06/10/2021
Sabi mo enough na PHILHEALTH kasi nagbabayad ka for hospital purposes mo, Ang tanong what if hndi ka na hospital in that year ung hinulog mo pala "THANK YOU " na lang..
kung mag Kaiser ka come to think of it kahit hndi mo nagagamit ung healthCare converted to Savings / Investment sya mas lalago ung money mo while in Kaiser, db mas maganda un ? Win win situation.. kung mangailangan ka meron kang pang hospital...kapag hindi it will be in Savings and investment...
wag sayangin ang perang pinaghirapan, palaguin at ingatn ang sarili at perang pinag hirapan...
2nd - sbi mo meon kang SSS Nag hhulog ka mataas nga ang contribution mo monthly, but the question magkano kayang ibagay ng sss moh sa retirement moh... mag kakapension ka sa retirement age 65 ... sa tingin mo din b ung amount na ibibigay ng sss enough for medical expenses, daily needs mo foods, shelter, water, etc .. nsa 10k 15k 20k magkano nlang mbbili mo nyan in your retirement,ngaun plang ang taas na ng mga bilihin.
kung mag Kaiser ka- sa maturity ng pera mo pde na sya good as cash kunin at withdraw lahat ... pero kung hndi pde ung interst lang maturity ng plan mo... example= 5882 monthly ang maturity is 1.1M in 20 years example ang age moh now is nsa 30y/o by the age of 60 y/o. = 3,327, 215M ang interest nya per year is 332, 721 or in age 65y/o 5,358,512M. interest nya is 538, 851 ... enough na ba yan for your retirement meron kang pension yearly na half a million..
at ang Kaiser 3in1 long term health care with life Protection insurance with investment ... as long active ang plan at meron fund,covered ka LIFETIME....
all Government programs are great but we need to look another source of increase for our future financial...
pm now and have your plan now ..