Pinoy Online Business

16/08/2024

Be smart.

Learn to Say No Many Times Over

A man opened a store, and soon his friends, family, and neighbors started shopping there and asking for credit. A few years later, his business failed. Sometimes, we say yes when we should say no.

You say yes, thinking you're helping people, but in reality, you're losing your hard work and sacrifice. Eventually, everyone turns their back on you. Don't always say yes.

Invest in your business and save. Be smart, and don't let everything be lost. A word to the wise is enough.

16/08/2024

16/08/2024

Lagi kong naririnig ang kasabihang "Walang yumayaman sa pagiging empleyado," pero alam mo ba na marami din ang naghihirap dahil sa pag-nenegosyo? At marami din akong kilala na yumaman sa trabaho nila?

Ang totoo, maraming tao ang naghirap dahil sa pagnenegosyo. Maraming nalugi, nangutang, nagbenta ng mga ari-arian, at minsan pa'y nauwi sa pagiging homeless. Bilang empleyado, hindi mo kailangang mag-alala tungkol diyan dahil palaging may papasok na pera tuwing araw ng sweldo. Kung magsara man ang kumpanya, pwede kang lumipat at makahanap ng bagong trabaho—may sweldo ka na ulit. Kaya ba iyon ng mga negosyante?

Ito ang katotohanan sa negosyo: hindi mo alam kung bukas ay may panggastos ka pa. 😅
Kaya bago ka mag-resign, pag-isipan mo muna nang mabuti. Baka ang akala mong paraiso ay mauwi lang sa impyerno dahil nabulag ka sa matatamis na salita tungkol sa pagnenegosyo. 😉

12/06/2024

OFW, NAG-TRABAHO NG 20 TAON SA ABROAD, UMUWI NANG WALANG IPON!
Dalawampung taon sa ibang bansa, pinaghirapan ang bawat sentimo para sa pamilya. Pinaaral ang mga anak, kapatid, at pamangkin. Nung nagdesisyon si Mang Jose na umuwi for good sa Pilipinas, halos wala siyang naipon.

Nasa isip niya, tutulungan siya ng mga anak, kapatid, at pamangkin na kanyang inaruga. Pero nang mag-asawa na ang mga ito, nagkaroon sila ng sariling mga responsibilidad. Naiwan si Mang Jose na nag-iisip kung saan kukunin ang pang-araw-araw na gastusin.

"Saan na ako kukuha ng pambili ng pagkain araw-araw? Akala ko may tutulong sa akin," malungkot na sabi ni Mang Jose.

Isang masaklap na katotohanan. Habang malakas pa, mahalaga ang magplano para sa hinaharap. Hindi sapat ang magtiwala lang na ang iba ang mag-aalaga sa'yo.

Mga Paalala:

Mag-invest sa tamang paraan.
Mag-negosyo para sa karagdagang kita.
Mag-ipon para sa kinabukasan.
Magplano para sa mga hindi inaasahang pangyayari.
Hindi masama ang tumulong sa pamilya, pero siguraduhing may natitira para sa sarili. Hindi habang buhay malakas tayo. Darating ang oras na kailangan natin ng sariling ipon at kabuhayan.

Habang nasa ibang bansa, magtabi na para sa sarili. Huwag gawing obligasyon ng mga anak, kapatid, o pamangkin ang iyong kinabukasan. Habang malakas pa, mag-ipon, magpundar ng negosyo, at maghanda para sa kinabukasan.

Ang kwento ni Mang Jose ay isang paalala sa lahat ng OFW at nagtatrabaho. Huwag ipagsawalang-bahala ang sariling kapakanan. Mahalin ang sarili habang malakas pa at maghanda para sa hinaharap.

14/05/2024

ADVICE TO ALL EMPLOYEES

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life,marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects..usually what you do during yr leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively

Author Unknown

11/06/2023

Magbigay ng palatandaan na hindi na magbabayad ng utang ang isang tao.
Paramihan ng palatandaan

14/02/2023

Compute po tayo 🤓

facial - 500
parlor - 500 (not rebond)
mani-peni - 200 (not nail art)
waxing - 500

NOTE: wala pa dyan ang eyelash extension and eyebrows 😁

1700 x 12 months = 20,400

Yan ang minimum budget per year kung gusto mo ng jowa na maganda 🥰

Kaya ang daming nagsulputan na beauty products. Oks din yun para mas makatipid!

Tandaan lang, walang masama na i-pamper ang sarili dahil mahalaga ang .
Basta nasa budget at hindi baon sa utang. 😉

31/12/2022

Think how to grow your business, your money..

09/11/2022

Walang nangangamusta saiyo?.
Hindi ka pa kasi mapera 🤔

02/11/2022

wala yung hinahanap sa tindahan.
🇺🇸:its ok.
🇵🇭:magsara na kayo.