2gether, Ljubljana (2026)

07/06/2021

🚩Pharming is a new method derived from phishing. In the case of pharming, website requests from a user are redirected to fraudulent websites. The attackers run huge server farms in order to host these fraudulent sites. These farms give this form of cybercrime its name.

♦️Anyone who clicks on internet links without thinking or logs into online accounts without checking the authenticity of a website can quickly become the victim of crime. While internet users have become more cautious about opening links in emails, attackers have come up with new methods. Pharming is one of them.

❗️Five Tips to Protect Yourself against Pharming

♦️Use antivirus and antimalware software and make sure it’s updated daily. This way, current threats can be detected in emails and on websites which could infect your host file.

♦️Don’t open any email attachments from unknown senders or attachments that seem suspicious for other reasons (for example: unusual name or the sender doesn’t normally send this kind of email).

♦️Whenever you use online banking platforms or online payment providers, check that the URL is marked as secure with “https”. A lock symbol should be shown in the URL bar.

♦️Trust your intuition before you enter any confidential information. In the case of unfamiliar websites: Check which URLs are behind links and avoid visiting any questionable sites.

For more information, visit What Is Pharming? - How to protect Yourself against Pharming - IONOS

31/05/2021

🚩Vishing is a form of attack that attempts to trick victims into giving up sensitive personal information over the phone. While that makes it sound like an old-fashioned scam, vishing attacks have high-tech elements: they involve automated voice simulation technology, for instance, or the scammer may use personal information about the victim harvested from earlier cyberattacks to put them at ease.

❗️Almost all vishing attacks have a few things in common. The phone calls are initially placed via voice over IP (VoIP) services, which makes them easier for the vishers to automate some or all of the process and more difficult for victims or law enforcement to trace. And the attackers' ultimate goal is to profit from you in some way — either by harvesting bank account information or other personal details they can use to access your bank accounts, or by tricking you into paying them directly.

🚩How to protect yoursel?

♦️Be suspicious of a call claiming to be from a government agency asking for money or information. Government agencies never call you out of the blue demanding — or offering — money. When in doubt, hang up, independently seek out the real number for the agency, and call them to find out if they're trying to reach you.

♦️Never pay for anything with a gift card or a wire transfer. That's a strong sign of a scam.

♦️Don't trust caller ID. It's very easy to fake.
One thing that every vishing scam has in common is an attempt to create a false sense of urgency, making you think you're in trouble or about to miss an opportunity and need to act right now. It never hurts to take a moment to pause, write down information about the caller without offering any of your own, and then call back after doing research.

13/05/2021

❓Is that true? Identity thieves use a number of methods to steal personal and business information. Some of the methods, such compute hacking, are complex and involve high technology. Other methods are simple and do not require great skill.

➡️One of those simple methods is Phishing. Phishing is a type of social engineering. In modern phishing schemes, fraudsters use electronic communications to impersonate trusted individuals or entities. Phishers typically use emails to direct internet users to imitation websites that look legitimate, such as log-in portals for on-line banks, retailers, or even government agencies.

❗️Phishers actually control these sites and use them to steal sensitive information, such as bank account detailes and passwords.

▶️Other phishing schemes involve corrupted files that install malware or allow the attackers access to a computer system once the victim has downloaded and opened the corrupted files.

🚩The success of a deceptive phish hinges on how closely the attack email resembles a piece of official correspondence from the abused company. As a result, you should inspect all URLs carefully to see if they redirect to an unknown and/or suspicious website. You should also look out for generic salutations, grammar mistakes and spelling errors scattered throughout the email.

❗️Pay attention and be alert!❗️

03/05/2021

🚩Cyberbullying comes in many forms. Some of the most common cyberbullying tactics include:

❗️Posting comments or rumors about someone online that are mean, hurtful, or embarrassing.

❗️Threatening to hurt someone or telling them to kill themselves.

❗️Posting a mean or hurtful picture or video.

❗️Pretending to be someone else online in order to solicit or post personal or false information about someone else.

❗️Posting mean or hateful names, comments, or content about any race, religion, ethnicity, or other personal characteristics online.

❗️Creating a mean or hurtful webpage about someone.

🚩If you think of anyone being bullied, pay attention and advise accordingly:

➡️Notice – Recognize if there has been a change in mood or behavior and explore what the cause might be. Try to determine if these changes happen around a person’s use of their digital devices.

➡️Talk – Ask questions to learn what is happening, how it started, and who is involved.

➡️Document – Keep a record of what is happening and where. Take screenshots of harmful posts or content if possible. Most laws and policies note that bullying is a repeated behavior, so records help to document it.

❕Many more useful information on how to prevent bullying can be found on How to Prevent Bullying | StopBullying.gov

29/04/2021

❗️Surfing the Internet means possible exposure to online scams, something your children might not have any concept of. If you’re allowing them to go online, it’s imperative that you discuss online scams. Such scams come in a variety of guises, including those that specifically target children.

❕Let’s look at how to best protect your kiddies from those who would scam them.

➡️Educate yourself first:
The first step in protecting your children from online scams is to educate yourself on the types of scams currently floating around the Internet. One type of scam is the free trial offer, which claims to provide, for example, free one-month trials of some “amazing” product. The fine print of these scams includes terms stating that after the trial period, you’ll be paying for the product once a month ... forever.

➡️Learning the signs:
Once you feel secure in your knowledge of Internet scams, it’s time to pass this information on to your kids. Educating them about indicators of scams is important.

➡️Foreign offers:
Messages from “foreign princes” claiming you need to help them transfer thousands of dollars, and simply have to pay the $150 wiring fee to enjoy a cut of the money, are now-classic online scams.

➡️Emotional manipulation:
Manipulating emotions is another common scammer trick. Financial stress, loneliness, and frustration are examples of the emotional states scammers prey on. They might not ask for money, but they will insist on personal information, which they will then use to steal identities.

➡️Talent searches:
“Kids talent searches” are types of scams that target children specifically. These scams might suggest that a child joins a particular modeling agency or accepts an invitation for a screen test. They may seem real at first, but they always ask for money to continue “working” with the agency.

▶️For more, please check Teach Your Kids to Avoid Online Scams (norton.com)

26/04/2021

Crypto market is increasing and so are crypto scams. Be aware of:
1. Ponzi scheme works as long as scammers pay existing investors from money brought in by new investors. The “business” does not have a legitimate income source. Instead, it creates an illusion of income. Investors get excited when they keep getting paid and keep bringing new investors on board.
2. Giveaway scam is very popular. Operators ask victims to send some money and in return, they multiply the money. Scammers usually impersonate popular individuals on social media (Twitter, YouTube) and sometimes hack their accounts.
3. Phishing scam is the scam where scammers try to acquire your data so they can access your crypto accounts. Of all crypto scams that exist, this is the most problematic tactic.
4. Fraudulent ICOs is a scam whereby scammers try to make investors buy cryptocurrencies through an Initial Coin Offering. Afterward, they wait for more and more investors and when they make enough money, they simply exit.

Read more on Top 4 Crypto Scams to Watch out for in 2021 - BlocDesk

19/04/2021

One in five young people has been hacked on social media and 43% of those have no idea how it happened. Once a hacker gets access to your account, they can see everything you’ve posted online and use this to get access to your accounts. For example, posting that you’re on holiday could alert people to the fact your home is empty. And sharing information such as your address, phone number, workplace or birthday can put you at risk of fraud. You also shouldn’t share your bank details or any other sensitive information over instant messenging. Even though this seems private, it can be easily accessed if someone hacks your account.
For more information, check Action Fraud reports or check https://www.which.co.uk

12/04/2021

According to Action Fraud report, there has been 75% rise in the misuse of bank accounts by 18 to 24-year-olds, and research by Cifas pointed to this being people being used as ‘money mules’. This is where an individual allows their bank account to be used to move money from criminal funds. Young people and students are particularly vulnerable as criminals know they are often short of cash. Victims can be lured by someone asking them to receive money into their bank account and transfer it onto someone else, keeping some of the cash for themselves. But if caught, the person targeted may be implicated in money laundering themselves, which is punishable with a prison sentence of up to 14 years.
For more information, check Action Fraud reports on Money Mules alerts or check
https://www.which.co.uk

06/04/2021

Get safe online and protect yourself from scam ticket websites:
•Check with the event organiser, promoter or venue how and when tickets are being distributed.
•Check where the company’s office is and whether they have a landline in this country and a proper address rather than a PO box.
•Check online if there is adverse criticism of the company.
•Ask questions, such as when the ticket will be dispatched and what type of ticket you are buying.
•Read the terms and conditions (some ticket websites state quite clearly that there are no refunds).
•If you’re buying football tickets, be aware that it’s illegal to re-sell football tickets
•Pay for tickets by credit card – in most cases, the card issuer is jointly liable for a failure for goods or services to be provided, but check with your card provider how long the period of liability is if the event is further ahead .
•Check the payment pages are secure by looking for a padlock symbol in the address bar, and making sure the website address begins with ‘https’.

For more information, check Action Fraud reports on Ticket Fraud alerts or check
https://www.which.co.uk

18/03/2021

Nacionalni preiskovalni urad (NPU) je v začetku meseca izvedel številne hišne preiskave zaradi suma pranja denarja.
Kriminalistične preiskave so potekale v Sloveniji ter na Hrvaškem in v BiH. V nezakonite dejavnosti naj bi bili poleg slovenskih državljanov vključeni tudi številni državljani BiH, ki so odpirali račune v Sloveniji, Avstriji in na Madžarskem.

Za več informacij se prijavite na brezplačni Informator na spletni strani www.2gether.si

26/01/2021

je svetovalna družba slovenskih strokovnjakov z dolgoletnimi izkušnjami na področju skladnosti poslovanja, preprečevanja in preiskovanja finančne kriminalitete ter izvajanja notranje revizije. Nudimo vam strokovne storitve za zagotavljanje skladnosti poslovanja v skladu z zakonodajnimi zahtevami, s čimer povečamo dodano vrednost vašemu dnevnemu poslovanju. S strokovnim pristopom bomo vašemu podjetju dali pečat, ki bo zmanjšal finančno in regulatorno tveganje ter tveganje izgube ugleda, hkrati pa povečal zaupanje v vaše podjetje v poslovnem svetu.

Na podlagi naših izkušenj vam nudimo rešitve za doseganje željenih standardov. Z optimiziranjem vaših virov vam omogočimo z manj doseči več. V kolikor nimate razpoložljivih zmogljivosti za izvedbo, bomo mi vaš partner pri dolgoročnem zagotavljanju željenih standardov.

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