07/04/2026
๐บ๐ฌ๐๐ ๐จ๐ด๐ฎ๐ป๐ฑ๐ฎโ๐ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐๐ฒ๐ฐ๐๐ผ๐ฟ ๐ฟ๐ฒ๐ฎ๐ฑ๐ ๐๐ผ ๐ฑ๐ฒ๐ณ๐ถ๐ป๐ฒ ๐ถ๐๐ ๐๐ ๐ณ๐๐๐๐ฟ๐ฒ?
Ugandaโs insurance pe*******on remains below 1% of the population. That is not a gap. It is the ๐น๐ฎ๐ฟ๐ด๐ฒ๐๐ ๐๐๐ฟ๐ฎ๐๐ฒ๐ด๐ถ๐ฐ ๐ผ๐ฝ๐ฝ๐ผ๐ฟ๐๐๐ป๐ถ๐๐ ๐ถ๐ป ๐๐ฎ๐๐ ๐๐ณ๐ฟ๐ถ๐ฐ๐ฎ. Markets like this are not captured by effort alone. They are captured by those who move first with intelligence and governance.
Recently, we delivered an ๐๐ด๐ฒ๐ป๐๐ถ๐ฐ ๐๐ ๐๐ผ๐ฟ๐ฝ๐ผ๐ฟ๐ฎ๐๐ฒ ๐๐ผ๐๐ฒ๐ฟ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ฃ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ the ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ฅ๐ฒ๐ด๐๐น๐ฎ๐๐ผ๐ฟ๐ ๐๐๐๐ต๐ผ๐ฟ๐ถ๐๐ ๐ผ๐ณ ๐จ๐ด๐ฎ๐ป๐ฑ๐ฎ, convening the AI Committee overseeing the regulatory sandbox, ensuring oversight is directly part of experimentation.
Agentic AI changes how risk is understood, priced, and controlled. It reshapes pricing, fraud detection, and last mile inclusion. Without governance, it will amplify the very asymmetries the sector is trying to solve, creating risks boards cannot afford to ignore.
Beyond conversation, we built three ex*****on assets:
โพ๐๐ป ๐๐ด๐ฒ๐ป๐๐ถ๐ฐ ๐๐ ๐ฃ๐น๐ฎ๐๐ฏ๐ผ๐ผ๐ธ: a governance blueprint that positions AI as a strategic asset across insurers, reinsurers, and intermediaries.
โพ๐ ๐ฐ๐น๐ฒ๐ฎ๐ฟ ๐ถ๐บ๐ฝ๐น๐ฒ๐บ๐ฒ๐ป๐๐ฎ๐๐ถ๐ผ๐ป ๐ฝ๐น๐ฎ๐ป: translating AI from concept into ex*****on by embedding it into licensing, supervision, and market conduct.
โพ๐ฆ๐ฎ๐ป๐ฑ๐ฏ๐ผ๐
๐ฎ๐น๐ถ๐ด๐ป๐บ๐ฒ๐ป๐: a structured pathway from controlled testing to scaled deployment, with continuous feedback shaping smarter policy.
The regulator has laid the foundation. Now ex*****on is everything. The first companies to act will not just compete, they will define the market.
We appreciate IRA for its leadership and commitment to shaping the future of the sector.