Coach Kiko DB

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Coach Kiko DB

Rocker Financial Coach

25/09/2026

🌍✈️ 𝐍𝐄𝐆𝐎𝐒𝐘𝐎 + 𝐓𝐑𝐀𝐕𝐄𝐋 — 𝐏𝐎𝐒𝐒𝐈𝐁𝐋𝐄 𝐒𝐀 𝐈𝐌𝐆! 💼

“Gusto kong magkaroon ng negosyo.
Kapag lumago ang negosyo, magta-travel ako!” ✈️🌍

Marami ang may ganitong pangarap. Pero sa IMG, puwedeng sabay mong pagtrabahuhan ang business growth at travel opportunities.

Habang lumalawak ang iyong network at kaalaman, may opportunities na dumalo sa conventions, trainings, at business events—at minsan, makapag-share ng financial education sa ating mga kababayang OFWs.

Ang goal? Matutong mag-ipon, mag-invest, mag-build ng negosyo, at magkaroon ng mas magandang financial future. 🇵🇭💰

🌍 Pangarap mong mag-travel abroad?
💼 Pangarap mong magkaroon ng negosyo?

Why choose one when you can work toward both?

👉 Know more about IMG Business & Travel Opportunity Benefits.
📩 Send us a message and let’s talk!
@

22/09/2026

💰 PALDO SA STOCK DIVIDENDS ngayong September! 📈

Nakareceive na mula kina OGP at LTG — and next week naman, MBT!

Dividend Investing — isa sa mga paborito naming strategy for building passive income. 💵

Alam mo ba na matututunan mo rin ito sa IMG Financial Literacy?

With the help of Rampver Financials and MyTrade, you can learn how to invest in the stock market and potentially receive dividends from companies that distribute them.

Ito ang isa sa concept ng “Money Working for You.”

Hindi lang tayo nagtatrabaho
para sa pera—aaralin din natin kung paano mapapalaki at mapapagana ang pera natin.

Learn. Invest. Grow.
Join us and learn more about Dividend Investing and Financial Literacy with IMG!

17/09/2026

𝐎𝐮𝐫 𝐅𝐢𝐫𝐬𝐭-𝐄𝐯𝐞𝐫 𝐊𝐚𝐢𝐬𝐞𝐫 𝐋𝐨𝐧𝐠𝐭𝐞𝐫𝐦 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐁𝐞𝐥𝐢𝐞𝐯𝐞𝐫! 😁💙

Today, we had the privilege of representing the Maturity Benefits Awarding of Maria Sheryl Diendo —our longtime friend, former MedTech at St. Luke’s, and now based in Las Vegas. 🇺🇸

She was the very first person who trusted us and believed in the value of a Kaiser Longterm Healthcare Core Plan.
(5 years paying. 10 years to maturity)
And after 15 years,
look how fast time flies… matured na agad ang plan!

This is a beautiful reminder that the best time to prepare for the future is when you start today. You don’t need to wait for the “perfect time.” What matters is having a goal, starting early, and being consistent.

Start small. Start now. Stay consistent.
One day, you’ll look back and be grateful that you started.

Ready to start your own Kaiser Longterm Healthcare plan?
📩 Send me a message. Let’s see which plan may fit your goals and budget.

14/09/2026

𝐀𝐍𝐎𝐍𝐆 𝐋𝐄𝐕𝐄𝐋 𝐊𝐀 𝐍𝐀 𝐒𝐀 𝐈𝐍𝐕𝐄𝐒𝐓𝐈𝐍𝐆?

Hindi pare-pareho ang financial journey ng bawat isa. Ang mahalaga, nagsisimula ka at patuloy kang natututo.

🔰 LEVEL 1 – Long-Term Healthcare
Unahin ang protection at healthcare. Dahil walang saysay ang wealth kung hindi natin kayang protektahan ang sarili at pamilya.

📈 LEVEL 2 – Mutual Funds
Learn how to grow your money through professionally managed and diversified investments.

🏆 LEVEL 3 – Direct Stock Market
Kapag mas lumalawak na ang knowledge at confidence mo, matututo kang maging direct investor at magkaroon ng ownership sa mga companies.

Pero ang pinaka-importanteng level?
LEVEL 0 — FINANCIAL LITERACY.

Dito nagsisimula ang lahat.

Sa IMG Financial Literacy, matututunan natin step-by-step kung paano mag-budget, mag-protect, mag-save, mag-invest, at mag-build ng long-term wealth.

Hindi kailangan maging expert agad.
Start where you are. Learn. Apply. Grow. 💯

👉 Anong level ka na? At hanggang saan mo gustong umabot?

Learn today. Invest wisely. Build a better financial future.

07/09/2026

Today is a new day
Leave yesterday behind, rise with faith, and keep moving forward.
God has already prepared the victory ahead—just trust Him, take the next step, and keep going! 🙏

New Day. Bigger Faith. Greater Purpose. Brighter Tomorrow.

05/09/2026

𝐓𝐡𝐞𝐫𝐞’𝐬 𝐌𝐎𝐑𝐄 𝐟𝐫𝐨𝐦 𝐓𝐇𝐄 𝐒𝐎𝐔𝐑𝐂𝐄!🙏

When the Source is infinite, the blessings have no limits.
Thank You so much, LORD, for every answered prayer, every open door, and every blessing yet to come.

I trust Your timing. I believe in Your promises.
And I know… THERE’S MORE! 🙌🔥

01/09/2026

🎸 𝐇𝐈𝐍𝐃𝐈 𝐋𝐀𝐇𝐀𝐓 𝐍𝐆 𝐏𝐀𝐍𝐆𝐀𝐑𝐀𝐏, 𝐍𝐀𝐓𝐔𝐓𝐔𝐏𝐀𝐃… 𝐏𝐄𝐑𝐎 𝐋𝐀𝐇𝐀𝐓 𝐍𝐆 𝐏𝐀𝐍𝐆𝐀𝐑𝐀𝐏, 𝐌𝐀𝐘 𝐃𝐀𝐇𝐈𝐋𝐀𝐍. 🙏

Kung ang pangarap mo ay hindi man nakamtan, huwag agad isipin na failure ka.
Baka hindi ka lang para doon.
Baka may mas magandang plano si Lord para sa’yo. ❤️

Pangarap ko talagang maging sikat na banda. 🤘😂

Sinubukan ko naman noong dekada ’90.
Nakatugtog sa mga kilalang bars,
nakasama sa mga tugtugan ang mga kilalang banda,
at kahit papaano… muntik na rin! 😁🎸

Kaso dumating ang panahon na nag-asawa na ako.
Hindi na puwedeng puro Rock N’ Roll lifestyle! 😂
Kailangan nang mag-isip nang mas practical dahil, aminin natin— hindi talaga maaasahan ang kita sa banda para bumuhay ng pamilya.

Nagtrabaho ako sa Gobyerno, pero hindi ko rin iniwan ang musika.
Paminsan-minsan, tuloy pa rin ang pagtugtog.

Hanggang sa dumating ako sa IMG bilang Financial Educator.

At dito ko nakita ang isang bagay na mas malalim kaysa sa pangarap kong maging sikat na musikero:

PURPOSE. 🙏

Kung dati, nagbibigay ako ng saya sa pamamagitan ng musika,
ngayon nagbibigay ako ng pag-asa sa mga taong gustong makaalis sa pagkakautang, matutong mag-ipon, mag-invest at maghanda para sa kinabukasan.

🎸 Dati, tugtog para mapasaya ang tao.
💰 Ngayon, nagtuturo para makatulong magbago ng buhay.

At hanggang ngayon, tumutugtog pa rin ako—
pero ngayon, libangan na lang… at minsan organizer na rin ng mga concert para mabigyan ng pagkakataon ang mga kabataang banda na mahasa ang kanilang talento at baka sila naman ang matupad ang pangarap na minsan kong hinabol. ❤️

Hindi man natupad ang pangarap kong maging isang sikat na banda…

At least, nakarating.
Nakasubok.
Muntik nang makamit. 😁

At higit sa lahat, natutunan ko na:

Minsan, kapag hindi ibinigay ni Lord ang gusto natin, hindi ibig sabihin na kinalimutan Niya tayo.

Baka may mas maganda Siyang plano.
Baka may purpose na mas malaki kaysa sa pangarap natin.

Kaya Dream BIG. Believe in yourself. Work hard.
Pero kapag hindi nangyari ayon sa plano mo…

BELIEVE IN GOD’S PLAN. 🙏❤️

🎸 Baka hindi ka naging Rock Star…
pero baka ginawa kang Hope Star para sa ibang tao. 😁

May pangarap ka bang hindi natupad?
Baka hindi iyon ang ending.

Baka beginning pa lang ng mas magandang plano ni Lord para sa’yo. 🙏

30/08/2026

THANK YOU, GOD!
For the blessings I see,
for the blessings I don’t see,
and even for the blessings I thought were “delay” — na yun pala,
God was preparing something much better. 🙏

28/08/2026

𝐀𝐏𝐏𝐋𝐈𝐂𝐀𝐓𝐈𝐎𝐍 𝐈𝐒 𝐓𝐇𝐄 𝐊𝐄𝐘

Katulad ng mga uma-attend ng IMG Financial Literacy Seminar, hindi sapat na alam mo lang. Hindi rin sapat na gusto mo nang magsimula.

👉 Kailangan mong GAWIN. Kailangan mong I-APPLY.

Sabi nga ni Ka Ernie, “Knowledge is Power.”
Pero mas powerful ang Applied Knowledge—kapag ang natutunan mo ay isinasabuhay at ginagamit para baguhin ang iyong financial future.

LEARN. APPLY. GROW.
Because knowing your finances is good… but taking action is better.

Interested to learn more about the IMG Financial Literacy Campaign?
📩 Message lang! Let’s start your journey toward becoming financially wiser and more prepared.

27/08/2026

🌱 𝐒𝐄𝐄𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐈𝐍𝐆 𝐒𝐓𝐑𝐀𝐓𝐄𝐆𝐘

Isa sa pinakamagandang natutunan namin sa IMG:
huwag laging mangutang para sa gusto mo—mag-ipon, mag-invest, at hayaang ang tubo ang tumulong magbayad para sa mga pangarap mo.

- Parang halaman: bunga ang kinukuha, hindi ang ugat.
- Parang mahiwagang gansa: itlog ang kinukuha, hindi ang gansa. 🪿🥚

Today, our interest & dividends help fund our travels, car amortization, and other goals—while we continue growing the principal. 📈

Gusto mo rin matutunan ang ganitong strategy?

👉 Join our FREE IMG Financial Literacy Seminar and learn how to make your money work for you!

Address

San Mateo
1850

Website

http://bit.ly/FinancialCoachKikoAndLui

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