15/09/2026
💸 Where is your money actually going?
For many MSMEs, the problem isn’t always not making money — it’s not knowing where the money is going.
Here are 5 simple cash-flow habits to help you stay in control:
📌 Track every shilling.
Know what comes in, what goes out, and where it goes.
📌 Separate business and personal money.
Your business revenue isn’t your personal wallet.
📌 Watch your small expenses.
Those “small” daily costs can quietly eat into your profits.
📌 Plan for upcoming payments.
Rent, salaries, suppliers and taxes shouldn’t come as surprises.
📌 Review your cash flow regularly.
Don’t wait until the money runs out to check the numbers.
💡 The goal isn’t just to make money. It is to know where your money is going – and make every shilling work for your business.
So, where is your money actually going? 👀