IMG Free Financial Education for OFW Middle East /Worldwide

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Financial Educator
Associate Financial Planner, AFP®
https://126618me.imgcorp.com/linkbio/
https://126618me.imgcorp.com/quote/kaiser
Entrepreneur, Jeddah, International Marketing Group - IMG

Best deal HMO exclusive for you (group availment)🙌🏻5 Point Healthcare:Preventive, In-patient, Outpatient, Emergency, Den...
08/09/2026

Best deal HMO exclusive for you (group availment)🙌🏻

5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— Pre-existing and dreaded illnesses COVERED
— Eligible Age is 18-65 years old (usual HMOs cover only up to 60)
— Bonus Feature: Financial Care Assistance

Message me for a discussion/appointment 😊

https://126618me.imgcorp.com/linkbio/

Mga benepisyo ng IMG International Members na sana ay hindi na kailangang gamitin❤️Bilang mga OFW, hindi natin hawak ang...
07/09/2026

Mga benepisyo ng IMG International Members na sana ay hindi na kailangang gamitin❤️

Bilang mga OFW, hindi natin hawak ang lahat ng maaaring mangyari sa buhay. Kaya kahit ayaw nating isipin ang mga ganitong sitwasyon, mahalagang may protection at financial assistance na maaaring sandalan kapag dumating ang hindi inaasahan.

Para sa mga international members ng IMG kabilang sa mga benepisyo ang:

🔹P50,000 – Memorial/Life Insurance
with FREE 24/7 Memorial Concierge
🔹 P500,000– Accidental Death Benefit
🔹 P100,000 – Burial Benefit
🔹 P100,000 – Accidental Medical Reimbursement Benefit
🔹 P600,000 – Unprovoked Murder and Assault
🔹 P600,000 – Acts of Terrorism
🔹Up to P500,000 – Accidental Disablement Benefit

Hindi natin hinihiling na magamit ang mga benepisyong ito. Pero kung may hindi inaasahang mangyari, malaking bagay na may nakahandang tulong para sa iyo at sa iyong pamilya.

Protection today. Peace of mind for tomorrow. 🇵🇭🌍

Kung gusto mong malaman kung paano maging eligible at kung ano ang coverage para sa iyo, message me. m.me/perly.melad

06/09/2026

🥹🩵 A PROUD MOM MOMENT! 🎉🙏

Today, I received the Certificate of Full Payment for my daughter, Febekate Angel (Fei).🥹🎉

She started at just 10 years old.

Parang kailan lang… pero 7 years have already passed! ⏳🩵

Dati, iniisip ko rin, “Ang tagal naman ng 7 years.”
Pero ngayon, masasabi ko na:

Ang bilis pala ng panahon.

Hindi naging madali ang bawat hulog. May mga panahong kailangan mag-budget at unahin ang future kahit marami ring needs today.

Pero looking back, my heart is grateful. ❤️

Buti na lang nagsimula ako noon.
Buti na lang pinili kong maghanda habang bata pa ang anak ko.

Today, fully paid na si bunso, Fei!🎉🥹🩵
And this is one of those moments that reminds me why starting early matters.

Soon, Kuya, Ate, Dada, and I will follow. 🙏

Kaya kung iniisip mo ngayon,
“Ang tagal naman ng 7 years…”

Remember:

Lilipas din ang 7 years.

The question is—
Ano ang sinisimulan mo today para sa future ng pamilya mo? 🌱

Time will pass anyway.
Mas masarap dumating sa future na masasabi mong:

“Buti na lang nagsimula ako noon.”🩵

Thank You, Lord, for this beautiful milestone! ☝️🙏🎉







06/09/2026

💚 RETIREMENT IS NOT JUST ABOUT HAVING A PENSION—IT’S ALSO ABOUT HAVING A HEALTHCARE PLAN.

Maraming retirees ang hindi nakapaghandang mabuti para sa kanilang healthcare needs habang tumatanda.

Kaya kahit may retirement savings at pension, maaari pa ring kulangin sa medical expenses kapag dumating ang panahon na mas kailangan na ng healthcare.

At mas masakit kung ang mga pinaghirapang ipon at assets na inipon habang nagtatrabaho ay kailangang ibenta para lang pambayad sa medical bills.

👉 Kaya habang malakas pa tayo at may kakayahang magplano, paghandaan na natin ang future healthcare natin.

💚 Mag-Kaiser Long-Term Healthcare tayo.

Isang paraan ito para makapaglaan nang maaga para sa healthcare protection at financial preparation habang tayo ay nagtatrabaho pa.

✨ Huwag hintayin ang retirement bago pag-isipan ang healthcare.
✨ Planuhin habang may panahon.
✨ Protektahan ang sarili at ang pinaghirapan para sa pamilya.

📅 FREE Financial & Healthcare Planning Session
Book your appointment with Coach Perly and let’s discuss your options based on your needs and goals.

👉 BOOK YOUR APPOINTMENT HERE:
🔗 https://calendar.app.google/mz5m476dVoH9GYnZ6

For educational and financial planning purposes. Kaiser Long-Term Healthcare benefits and eligibility are subject to applicable terms and conditions.

— Coach Perly Erece Melad, AFP
💚 Global IMG Financial Educator
B1M2W FAMILY
Empowering OFWs. Strengthening Families. Securing Futures.










05/09/2026

👨‍👩‍👧‍👦💙“PWEDE BA SA BATA ANG KAISER LONG-TERM?”

YES—eligible children as young as 10 years old may qualify. ✨

Bilang magulang, hindi lang magandang kinabukasan ang gusto nating maibigay sa ating mga anak. Gusto rin nating may nakahandang healthcare fund para sa kanila habang sila ay lumalaki.

💙 Why start early?
✔️ Healthcare preparation
✔️ Long-term financial planning
✔️ Life protection
✔️ Future fund for your child

Ang healthcare preparation ay hindi lamang para sa matatanda o sa mga nagtatrabaho. Mas maganda ang may plano habang bata pa—para mas handa ang pamilya sa mga pangangailangan sa hinaharap.

📩 Want to know if your child is eligible?
MESSAGE ME DIRECTLY or Book your appointment in the comment section for a FREE, financial & healthcare planning discussion. I can help you explore the available options based on your child’s needs and your family’s budget.

🌱 Start preparing today. Small steps now can help build a more secure future for your child.

Coach Perly Erece Melad, BSN, RN, AFP
💚 Global IMG Financial Educator
💚 B1M2W FAMILY
Empowering Families. Creating Wealth. Securing Futures.

04/09/2026

💚 LOVE YOUR FAMILY? PROTECT THEIR FUTURE.

Life is unpredictable—but your family’s financial security doesn’t have to be.

Life insurance is more than a policy.
It’s love. Responsibility. Preparation. 🛡️

Because protecting your family today means helping them stay financially secure tomorrow. 💚

📩 Want to know how life insurance works?
Message Coach Perly for a FREE, no-pressure financial coaching conversation.

Coach Perly Erece Melad, BSN, RN, AFP
🌍 Global IMG Financial Educator
💚Empowering OFWs. Strengthening Families. Securing Futures.

Why get a long-term healthcare when you already have HMO in your company? ● You can't bring your company's HMO when you ...
04/09/2026

Why get a long-term healthcare when you already have HMO in your company?

● You can't bring your company's HMO when you resign
● No more coverage when you're 65 and above
● No life insurance to cover your family
● Your Company's HMO can't be transferred to your beneficiary


Then why it's best to integrate long-term healthcare with your company's HMO?

👉 You can maximize the health fund side of your long-term healthcare by using your company's hmo when hospitalized - short term
👉 When you retire you have fund for your medical needs
👉 Life Insurance

It's best to start early while still working. We can't work all our lives. Save for your LONG-TERM HEALTHCARE. 🩵

To know more about Kaiser Long-Term Healthcare:
👉 https://126618me.imgcorp.com/quote/kaiser



💚 MALIIT NA HAKBANG NGAYON, MALAKING PROTEKSYON SA FUTURE.Minsan, akala natin kailangan ng malaking halaga para makapagh...
03/09/2026

💚 MALIIT NA HAKBANG NGAYON, MALAKING PROTEKSYON SA FUTURE.

Minsan, akala natin kailangan ng malaking halaga para makapaghanda para sa future. Pero ang totoo, consistency matters more than starting big.

With a Kaiser 3-in-1 Long-Term Healthcare Plan, for example, ₱2,647/month can be a starting point for building healthcare protection, life insurance, and a savings/investment component.*

☕ Less than the cost of many daily coffee habits—pero ang purpose nito ay hindi lang para sa today, kundi para sa future health, protection, and financial security.

👉 Maliit na sakripisyo ngayon = mas malaking peace of mind sa future.

Want to see how it may work for you or your family?
📩 Send me a message and I’ll prepare a sample computation based on your needs. 🫶

💚 Coach Perly Erece Melad, BSN, RN, AFP
🌍 Global IMG Financial Educator
✨ Empowering OFWs. Strengthening Families. Securing Futures.










*Actual benefits, values, and eligibility depend on the specific Kaiser plan, age, and policy terms.

💚 FREE KAISER FINANCIAL & HEALTHCARE PLANNING SESSION 💚Your health is important. Your family’s future is important. And ...
03/09/2026

💚 FREE KAISER FINANCIAL & HEALTHCARE PLANNING SESSION 💚

Your health is important. Your family’s future is important. And planning ahead can make a big difference. 🌱

Are you an OFW, parent, breadwinner, or someone who wants to prepare for future healthcare needs?

Join me for a FREE, no-obligation Kaiser Financial & Healthcare Planning Session where we can talk about:

✅ Long-term healthcare planning
✅ Building disciplined savings
✅ Protecting your family’s financial future
✅ Understanding Kaiser’s key features and benefits
✅ Whether a Kaiser plan may fit your goals and budget

No pressure—just education, clarity, and a conversation about your future. 💚

📅 Book your FREE session here:
https://calendar.app.google/sxRGRA1H7UVnAuCP7

Empowering OFWs. Strengthening Families. Securing Futures. 💚

— Coach Perly Erece Melad, BSN, RN, AFP
Global IMG Financial Educator | B1M2W Family

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