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Passionate MONEYgement

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Passionate MONEYgement

Helping breadwinners and business owners to strategize how money can work for their favor.

08/03/2024

Always choose to buy from them. They are not selling to become rich. They are selling to survive. When you buy from them, no haggling please. This might be their only bread and butter.

ctto

08/03/2024

Have you heard of THE SEVEN STREAMS?

”Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.“
‭‭Ecclesiastes‬ ‭11‬:‭2‬ ‭NIV‬‬

This is written that we may prepare ☝🏻That if one falls, the other 6 will sustain you.

How 15K a month goes? Saw this pic and was sad, pano pa pag may family to feed ☹️

Hope that this is a wake up call to everybody that 𝐬𝐢𝐧𝐠𝐥𝐞 𝐬𝐨𝐮𝐫𝐜𝐞 𝐨𝐟 𝐢𝐧𝐜𝐨𝐦𝐞 is NOT ENOUGH 🥲

May you find your 2nd up to your 7th stream 🙏🏻

If you’re looking for another stream, let me know.

07/02/2024

Three years in the biz and yet I’m still committed to attend series of trainings like these to sharpen our saw. To continuously provide quality service to our clients and to become a better leader to our teammates.

📆 Monday Branch Meeting
🏆 ESD MDRT Champions
🏛️ Business Bridging Class
💡Master Class

Iba pa rin talaga ang face-to-face trainings and meetings ❤️

03/02/2024

𝐀𝐧𝐬𝐰𝐞𝐫𝐢𝐧𝐠 𝐭𝐡𝐞𝐬𝐞 𝐅𝐫𝐞𝐪𝐮𝐞𝐧𝐭𝐥𝐲 𝐀𝐬𝐤𝐞𝐝 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬💡

1.𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗻𝗴 𝟭 𝗺𝗼𝗻𝘁𝗵 𝗯𝗮𝗯𝘆 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
- YES kahit 7 days old pa lang

2. 𝗠𝗮𝗴𝗸𝗮𝗻𝗼 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗻𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝘃𝗲𝘀𝘁?
- 1,500php only (for kids)

3. 𝗦𝗲𝗻𝗶𝗼𝗿 𝗰𝗶𝘁𝗶𝘇𝗲𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
-Yes po for ages 60-70

4. 𝗠𝗮𝘆 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿 𝗽𝗹𝗮𝗻 𝘀𝗮 𝗣𝗿𝘂?
- Meron. Hindi na kayo maghuhulog after 5 years tapos insured ka na until 100 years old and may growing investment pa. 😍

5. 𝗞𝗮𝗽𝗮𝗴 𝗻𝗮𝗴𝗽𝘂𝗻𝘁𝗮 𝗮𝗸𝗼 𝗻𝗴 𝗶𝗯𝗮𝗻𝗴 𝗯𝗮𝗻𝘀𝗮 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗽𝗮 𝗿𝗶𝗻 𝗮𝗸𝗼.
- Yes, basta wag ka po lalabas ng Earth.

6. 𝗕𝗮𝗸𝗮 𝗶𝘄𝗮𝗻𝗮𝗻 𝗺𝗼 𝗿𝗶𝗻 𝗸𝗮𝗺𝗶 𝗵𝗮. 𝗔𝗻𝗴 𝗱𝗮𝗺𝗶𝗻𝗴 𝗮𝗴𝗲𝗻𝘁 𝘄𝗮𝗹𝗮 𝗻𝗮 𝗻𝗴𝗮𝘆𝗼𝗻. 𝗡𝗶-𝗴𝗵𝗼𝘀𝘁 𝗻𝗮 𝗸𝗮𝗺𝗶.
- I am your Lifetime Financial Advisor. I can also provide service to orphaned clients even without commission, which means I got you and your family. At patuloy pa po akong nag iinvest sa sarili para maging expert sa Insurance and investment industry.

7. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗸𝗼 𝗺𝗮𝗴 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝘀𝗮 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗸𝗼 𝗮𝗻𝘆𝘁𝗶𝗺𝗲?
- Yes, pero as much as possible kung di emergency wag po. Ilaan natin ito for long term goal like retirement fund.

Your trusted financial advisor,
Kathryn Sales
𝑃𝑅𝑈 𝐿𝐼𝐹𝐸 𝑈𝐾 || Ast. Unit Manager
Certified Investment Advisor

*𝘤𝘰𝘮𝘱𝘶𝘵𝘢𝘵𝘪𝘰𝘯𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺 𝘥𝘶𝘦 𝘵𝘰 𝘢𝘨𝘦, 𝘰𝘤𝘤𝘶𝘱𝘢𝘵𝘪𝘰𝘯, 𝘥𝘦𝘴𝘪𝘳𝘦𝘥 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦𝘴/𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴.

02/02/2024

Good Read 💯

In all our Assets, final tax of 6% will be there.

If you had 10,000,000 when you die,
-6% will be deducted
IF YOUR FAMILY PREPARED ALL BIR documents after your Death.

Mahirap mag Grieve na walang pera e..... kasi tuloy yung gastos 👊

Kaya most of us have
Huge Life Insurance coverages👍👍👍

Bukod sa ✅️ nontaxable, straight pa sya sa bank account nung mga beneficiaries.

Bigyan kita assumptive mathematical computation:

✅️Ikaw

May Php 3,000,000 ka sa bank at may Php 5,000,000 kang asset (net kunwari ng capital gain tax at hindi nabenta ng palugi yung assets mo)

Php 8,000,000 minus 6% Final tax
= 7,520,000 Php

✅️Ikaw na may Life Insurance

May Php 2,000,000 sa bank, may Php 5,000,000 na assets.

Yung Php 1,000,000 binayad sa Life insurance na may Php 10,000,000 Proceeds plus Php 600,000 na Fund Value

Php 7,000,000 minus 6% Final Tax
= 6,580,000 Php
Plus
Php 10,600,000 non taxable Life Insurance proceed na deretso sa account ng Loved ones (beneficiaries)

Read the full article here. 👇🏼

https://www.gmanetwork.com/news/balitambayan/talakayan/887048/naiwang-pera-sa-bangko-ng-isang-yumao-maaari-bang-basta-i-withdraw-ng-pamilya/story/

01/02/2024

Year-to-date Unit Recogntion 🏆✨️🔥

"Success is no accident. It is hard work, perseverance, learning, studying, sacrifice, and most of all, love of what you are doing or learning to do." - Pelé

Firstly, thank you to all my dear clients who believed and trusted me as their Financial Advisor ❤️ sobrang nakakataba ng puso ng trust and confidence ninyo sakin 🥹❤️

2023 is indeed a challenging year pero nilaban naman hanggang huli. Naging discouraging last Q4 dahil sa ilang setback pero magpapatuloy pa rin para sa mga tumaya sakin all throughout this year ❤️ Gusto kong maging successful dahil na rin sa inyo 🙏

And we still made it 👐🔥
🏆 Top Agent 2023
🏆 Top Business Builder 2023
🏆 Top Business Influencer 2023

Magpapatuloy at mas magiging magaling ngayong 2024 🔥

I'll do my best, Lord! For I know You'll fight with me ❤️

25/01/2024

Good Morning!
Up ulit ang market.

Gandang opportunity to have VUL Life Insurance Investment policy oh!

Update lang kita, baka sabihin mo sinosolo ko itong opportunity. 🧡

Lets go for Prulink Equity Fund na mga lods! 🧡

16/01/2024

Life Insurance is 1 aspect of financial planning.

You need your savings, SSS, HMO,

You need your Bond investments, property,

You need your stocks, mutual funds.

The thing is.....

Without Insurance
(Critical Ilness, Accident, Disability, Medical, Death)

All of your other assets and life long savings could be wiped out if something were to happen to you and you need a big lumpsum of cash.

=======

So important ba na may insurance sa portfolio?

Yes po, very important

Without it,

All your 45 years of hardwork could be wiped out by a single critical illness or major accident.

Kelan dapat kumuha ng insurance?

Ngayong healthy ka pa.

06/01/2024

𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 𝗮𝗻𝘀𝘄𝗲𝗿𝘀 𝘁𝘄𝗼 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀:

1. 𝙒𝙝𝙖𝙩 𝙞𝙛 𝙄 𝙙𝙞𝙚 𝙩𝙤𝙤 𝙨𝙤𝙤𝙣?
- You have insurance na magagamit ng family mo. You are continuously providing kahit wala ka na.

2. 𝙒𝙝𝙖𝙩 𝙞𝙛 𝙄 𝙡𝙞𝙫𝙚 𝙩𝙤𝙤 𝙡𝙤𝙣𝙜?
- You have investment na pwede mo magamit for your retirement, your kid’s education or you could use on your properties purchases.

𝗪𝗲 𝗰𝗮𝗻 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗶𝘁 𝗢𝗡𝗟𝗜𝗡𝗘 ~

Yes! You can avail the programs in the comfort of your own home! ❤️ Encouraging you, family and friends, to START or IMPROVE your protection & investment portfolio today 🫡

Protect • Invest • Diversify •

Feel free to message me to know more and get your personalized plans! 🥰

02/01/2024

"✨ Cheers to a Wealthy New Year! 🚀💸 As your trusted financial advisor, I'm here to help you turn your financial dreams into reality in 2024. Let's make this year about strategic planning, wise investments, and achieving your financial goals. 💼💡 Ready to level up your financial game? Let's make it happen together! 🌐 "

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528 Blk 1 Brggy 649, Port Area
Manila
1018

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Passionate MONEYgement

08/03/2024

08/03/2024

07/02/2024

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02/02/2024

01/02/2024

25/01/2024

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