Providend

07/09/2026

Market regimes can sound like a technical concept reserved for economists and investment professionals. But what do they actually mean for investors?

In this episode, Glenn, our Senior Portfolio Manager, joins Joyce, our Client Adviser, to unpack what market regimes are and looks at how different environments, from the COVID-19 pandemic and the inflation-driven rate hikes of 2022 to the AI-led rally, have shaped markets in recent years.

They also explore why changing your portfolio every time the market regime changes may sound logical but is difficult to execute successfully and what investors should keep in mind as conditions evolve.

Listen to the podcast here: https://providend.com/market-regimes-explained-investment-strategy/

To better appreciate the discussion, you may wish to begin with Glenn's article, which provides the context behind this conversation: https://providend.com/market-regimes-and-what-they-mean-for-your-portfolio/

06/09/2026

As Southeast Asia’s leading fee-only wealth advisory firm for 25 years this year, our philosophy of making life (ikigai) decisions before money decisions is born out of over two decades of experience helping our clients make the most of their hard-earned money.

To our clients who have entrusted us with your life and family’s goals, we extend our heartfelt gratitude. Your continued support and kind words mean the world to us.

A special thank you to our client for sharing his 5-star Google review, highlighting how our transparent fee structure and the thoughtful guidance provided by Yong Cheng gave him confidence that our advice is centred on his goals, rather than on the products we recommend. From understanding his family’s money habits, risk appetite and aspirations, to working through the numbers and identifying what could be adjusted to achieve his goals, we are glad that the process has brought greater clarity to his retirement planning.

Thank you for placing your trust in us! We will continue to provide transparent, holistic and client-centric advice so you can make better money decisions in service of the life you want to live and achieve your non-negotiable ikigai.

05/09/2026

"Your greatest legacy isn't what you leave behind. It's the values your children carry forward." – Vincent, Executive Director & Team Lead of Advisory Team

Watch the full video here: https://youtu.be/GZiZ1EKX-YI

04/09/2026

Can AI replace a human adviser when planning to exit a business you’ve spent years building and help you walk away not just profitably, but purposefully?

As the leading fee-only wealth advisory firm in Southeast Asia, we examine case studies of clients navigating major life transitions and put AI to the test against a Providend Client Adviser.

Case Study: Felicia is a business owner preparing for an eventual exit. While much of the focus is on preparing her business for sale, she also needs to consider whether she and her family are financially prepared for life after the exit. She turns to ChatGPT for guidance, but can artificial intelligence truly understand the broader financial and personal considerations that should shape a business exit?

In this article, Ray, Senior Client Adviser at Providend, reviewed the AI-generated plan, analysed its conclusions, and compared it with how a human adviser would approach the same situation. Here is what she found: https://providend.com/can-ai-replace-a-human-adviser-business-exit/

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. To receive first-hand wealth insights from our team of experts, we invite you to subscribe to our weekly newsletter here: https://providend.com/ -subscribe

Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds. But the real question is: can AI truly replace a human financial adviser? In this series, ‘Can AI Re...

03/09/2026

“I believe difficult moments give us perspective. Without the bad times, we may not fully recognise, value and appreciate the good times when they come.”

In this podcast episode, Jit Hwee Foo, our Client Adviser, reflects on the Ikigai petal of ‘Meaning & Value’. He shares how, transcending beyond roles and responsibilities, meaning comes from genuine human connections and shared experiences, as well as the different roles he plays as a husband, son, son-in-law, father and Client Adviser.

Together with our host, Aaron, they explore how being present for his family, helping his children discover their passions, and providing clarity to clients all give him a deeper sense of purpose.

Watch this video to learn more: https://youtu.be/Ykqs7NPm8z4

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan. Learn more about the seven ikigai petals here: https://ikigaitribe.com/blogpost/seven-ikigai-needs/

Welcome to the sixth episode of our miniseries Ikigai Insider, wher...

02/09/2026

"Once you know what truly matters, you can intentionally shape your life to make sure it happens." – Isaac, Client Adviser at Providend

Watch the full video here: https://youtu.be/bIFlNnr6ehw

01/09/2026

In today’s world of financial misinformation, it’s easy to feel overwhelmed when trying to find reliable answers on important topics. At Providend, we are committed to being your trusted adviser, offering a safe pair of hands and a second set of eyes to help you steer clear of costly financial mistakes.

As Southeast Asia’s leading fee-only wealth advisory firm, our wealth management philosophy of making ikigai decisions before money decisions, has been shaped by decades of experience navigating financial markets through numerous crises.

We invite you to subscribe to our weekly newsletter, where you’ll receive timely insights, exclusive event invitations, and thought-provoking articles from our team of experts, empowering you to make informed and purposeful life decisions. Join our newsletter here: https://providend.com/ -subscribe

Thank you for being a valued part of our community!

31/08/2026

Welcome to the sixth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend's Philosophy of Sufficiency.

In this podcast episode, Jit Hwee, our Client Adviser, reflects on the Ikigai petal of ‘Meaning & Value’ — what makes life worth living and how we can make the most of the journey. He shares how meaning comes from genuine human connections, shared experiences and the different roles he plays as a husband, son, son-in-law, father and Client Adviser.

Together with our host, Aaron, they explore why a fulfilling life is not necessarily found in financial success, career milestones or material possessions. He shares how being present for his family, helping his children discover their passions, and providing clarity to clients all give him a deeper sense of purpose.

Listen to the podcast here: https://providend.com/ikigai-insider-finding-meaning-and-value-in-life/

29/08/2026

"It's important to be fully present. Especially for your loved ones" – Isaac, Client Adviser at Providend

Watch the full video here: https://youtu.be/bIFlNnr6ehw

28/08/2026

“Buffett is heavily in cash. The smart money is scared, and you should be too.”

There is a temptation to see Warren Buffett’s record cash pile as a signal that investors should be worried, and perhaps be holding more cash themselves.

As a trusted adviser to our affluent clients for over two decades, we believe investment decisions should be grounded in understanding your own circumstances, goals and time horizon, rather than simply following what prominent investors are doing.

In this article, , our Lead of Solutions Team, explore why Berkshire Hathaway’s cash pile is not necessarily the “smart money” signal many investors think it is, and why what makes sense for Buffett may not make sense for you:

The cash is real. But it doesn’t mean you should be in cash too. You may have seen a claim doing the rounds again. Berkshire Hathaway is sitting on a record US$397.4 billion in cash, equal to roughly 60% of its cash and shares put together, the highest share it has ever held. Online, that’s […...