your future.


Pm for free zoom webinar..

𝗔𝗡𝗢 𝗕𝗔 𝗔𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘?Ito ay 𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 ...
17/10/2023

𝗔𝗡𝗢 𝗕𝗔 𝗔𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘?

Ito ay 𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

👉𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 - magagamit natin when we got sick, hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.

👉𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income.

👉𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, my cashback na 𝟴𝟱% that will be added when it reach the maturity date of your plan.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

PM for more details...

15/10/2023

Senator Raffy Tulfo invited IMG members Coach Jhen Quinto and Coach Yanmar Del Rosario in Senate hearing for sharing about financial literacy pra iwas SCAM for OFW's.

Very proud IMG member / Financial Literacy advocate







Ano ang kaibahan at pagkakatulad ng IMG sa ibang Company? We both recruit members. ✅BUT while other companies make money...
12/10/2023

Ano ang kaibahan at pagkakatulad ng IMG sa ibang Company?

We both recruit members. ✅

BUT while other companies make money recruiting people.
IMG makes no money recruiting people. 👏🏻👏🏻👏🏻

Other companies encourage people to spend.
IMG encourages people to save.✅

Other companies train members to sell.
IMG trains members to help and educate.✅

Other companies sell products at a higher price.
IMG introduces products at competitive or lower prices. ✅

Other companies sell products that lose in value over time.😞
IMG recommends products that increase in value over time.✅

Other companies look for customers.
IMG looks for people to educate.

Other companies have quotas to meet. 😞
IMG has none.✅

Other companies have volatile positions that may be lost if quota not met. 😞
IMG has permanent positions once reached.✅

Other companies value commission.👍
IMG values mission.👏🏻👏🏻👏🏻

Other companies want members to be successful.
IMG wants ALL FILIPINOS to be SUCCESSFUL.💙

I am proud to be a member of IMG, a Financial Brokerage Company! 🙌💙

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𝗚𝗨𝗦𝗧𝗢 𝗠𝗢 𝗕𝗔 𝗠𝗔𝗚𝗜𝗡𝗚 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗡𝗚 𝗝𝗢𝗟𝗟𝗜𝗕𝗘𝗘 𝗔𝗡𝗗 𝗢𝗧𝗛𝗘𝗥 𝗛𝗨𝗚𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦?Sa halagang 𝟏,𝟎𝟎𝟎 𝐩𝐞𝐬𝐨𝐬 ay pwede na po. ✔️𝐕𝐄𝐑𝐘 𝐄𝐀𝐒𝐘 𝐓𝐎 ...
17/04/2023

𝗚𝗨𝗦𝗧𝗢 𝗠𝗢 𝗕𝗔 𝗠𝗔𝗚𝗜𝗡𝗚 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗡𝗚 𝗝𝗢𝗟𝗟𝗜𝗕𝗘𝗘 𝗔𝗡𝗗 𝗢𝗧𝗛𝗘𝗥 𝗛𝗨𝗚𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦?

Sa halagang 𝟏,𝟎𝟎𝟎 𝐩𝐞𝐬𝐨𝐬 ay pwede na po.

✔️𝐕𝐄𝐑𝐘 𝐄𝐀𝐒𝐘 𝐓𝐎 𝐔𝐍𝐃𝐄𝐑𝐒𝐓𝐀𝐍𝐃.
You just need time to learn so you can invest the right way.

✔️𝐕𝐄𝐑𝐘 𝐂𝐇𝐄𝐀𝐏 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓.
For as low as 1,000 pesos initial investment.

✔️𝐏𝐑𝐎𝐃𝐔𝐂𝐈𝐍𝐆 𝟏𝟓%-𝟑𝟎% 𝐏𝐄𝐑 𝐘𝐄𝐀𝐑.
Defending on the market performance.

✔️𝐋𝐄𝐆𝐀𝐋 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐈𝐍𝐒𝐓𝐑𝐔𝐌𝐄𝐍𝐓.
Highly regulated by SEC / PSE.

It’s easy to invest but still a lot of people neglect to prepare for their financial future.

Tara! turuan kita dito sa aming "𝐅𝐑𝐄𝐄" 𝐎𝐧𝐥𝐢𝐧𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐂𝐥𝐚𝐬𝐬. Para iyong malaman ang mga details at How to start in this 𝐥𝐞𝐠𝐢𝐭𝐢𝐦𝐚𝐭𝐞 investing vehicle.

We teach financial literacy for free, kapag nasa puso mo ang tumulong, pati kapwa mo ay uusbong.

𝐎𝐅𝐖 𝐚𝐫𝐞 𝐚𝐥𝐬𝐨 𝐜𝐚𝐧 𝐚𝐭𝐭𝐞𝐧𝐝.

For more details, Send me a message.

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Manila

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