HMO-Kaiser3in1

17/04/2023

Bakit the best healthcare para sa atin at sa buong pamilya ang Ultimate Kaiser Health Builder?
Kasi ito ay 3 in 1 Savings Plan - Healthcare, Life Insurance, at Investment. Total Financial Solution!
7 taon lang mag iipon, meron nang healthcare na magagamit sa ating senior years.
Healthcare Benefits:
> Annual Benefit Limit (ABL) based on the plan type, Dental, Annual Physical Examination
> Long-Term Care Benefits - a guaranteed benefit that you can use after 20 years.
> Yearly Health Benefits - 10% yearly accumulation based on long-term care benefits starting on the end of the 7th year up to the 20th year.
> Long-Term Care Bonus - If no claim was made during the accumulation period, 85% of premiums paid will be given back end of the 20th year, making it COST FREE
> Term Life Insurance, Waiver of Installment due to Death, Waiver of Installment due to Total & Permanent Disability for healthy and qualified applicants
> Accidental death & Dismemberment from accumulation until the 20th year
> Lifetime Network Access to over 500 hospitals and over 1000 doctors as long as you have funds
> Long-term care benefits - A guaranteed benefit which you can use after 20 years, whatever sickness you have or you can also use it at age 65 onwards
> Basic Medical Benefits - Accredited hospitals Room & Board services of accredited Physician / Specialist Surgeon / Anesthesiologist, Hospital’s Intensive Care Unit, Operating Room Fee
> Accumulation of unused yearly health benefit & bonus - All unused yearly health benefits and yearly health bonus accumulates with interest
Who are eligible for Kaiser LTC? - Ages 10 to 60 years old only.
If we don't want to be a burden to our family whether we DIE TOO SOON or LIVE TOO LONG, we need to prepare for it now!
Let me help you start your Kaiser 3in1 Long-Term Healthcare.

17/04/2023

𝐏𝐚𝐚𝐧𝐨 𝐧𝐠𝐚 𝐛𝐚 𝐦𝐚𝐠-𝐒𝐭𝐚𝐫𝐭 𝐦𝐚𝐠-𝐈𝐧𝐯𝐞𝐬𝐭 𝐬𝐚 𝐒𝐭𝐨𝐜𝐤𝐬 𝐚𝐭 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝𝐬 𝐬𝐚 𝐦𝐚𝐬 𝐜𝐨𝐧𝐯𝐞𝐧𝐢𝐞𝐧𝐭 𝐧𝐚 𝐩𝐚𝐫𝐚𝐚𝐧?
Alam mo ba na thru IMG, mas magiging madali ang makapagsimula ng Stocks at Mutual Funds?
✔️𝗬𝗘𝗦, maaari kang maging Mutual Fund Shareholder thru IMG Soldivo Funds. Meron kang P1,000 initial funds pambili ng shares sa IMG Soldivo.
✔️At hindi lang yan, maaari ka ring makapag-Top-Up o makapagdagdag sa iyong funds for as low as P20.
Maaari ka ring matuto sa mga Libreng Trainings at Workshops sa IMG.
✔️May mga mentors rin na magga-guide sa'yo para mas maging tama ang mga steps na gagawin mo.
✔️Madali at Simple lang ito gawin, basta bigyan mo lang ng oras para pag-aralan ito.

17/04/2023

05/11/2022

WHY JOIN IMG?

✓Pag STRESS ka, Join IMG;
✓Pag BROKEN ka, Join IMG.
✓Pag Financially Broke ka, Join IMG;
✓Pag DEPRESS ka, Join IMG;
✓Pag feeling mo wala ng PAG ASA ang life mo, Join IMG;
✓Pag POOR ka, Join IMG;
✓Pag Lasingero ka, Join IMG;
✓Pag MAY UTANG ka, Join IMG;.
✓Pag lubog ka sa UTANG, Join IMG;
✓Pag gusto mo ng totoong kaibigan Join IMG.
✓Kahit wala kang natapos na Kurso, Join IMG!
✓At pag Masakit Ulo mo Join IMG

Alam nyo ba Bakit need mo mag JOIN sa IMG?

Because in IMG we Change People's Lives ...
From Spender to SAVERS to INVESTORS
From NOBODY to SOMEBODY!
From Ordinary to doing Extra Ordinary mission, ngayon, bukas at magpakailan pa man...

" WE OFFER PEACE OF MIND!"

19/08/2022

Bakit ako kumuha ng KAISER LONG TERM HEALTH CARE ?

☝️Simple lang po ang sagot. Solve na nya kasi ang 3 Major Financial Needs ko.

1. INVESTMENT - kumikita ang pera ko from 6% -10% per year (o mas malaki pa). Mas mataas kaysa sa banko or coop.

2. INSURANCE PROTECTION - may mangyari man sa akin may makukuhang Instant money ang pamilya ko.

3. HEALTHCARE - kung magkasakit ako pupunta lang ako sa mga accredited hospitals at si Kaiser na ang bahala.

Sa aking mga NAKAUSAP/nag HOW, ano na po ang plano natin? Kailan tayo magsisimula ng ating Financial Planning at pag Build ng Solid Financial Foundation?

"The best time to plant a tree was 20 years ago...and second best time is NOW"
~ Chinese Proverbs

If you want Success and Growth in your future, the best time to act is NOW!

"Our goal is to EDUCATE 30 Million Families by 2030".

CONTACT mo ako agad para d masayang ang oras.
https://bit.ly/ma-shanelle24

29/07/2022

Bakit kami kumuha ng KAISER LONGTERM HEALTHCARE?

Simple lang po ang sagot. Solve na nya kasi ang 3 Major Financial Needs namin.

1. INVESTMENT - kumikita ang pera mo from 6% - 10% per year. Mas mataas kaysa sa banko or coop.

2. INSURANCE PROTECTION - may mangyari man sa akin may makukuhang Instant money ang pamilya ko.

3. HEALTHCARE - kung magkasakit ako pupunta lang sa mga accredited hospital at si Kaiser na ang bahala.

Sa halagang 88.00 per day, SECURED na ang FUTURE mo pati ang ANAK mo at my PEACE OF MIND ka pa.

Secure your future with Kaiser Long Term Health Care😊

Isipin natin to,

What if, YOU DIE TOO SOON?
-LIFE INSURANCE

WHAT IF YOU LIVE TOO LONG?
-INVESTMENT (LOI-LIVING ON INTEREST)

WHAT IF U GOT SICK?
-HEALTHCARE
-LONGTERM HEALTHCARE

SAGOT NG KAISER ANG 3MAJOR PROBLEMS. 👏☺️

https://bit.ly/ma-shanelle24

23/07/2022

Ano ba ang mga makukuha kong BENEFITS kapag nag member sa IMG?

🌳IMG SOLDIVO FUNDS = Isa sa pinakabagong benefits kapag IMG member ka ay automatic INVESTOR kana sa Soldivo Mutual Funds

🌳FIDELITY LIFE = Mag add ka lang ng P500 (One Time Fee) magkakaroon kana ng P50,000 Life Insurance thru Fidelity Life

🌳EVEREST Memorial Services = May Free Concierge and Funeral services na din kung sakaling mawala ang isang IMG member thru Everest Memorial Services at sakop nito ang mga Immediate family members ng isang IMG member

🌳IMG VISION CARE = May Free Eye examination and Free IMG or Kaiser Frames sa lahat ng Delos Reyes optical at may malaking discounts sa pagbili ng lens (2 pairs in per year)

🌳KAISER E-HEALTHCARE = Eto ang pinaka gusto kong benefits, UNLIMITED Free Consultation sa lahat ng Kaiser Medical Center sa Luzon at Visayas area (10 Kaiser Medical Center as of March 2020 at padami pa ito ng padami)

🌳 IMG THE DOMINATE TOOL = Mahilig ka bang mag Online Marketing? IMG Dominate Tool is for you and explore the world of Digital Online Marketing

🌳PERSONAL ACCIDENT INSURANCE = Isa din sa pinakamagandang IMG Benefits ay automatic na Insured kana din ng P100,000 up to P300,000 (Personal Accident Insurance) thru Manila Bankers

🌳MANILA BANKERS LIFE MOST18 = Maari ka din kumuha ng murang Life Insurance na may kasamang Investment "The First and only Do-It-Yourself Insurance Product na pwede mong gawing Retirement Funds, Kids Education, Pension plan at Investment Funds thru Manila Banker Life Multiple Option Super Term 18

🌳KAISER HEALTHCARE = Maari ka ding mag avail ng maganda at safe Investment na may kasamang Insurance and Healthcare or ang tawag namin dito sa Kaiser_3in1

But wait theres more....
🌳IMG FINANCIAL COACHING AND WORKSHOP = Gusto mo bang maging Financially Literate? Pwede kang umattend ng aming Financial Coaching, Mentoring at 5 Financial Worskhop Class.

🌳 FREE SSBYF BOOK = Free e-book of IMG Best Seller book "The Secret to Saving and Building your Future book. "It all starts with Financial Education

🌳IMG TOP BENEFITS Brochure = Dito mo din makikita ang lahat ng IMG Benefits kapag IMG member ka.

We Educate. We share. We care ❤️

STOCKMARKET
LIFE INSURANCE
INVESTMENTS in Bluechip compnies

23/07/2022

Sino ba si 𝐊𝐀𝐈𝐒𝐄𝐑? Hindi po 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘 ang Kaiser.

Si 𝐊𝐀𝐈𝐒𝐄𝐑 po ay isang 𝐇𝐌𝐎 na may kasamang 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 na 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 at 𝐈𝐧𝐯𝐞𝐬𝐦𝐞𝐧𝐭.

Si 𝐊𝐀𝐈𝐒𝐄𝐑 lang ang tanging 𝐇𝐌𝐎 na may 𝐋𝐨𝐧𝐠𝐭𝐞𝐫𝐦 at pede ka magipon for only 7 years, meron ka ng sariling 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐋𝐢𝐟𝐞𝐭𝐢𝐦𝐞.

Huwag kang umasa lang sa 𝐇𝐌𝐎 as part of your benefits of being an 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐞 sa panahon ngayon halimbawa na mag 𝐫𝐞𝐬𝐢𝐠𝐧 ka o mag 𝐫𝐞𝐭𝐢𝐫𝐞 ka, hindi mo madadala iyan or di ipapamana ng 𝐜𝐨𝐦𝐩𝐚𝐧𝐲 mo, ang 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 lang nyan ay ang panahon nagwowork ka sa kanila.

Prepare for your 𝐋𝐨𝐧𝐠𝐭𝐞𝐫𝐦 today, para sa pagdating mo ng 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐚𝐠𝐞 mo meron kang dala dala na 𝐇𝐌𝐎.

Start today, while you still can.
https://bit.ly/ma-shanelle24
qoute 👇 👇
https://bit.ly/Ma-ShanelleKAISER2021

20/07/2022

Kapag sakit na ang dumapo, kahit marami ka pang pera pero walang sapat na Healthcare Protection, posibleng mauubos yan.

Kaya ikaw na nagbabasa nito, huwag mong balewalain ang halaga ng Heathcare at Insurance dahil darating ang panahon, yan ang magiging kakampi mo. Iiwan ka man ng mga kaibigan at kamag anak mo, yan ang dadamay sayo sa oras ng pangangailangan mo.

Habang malakas at healthy ka pa, paghandaan mo na!

Message me to guide you.
https://bit.ly/ma-shanelle24
cto

20/07/2022

BAKIT MAGANDANG NA MAG START KA NA MAG INVEST SA KAISER!

Sa KAISER 7 years ka lang na mag iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.
👉 may magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.
👉 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.

3. May INVESTMENT ka.
👉 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.

Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.

Kung gusto mo maintindihan ang mga basic plan at ang mga benefits.. panoorin lang ang FREE video guide na ito
👉https://youtu.be/SaTh-VyxnEI

For FREE quotation check here
👉 https://bit.ly/Ma-ShanelleKAISER2021

Pagtanda mo ang ipon at investments mo ang siguradong magiging kakampi mo! Kaya mag start na 😊

We can guide you how to start. Message us!

08/07/2022

An OFW asking for a good business to start in PH.. then I told her this.

Bago po tayo maginvest, pwede po nating sundan/pagisipan ito.

#1. Healthcare. Dahil kapag nagkasakit tayo, baka ibenta rin natin yung “investment” natin. At kung kailangan na kailangan ang pera pampahospital, ibebenta mo ng palugi yung “investment” (e.g. real estate, car, stocks). Sayang. Kung may healthcare, pwedeng di na magalaw yung investment.

#2. Protection / Life Insurance. Instant cash na marereceive ng family kapag kinuha ni Lord ang breadwinner or policyholder. Ito naman ay para sa family natin. Kasi kung kinuha tayo ni Lord at ang naiwan lang natin sa family ay yung “investment” natin, kung wala silang pera (dahil walang life insurance) ay baka ibenta lang din ang ating investment ng palugi. Sayang nanaman. 🙂

If you love yourself, dapat may healthcare. If you love your family, you need to protect them.

#3. Eliminate bad debts. Bago po natin simulan maginvest, siguraduhing walang utang na may malaking interest. Dahil baka mas malaki yung interest ng utang kaysa sa kikitain ng investment. Tignan mabuti.

#4. Emergency fund. Hindi po emergency ang panganganak at pagpapaaral ng anak. Dahil pinaghahandaan po ‘yan. Pwedeng maging emergency ay kung mawalan ng trabaho, nagkacalamity, pangsuporta sa kamaganak kung may di inaasahang mangyari, etc. 3x ng iyong monthly na gastos ay unti unting ipunin pang emergency. Kung wala nito, baka mabenta mo ang investment ng palugi o kaya mangutang ng may interest.

#5. Investment. Pwedeng pwede na at may peace of mind ka na. 🙂 Saan? Kung may goal ka, mas madali mo malalaman kung saan mo ilalagay. Common na investment natin ay sa stocks or sa real estate or business. Kung gusto mo ng business pero ayaw mo ng sakit sa ulo, pwede kang makipartner nalang sa ibang companies. Kung gusto mo real estate, bili ng stocks ni Ayala Land. Kung gusto mo ng food business, bili ng stocks ni Jollibee., Etc. Pwede mong ipaubaya sa experts dahil sila sure na kumikita at di kailangan ng malaking kapital. May kita ka na, di pa stress. Pwede mong gamitin ang iyong oras sa mas productive na bagay.

Paano magsisimula,Pwede nating simulan sa tinatawag na long-term care.

Ano yun? Ganito yan...
☝️ Una, meron kang healthcare ngayon at sa pagtanda. Kahit retired ka na meron pa rin. Kailan ba lumalabas ang sakit? Pagtanda natin.
✌️ Pangalawa, kung sakaling may nangyari sa kumuha nito, yung family makakareceive ng insurance. Considered paid na ang buong plan at malilipat yung buong healthcare sa beneficiary.
👌 Pangatlo, ito yung maganda. Kung di nagagamit yung healthcare fund, nakasave and invest lang sya. Kaya di sayang. 🙂

Pwede nyo pong simulan sa ganyan. Wag po muna traditional business agad kung hindi pa tayo protected at lalo na kung di po kayo hands on at syempre kung wala ring experience ang magmamanage sa business. Normal po yan na pagkakamali lalo na ng ofws. Kadalasan nalulugi.

https://bit.ly/ma-shanelle24
https://bit.ly/Ma-ShanelleKAISER2021