Farrukh Rasheed

12/06/2026

You lose 100% of your capital if the value of your investment falls by 33%.

Beautifully explained by A A H Soomro.

If you invest Rs. 100,000 and take leverage of Rs. 200,000, a 33% decrease in value of investment completely wipes out your capital.

Hence the famous adage by Charlie Munger that "Smart men go broke three ways - liquor, ladies and leverage."

And for this too, Warren Buffet said that Charlie only meant to say this about leverage, but he threw in the other two just to make it sound good.

That is how dangerous leverage is.

This and other concepts explained here make this video a very instructive watch.

A A H Soomro Khizar Kahloon

Join us as A. A. H. Soomro breaks down Pakistan's current economic ...

10/06/2026

Become a part of the Investor Class

Over the last 5 years, Pakistan's average inflation has been around 15% annually, reaching nearly 31% in 2023 alone. That means the purchasing power of cash continues to decline if it remains idle.

At the same time, productive assets have delivered strong long-term returns.

The Pakistan stock market has historically returned around 17–18% annually over the past two decades while recent stock market returns were

54% - 2023
84% - 2024
51% - 2025

Gold increased approximately 4.5x between 2021 and 2026, rising from around PKR 126,000 per tola to over PKR 570,000 per tola.

Yet despite a population of roughly 150 million adults, Pakistan has only about 1 million mutual fund accounts and approximately 545,000 stock market accounts and these too have only increased recently after the stock market surge.

The only solution to protect and grow your purchasing power and achieve financial freedom is to consistently save and invest.

You don't need millions to start. Even investing PKR 1000–5,000 per month can be the first step toward building long-term financial security and financial freedom.

I discuss this in more detail in this video.

Inflation is silently destroying your money every single year.Sav...

10/06/2026

Confidence feels great in a rising market.
But while confidence is going up, risk may be rising too.

📈 Prices climb
😊 Investors feel smarter
⚠️ Risk gets ignored
The most dangerous risks are often the ones nobody notices.
Stay confident.
But stay cautious.
Confidence rises as risk rises.

09/06/2026

Making money feels great. 📈
But easy returns can create dangerous habits.

You start thinking:
✨ Every decision is right
✨ Risk doesn't matter
✨ Markets only go up
That's when mistakes become expensive.
Smart investors stay disciplined whether markets are easy or difficult.
Easy returns hide bad habits. Good habits build lasting wealth. 💡

08/06/2026

Bull markets have a way of making everyone feel like an investing genius. 📈
Stocks rise.
Profits grow.
Confidence soars.
But rising prices can hide bad decisions.

A strong market can make:
❌ Luck look like skill
❌ Risk seem invisible
❌ Overconfidence feel justified
The real test isn't how you perform when everything is going up.
It's how you behave when conditions change.
Bull markets create confidence. Discipline creates wealth.

07/06/2026

The market feels most scary when prices are at their lowest. 📉
That's when fear is highest.
That's when emotions take over.
And that's often when opportunities are greatest.

Many investors:
❌ Panic
❌ Sell
❌ Give up
While disciplined investors:
✅ Stay calm
✅ Focus on fundamentals
✅ Think long term
History shows that some of the best opportunities appear when fear is at its peak.
Control your emotions. Trust your plan.

06/06/2026

Panic selling feels like protection.
In reality, it often becomes one of the biggest enemies of compounding. 📉

When investors sell during fear:
❌ Losses become permanent
❌ Recovery is missed
❌ Growth is interrupted
❌ Long-term wealth suffers

Compounding needs one thing above all else:
⏳ Time.
The market may be volatile, but emotional decisions are often more damaging than market declines.
Stay patient. Stay invested. Let compounding do its work.

05/06/2026

Some of the most dangerous investments start with attractive promises. ⚠️💰
Guaranteed returns.
No risk.
Quick profits.
If it sounds too good, it probably is.

Smart investors know that every investment carries risk. That's why they research, verify, and ask questions before committing money.

Watch out for:
🚩 Guaranteed profits
🚩 Pressure to act quickly
🚩 "Secret" opportunities
🚩 Unrealistic returns
🚩 No discussion of risk
The best investments rarely need exaggerated promises.

04/06/2026

Many investors mistake activity for progress. 📈
More trades.
More checking.
More reactions.
But none of these guarantee better returns.
In fact, excessive activity often leads to:
❌ Higher costs
❌ More mistakes
❌ Emotional decisions
❌ Lower long-term returns

Successful investing is usually simple:
✅ Have a plan
✅ Stay patient
✅ Ignore the noise
✅ Let compounding work
Real progress comes from disciplined decisions, not constant activity.
The goal isn't to be busy. The goal is to build wealth.

03/06/2026

Fear doesn't destroy wealth by itself.
The decisions made during fear often do. 📉
A market decline creates temporary losses.
Panic selling can turn them into permanent ones.

Fear often leads to:
❌ Selling at the worst time
❌ Missing the recovery
❌ Breaking compounding
❌ Making emotional decisions
Successful investing isn't about avoiding volatility.
It's about managing your emotions during volatility.
The market will test your patience before it rewards your discipline.
Don't let fear steal your future. Stay invested.