26/10/2020
Simple at madali lang pala ang pag-invest sa MUTUAL FUNDS.
Akala ng karamihan na ang investment na ito ay pang-mayaman lang. Akala ng karamihan na mahal ang pag-invest dito. Pero alam mo ba na sa halagang PhP1000 at additional na PhP500 ay pwede ka na dito? Kaya dapat aral muna bago mag-invest.
Ano nga ba ang MUTUAL FUNDS?
Ang Mutual fund ay ang pinag sama samang pera ng ibat ibang investor at ito ay pinangangalagaan ng isang Fund manager. The Fund manager will invest the money in different instruments like stocks, bonds or both that can potentially make the money grow long term.
Para sa karagdagang kaalaman --> http://bit.ly/MUTUALFUNDINVESTMENTS
When you invest in the stock market yourself, para kang nag mamaneho ng sarili mong kotse. Whether to turn left, right, slow down or go faster - diskarte mo yan. Ang importante lang, You SHOULD know how the stock market works and the risk involve, the same way you should know how to drive a car safely. But if you don't know how to drive, pwede lang mag jeep! At sa pagskay mo ng jeep, kasama mo sa byahe ang ibat ibang pasahero na kapreho ng ruta na pupuntahan mo. Para din sa mutual funds where the passengers are investors like you and the jeepney driver is the fund manager.
You trust that the driver will get you to desired destination safely the same way you will entrust the fund manager your money, keep safe and make it grow. And the same way you pay the jeepney driver, investing in mutual funds has fees too.
To understand this better, here are the different types of Mutual Funds.
1. Money Market Fund - kung sandali lang ang gusto mong byahe at kakailnganin mo yung pera ng madalian you can get a money market fund where the money invested in a short term securities (bonds). Its less risky than other fund, but it also has low returns.
2. Bond Fund- kung kakayanin mo namn ang byahe na medyo matagal ng kaunti meaning youre someway in between short term and long term investing you can consider investing in a bond fund.
3. Balanced Fund - Isa pang bagay na mutual fund para sa medium investor ay ang balanced fund. The money is invested in bonds and also stock market. If youre willing to take a risk, but not too much and you want higher potential than a bond this is an option for you.
4. Equity Fund- lastly, kung kaya mo naman ang malayuan na byahe na tatagal ng 5 years or more at naiintidhan mo ang mga risk sa stock market at willing ka nmn na tanggapin ito para sa posibilidad na mas malaking kita ng pera mo, equity fund ang bagay sayo.
Is it for you?
So if you want to be diversified, invest a small amount and have someone who will do the thinking and monitoring of your investments- Mutual Funds may be the most suitable investment for you.
May FREE TRAINING kung gusto mo na matutunan ito --> http://bit.ly/FreeMoneyTalkNow