FA ANN Ballesteros

01/11/2025

Why a lot of people now seems to have no money?

1. Focuses on Consumption than Creation aka Consumption Trap

Kaya kahit 6-digit per month income earners, walang ipon. Worse, broke also.

Because of social media, our consumption is driven further up as our sense of identity is defined by what we consume- san kana naka travel, your OOTDS, new experiences, ano kotse mo, etc.

2. Unhealthy financial mindset

Pag usapang save, insure, invest parang cringe or baduy therefore dedma or swipe up. Pero pag usapang bili, travel, chismis- all out attention.

3. Incorrect view of salary

Your salary is not just meant to pay for your expenses.

Its your ticket to financial freedom- once you earn it, invest it in a business or asset that would create you more money.

4. Pataas ang expenses. Pero ang patience sa work at extra hustle mababa. Palaging walang time. If magastos ka, dapat masipag ka din.

All we have to do is rethink and improve our mindset about our finances. Kaya ba? DM me if you want to learn more.

27/10/2025

"Because Your Family Deserves the Best Protection!"

Your children rely on you for love, care, and financial security. What if illness
strikes? With PRUHealth Prime, you get:
Up to 100% cash benefit for late-stage cancer—so your family remains
financially secure.
Daily hospital income benefits—to help with medical expenses.
Investment Component—so you can build your future while staying
protected.

Secure your health & finances for your family’s future.

Send me a DM and let’s discuss your options!

25/10/2025

Life changes and your insurance should keep up.

Ready for a quick policy benefits check?

Ensure natin that you and your loved ones always have the protection you deserve and every year, dumadami ang naiipon! 🙂

28/08/2025

9 out of 10 Pinoys worry about running out of money when they retire.

Ikaw, ready ka ba?

Karamihan sa atin nag-aalala sa future, pero konti lang ang may steady plan.

PRUSteady Income pays you every year from Year 11, gives 2x life insurance, and returns 100% of your Sum Assured at Year 20.

📈 10% guaranteed yearly payout, Years 11–20
🛡️ 200% Death Benefit coverage
💰 100% Maturity Benefit at Year 20
🔒 Pay for only 5 or 10 years

Message me today to plan your retirement income, so you can enjoy tomorrow without worry.

07/08/2025

The average cancer treatment cost in the Philippines is 120k to 1M (source: PIDS)

This does not include yet the income loss and other medical expenses

A single illness can easily drain a 10-year worth of savings

But 100/day is all you need to get covered.

Protect your savings.

Have your critical illness insurance today. 🎀

29/07/2025

Ano ba talaga ang trabaho ng isang tulad kong Financial Consultant?

Ako yung tutulong sa ‘yo mag-isip pano mo mapoprotektahan ang mga naipundar at ipon mo, ang pamilya mo at ang sarili mo. Sabi nila, pag mayaman ka, di mo kailangan ng financial adviser lalung-lalo na ang insurance. Mali. The more na dumadami ang yaman mo, the more na kailangan mo ang mga katulad ko. Para pagdating ng krisis, hindi mawala sa yo ang mga pinundar mo.

Ako yung maggagabay sa yo sa financial stability journey mo. Tutulungan kita sa prosesong pagdadaanan mo para makadevelop ka ng habit na tutulong sa yo para makaipon ka. Sabi ng mga hirap sa pera, saka na lang sila kukuha ng insurance pag maluwag na ang financial status nila. Mali rin. The more na lagi kang gipit, the more na kailangan mo ng mga FA na katulad ko para matulungan kang paghandaan ang mga hamon sa buhay na mas lalong di mo afford pag nangyari sa yo.

Ako yung malalapitan mo, in case of financial emergency. Dahil kumuha ka sa akin ng insurance, tutulungan din kita mag-claim based on the plan that you got. Aalagaan ko ang sarili ko para siguraduhing pwede mo akong pagkunan ng lakas sa oras ng pangangailangan mo.

Hindi madali ang trabahong ito. Pero para sa akin, mas mahalaga ang makatulong. Mas mahalaga ang maging tulay sa kaginhawaan. Ang maging instrumento tungo sa kasaganahan.

Tara! Usap tayo!

29/07/2025

25/07/2025

Your 9–5 pays the bills.
Your second job builds your dreams.

Ramdam mo din ba na hindi na sapat ang kinikita mo?

Hindi ka nagiisa.

Many professionals today add a second income to help secure their future — without leaving their main career.

At Pru Life UK-ESLIA, we help people do exactly that: flexible hours, real commissions, support to get started.

💬 Message me to learn how it works. No pressure, no obligation.

20/01/2025

When on rest day, I make sure that I can attend to night huddles in Pru.
This habit helps me to learn more so I can serve my clients better.