20/08/2020
A young financial adviser found himself doing a presentation in the biggest house he had ever been in. Just as the proposal was being signed, the grand door opened and in came a pretty lady with a toddler in her arms.
The businessman explained to his wife about the plans he would like to implement for the family. The conversation went like this:
Businessman: “Honey, look at the plans I would like to implement for us.”
Wife: “Honey, what is this amount showing here?” Businessman: “Oh, this is the insurance premiums.”
Wife: “Do you know this young man well?”
Businessman: “Nope, he called me on the phone, and I agreed to meet him. I liked him and decided to give him a chance.”
Wife: “Do you know that for the money you are going to give to the insurance company, we can pay off the home mortgage earlier, drive a bigger car, go for a good holiday, have a bigger fish for dinner every now and then, and our boy can go for more supplementary classes and then some?”
As you might have guessed, that young agent left that house without having the proposals signed in hand.
Two years passed, one morning he read in the newspapers that that businessman was tragically killed in a car accident. He packed his bag and drove for two hours to the same big house, but now for a funeral. He saw the wife, now a widow, and the toddler, now a fatherless child.
Widow (crying): “Son, when your daddy was around, we stayed in the biggest house, drove the nicest car, went for the best holidays, had lots of delicacy for meals, and you attended the best classes. Now that your daddy is gone, we have lost everything, only our God can help us now.”
Agent: “Madam, you might not remember me. Two years ago, you asked me to leave your house because of the seem- ingly huge premiums I had proposed to your late husband.
I saw how much he loved you and decided to follow up with him at his office. He still wanted to provide for the security for both of you.
Because of his love for you, he actually not only went ahead with my proposals, but he tripled the coverage. I am here today to inform you that, because of his love for you, I will deliver the money to pay off the mortgage so you can continue to stay here if you wish to.
He also made provisions for the car, food, and lifestyle. Because of his planning, you and your child can continue to stay in a world he has painstakingly created.
Nothing much needs to
be changed. I know I cannot bring him back, but I am here to send his love to you and your child.”
Boy: “Mommy, is this uncle...God?”
✨ Why insurance is shield, and investment is our sword. In life we need both shield and war for this battle.
My job as an adviser is to assist you and have your protected to certain degree before my four other competitors do. Death, old age, disability and critical illness.
Simple honest insurance, investment advisory work. To simplify your planning needs. Walk through a complete approach via needs analysis and anticipate your change in priorities or needs.
