MOM on Money

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Cooking Mama๐Ÿ‘ฉโ€๐Ÿณ๐Ÿฅ˜
Registered Financial Consultant๐Ÿ“Š

I am Mommy Karen and over the past 9 years, I have helped more than a thousand Filipinos jumpstart their retirement plans & wealth accumulation plans. I have helped them save up for medical emergencies & important milestones, increase their cashflow and also secure their families. I have assisted parents in building the educational funding of their children. And helped entrepreneurs with their leg

acy & tax planning and also in raising employee morale and productivity in their workplace. I am a globally licensed Registered Financial Consultant (Cum Laude), a Registered Estate Planner, a Resource Speaker
and a multi-awarded Agency Leader at one of the top financial institutions in the country.

Have you ever wondered about your relationship with money?Take this 2-minute quiz and tag someone who needs see this too...
29/07/2026

Have you ever wondered about your relationship with money?

Take this 2-minute quiz
and tag someone who needs see this too ๐Ÿ‘‡

Take the 2-minute quiz and find out if you're a Guardian, Builder, Trailblazer, or Connector.

24/07/2026
As we celebrate Philippine Independence Day, I'm reminded that true freedom comes in many forms.Freedom is knowing your ...
12/06/2026

As we celebrate Philippine Independence Day, I'm reminded that true freedom comes in many forms.

Freedom is knowing your family will be okay no matter what. Freedom is having options during difficult times. Freedom is facing the future with confidence instead of fear.

These days, many Filipinos feel that life is getting harder and heavier. Prices keep rising, responsibilities keep growing, and the middle class often carries much of the burden. Responsibilities increase, but support and relief often feel distant or uneven. There is a quiet frustration in trying to stay afloat, in doing everything right yet still feeling like it is not enough.

A nation is truly free when its people can dream without being weighed down by survival. A family feels free when it has hope, security, and choices that are truly within reach.

Perhaps thatโ€™s why financial freedom has become more important than ever. Not because it makes life perfect, but because it gives us room to breathe. It gives us a buffer when times are hard, dignity when challenges come, and the ability to care for the people we love without constant fear.

While we may not control the economy, government policies, or the challenges around us, we can take steps to build a more secure future for ourselves and our families.

This Independence Day, may we continue striving for both a stronger nation and greater financial freedom, one that gives every Filipino the opportunity not just to survive, but to dream, grow, and thrive.

๐Ÿ‡ต๐Ÿ‡ญ Happy Independence Day.

20/05/2026

Registration comes first before you can use the programโ€™s covered benefits.

20/05/2026

The Philippine insurance industry opened the year with stronger asset growth, climbing to โ‚ฑ2.65 trillion from โ‚ฑ2.48 trillion, a 6.85% increase, driven by wider participation from policyholders and steadier premium inflows across life and non-life segments.

Total benefits paid reached โ‚ฑ43.44 billion, 11.36% higher than last year, underscoring the sectorโ€™s continued capacity to settle claims and provide financial support to families and businesses during critical moments.

Net income eased by 1.75% to โ‚ฑ15.03 billion from โ‚ฑ15.30 billion, as higher benefit payouts weighed on profitability even as day-to-day operations remained stable.

Premium collections expanded to โ‚ฑ140.85 billion from โ‚ฑ124.48 billion, signaling sustained demand from households and companies for protection products amid ongoing economic pressure.

Insurance pe*******on rose to 2.03% while density reached โ‚ฑ1,231.61, pointing to gradual expansion in coverage among Filipinos, though large parts of the population remain underinsured despite growing uptake.

Amid prevailing economic challenges, Insurance Commissioner Reynaldo A. Regalado said the industry remains firmly positioned to meet policyholder needs and deliver on commitments with stability and resilience.

Report by radar Business

๐—” ๐—บ๐—ผ๐˜๐—ต๐—ฒ๐—ฟโ€™๐˜€ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐—น๐—ถ๐˜ƒ๐—ฒ๐˜€ ๐—พ๐˜‚๐—ถ๐—ฒ๐˜๐—น๐˜† ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ฑ๐—ฎ๐˜† ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€...It is in the meals she cooked every single day, even when she was...
10/05/2026

๐—” ๐—บ๐—ผ๐˜๐—ต๐—ฒ๐—ฟโ€™๐˜€ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐—น๐—ถ๐˜ƒ๐—ฒ๐˜€ ๐—พ๐˜‚๐—ถ๐—ฒ๐˜๐—น๐˜† ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ฑ๐—ฎ๐˜† ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€...

It is in the meals she cooked every single day, even when she was tired.

The small gifts she bought because something reminded her of you.

The calls asking where you are and who youโ€™re with, also the constant reminders.

The nights she stayed awake waiting for the sound of the door opening.

And behind all of this are her silent fears...
Fear that you might get hurt and she wonโ€™t be there to protect you.
Fear that the world might be too harsh, too fast, too cruel for your heart.

It is in the way she lies awake at night planning for the next day, the next week, the next month... worrying about you, about bills, about life, work, family, and everythingโ€ฆ

It is in the quiet moments when she questions herself, wondering if she has done enough, even when she has already given her all.

It is in the way she took care of you when you were sick, checking your temperature in the middle of the night, preparing medicine and soup even when she herself was exhausted.

Making sure your homework was finished and passed on time.

Waking up early for school mornings.

Remembering deadlines, projects, uniforms, birthdays, and all the little things that quietly kept life together.

The things she didnโ€™t buy for herself so she could give you what you needed or even what you simply wanted.

It is in her excitement while helping you prepare for your first dance.

The tears of joy she tried to hide when she saw you graduate.

The way her heart quietly shattered too when you experienced your first heartbreak.

It is in the prayers she whispered for you when nobody else knew you needed them. Words spoken in faith and love.

The way she would immediately help you without hesitation.

The way she remembered the smallest details about you.

And the way she quietly longs for your hugs, even when she doesnโ€™t say it out loud.

A motherโ€™s love often looks ordinary while we are living inside it. But one day, you realize those ordinary moments were some of the purest forms of love you will ever receive.

And you finally understand how much a mother carried quietly all along. ๐Ÿฉท

๐™ƒ๐™–๐™ฅ๐™ฅ๐™ฎ ๐™ˆ๐™ค๐™ฉ๐™๐™š๐™ง'๐™จ ๐˜ฟ๐™–๐™ฎ ๐™ฉ๐™ค ๐™–๐™ก๐™ก ๐™ข๐™ค๐™ข๐™จ! ๐™ˆ๐™–๐™ฎ ๐™‚๐™ค๐™™ ๐™—๐™ก๐™š๐™จ๐™จ ๐™ฎ๐™ค๐™ช ๐™ฉ๐™ค๐™™๐™–๐™ฎ & ๐™š๐™ซ๐™š๐™ง๐™ฎ๐™™๐™–๐™ฎ! ๐ŸŒท

08/05/2026

The Philippine Stock Exchange Index (PSEi) rebounded on Wednesday as investors welcomed signs of easing tensions in the Middle East. This helped lift appetite for risk assets and extend foreign buying on the local bourse. The PSEi climbed 1.17 percent or 69.13 points to close at 5,967.21. Luis Limli...

Today
08/05/2026

Today

07/04/2026

COMMUNITY KITCHEN Members of PARA Commuters Network on Monday distribute freshly cooked meals for jeepney drivers plying the Makati-Manila route through their community kitchen to assist transport

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