Denho Business and Project Consultants

19/02/2023

Before taking up a loan, take time and read this article;

CREDIT AND LOAN MANAGEMENT.
Credit is the money acquired to be paid back in future time. An individual to be given a credit there must be an agreement between two parties (the giver and receiver). Every institution or individuals that give credit has several policies to be followed for credit process to flow.
The factors are always as follow;
1. Discover the need of money
2. Source of money (credit institutions)
3. Security/collateral
4. Interest rate.
5. Processing time among others.

Individual Reasons/Factors.
1. Always think that a credit is in terms of savings for quick and easy payback.
2. Distance yourself from selfish habits.
3. Avoid bankruptcy. This will enable to stay with money to pay back.
4. Mind the saving plan.
5. Think big and don't shy away from the rich.
6. Always share the credit plan with individuals you trust.( Partners)
7. Have a mindful and functional Freund's/ partners.

Loan management procedure.
1. Always don't fear credit. Few businesses stand at their own.
2. Get Loans from credible sources.
3. Create good relationship with creditors.
4. Always pay in time (on scheduled date)
5. Always not divert funds to other issues.
6. Always practice professional and avoid new love affairs.
7. Always enlight your family about Loan obligation to get easy solutions in tough times.
8. Maintain Loan details and documents ( record keeping).

https://denho-business-and-research consults.business.site

06/02/2023

New beginnings new strategies. Srategies are needed to be developed at every stage of the business/project or product because they are on course opinions to strengthen the agenda.
Remember life is a balance between holding on and letting it go.

13/01/2023

Stop giving excuses everytime

Don't forget this

13/01/2023

Discipline VS Excuses.

13/01/2023

We shall make it

You Will Make It!

18/11/2022

Your business is not functioning well, products don't sell, everything in your organization has reached last stage of the life cycle. First think of merging or creating synergies before the demon of selling come up. Things will boom again if you get the right mergers.

11/11/2022

Many Business/ Marketing managers only focus on the results but not focusing on the ground for profits. Managers always conduct their work through other people but what do you impact or put in place to help achieve the expectations.

The most focused area is profits but have you ever got time to sit and lay the strategies. Profits come from sales but do you empower the sales and marketing teams?

Remember sales people come from different professions like engineering, Teaching and never heard of sales. Once conducting refresher job training you only focus marketing on business name or products but forgetting to build and teach them the grounds of marketing and sales plus their career, how to behave towards customers, when and why they are offering products to market.